Gavop shows you how to buy homeowners insurance in Traill County, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $116,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $164,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $271,500 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $755 |
| Home and Two Car | -$131 | $689 |
| Home and Three Car | -$189 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Traill County | $2,500 | $811 | $3,311 | $589 | $3,089 | $222 |
| Traill County, ND | $2,500 | $811 | $3,311 | $589 | $3,089 | $222 |
| Norman, ND | $500 | $1,103 | $1,603 | $801 | $1,301 | $301 |
| Grandin, ND | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Garfield, ND | $400 | $1,189 | $1,589 | $864 | $1,264 | $325 |
| Hunter, ND | $1,000 | $782 | $1,782 | $568 | $1,568 | $214 |
| Hope, ND | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Pleasant View, ND | $1,000 | $1,118 | $2,118 | $813 | $1,813 | $306 |
| Lake, ND | $200 | $1,371 | $1,571 | $997 | $1,197 | $375 |
| Fanny, MN | $2,500 | $1,223 | $3,723 | $889 | $3,389 | $334 |
| Home Insurance Company Traill County, ND | Homeowners Insurance Agency Traill County, ND | Address | Popularity Score | Distance from Traill County (miles) |
|---|---|---|---|---|
| State Farm | Jay Bartley | 3175 Sienna Dr S Ste 102, Fargo, ND, 58104-8910 | 44.8 | |
| State Farm | Renee Forde | 1202 23rd Street S, Fargo, ND, 58103-2951 | 43.5 | |
| Liberty Mutual Independent | Tci Insurance | 158 W Beaton Dr Ste 100, West Fargo, ND, 58078 | 43.1 | |
| Travelers | Fmi Inc | 428 25th St S, Fargo, ND, 58103 | 43.0 | |
| Allstate | The Stocking Agency | 1404 33rd St S Ste E, Fargo, ND, 58103 | 43.5 | |
| Farmers | Loy Larson | 1815niversity Dr S, Fargo, ND, 58103 | 44.6 | |
| Liberty Mutual Independent | Tci Insurance | 158 W Beaton Drive West Fargo, West Fargo, ND, 58078 | 43.1 | |
| Liberty Mutual Independent | Warner And Company | 318 Broadway N, Fargo, ND, 58102 | 43.0 | |
| Travelers | Vaaler Insurance Inc | 1531 32nd Ave S Ste 103, Fargo, ND, 58103 | 45.7 | |
| Farmers | Kyle Nelson | 2521niversity Dr S, Fargo, ND, 58103 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $770 | $1,570 | $800 |
| Traill County, ND | $127,200 | $821 | $600 | $1,140 | $540 |
| Traill County, ND | $127,200 | $821 | $570 | $1,170 | $600 |
| Norman, ND | $164,800 | $1,116 | $810 | $1,550 | $740 |
| Grandin, ND | $117,200 | $936 | $680 | $1,330 | $650 |
| Garfield, ND | $191,700 | $1,203 | $850 | $1,670 | $820 |
| Hunter, ND | $85,000 | $791 | $540 | $1,080 | $540 |
| Hope, ND | $101,600 | $869 | $600 | $1,240 | $640 |
| Pleasant View, ND | $169,600 | $1,132 | $760 | $1,620 | $860 |
| Lake, ND | $256,300 | $1,388 | $1,010 | $1,900 | $890 |
| Fanny, MN | $215,000 | $1,238 | $890 | $1,770 | $880 |