Gavop's guide to buying homeowners insurance in Menard County, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Menard County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gudgel Ave, S Cleveland St, W Lincoln Ave, Quail Run, Price St, Sangamon County Rd, Wernowsky Rd, Greene St, Polk St, 750 N | $130,500 | $120,000 | $125,000-$150,000 | $129,000 | $120,000 | $125,000-$150,000 |
| Harris St, Stout Rd, State Rte 29, Starr Rd, Bitterroot Ct, W Sheridan Rd, Kirby School Ave, Harvest Rd, W Jackson St, Clover Ct | $96,500 | $80,000 | $75,000-$100,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Knoles Rd, Pheasant Run Dr, Tar Creek St, Curtis Blacktop Rd, Ingham Ln, W Logan County Line Rd, Geary Rd, Pine Crest Rd, Country Rd, Rainbow Dr | $118,000 | $100,000 | $100,000-$125,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Pioneer Dr, N 3rd St, Apple Ln, Beacon Pt, Simmering Ave, Twin Oaks Ave, Skaggs Rd, Duncheon St, Sunshine Ln, Behrends Rd | $189,500 | $170,000 | $150,000-$175,000 | $137,500 | $110,000 | $100,000-$125,000 |
| E Monroe St, Lower Salt Creek St, Juell St, W Williams, E Greene St, West Rd, German Cemetery Rd, S Gay St, E Gum St, S 11th St | $191,000 | $180,000 | $200,000-$250,000 | $92,500 | $80,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $638 |
| Home and Two Car | -$111 | $583 |
| Home and Three Car | -$167 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Menard County | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Menard County, IL | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Indian Creek No. 7, IL | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Lake Petersburg, IL | $2,500 | $930 | $3,430 | $676 | $3,176 | $254 |
| Riverton, IL | $200 | $631 | $831 | $459 | $659 | $173 |
| Jeisyville, IL | $700 | $482 | $1,182 | $350 | $1,050 | $132 |
| Kingston Mines, IL | $400 | $542 | $942 | $394 | $794 | $148 |
| Little Mackinaw, IL | $2,000 | $694 | $2,694 | $504 | $2,504 | $190 |
| Decatur, IL | $2,000 | $935 | $2,935 | $680 | $2,680 | $256 |
| Roodhouse, IL | $400 | $505 | $905 | $367 | $767 | $138 |
| South Macon, IL | $700 | $624 | $1,324 | $454 | $1,154 | $171 |
| Home Insurance Company Menard County, IL | Homeowners Insurance Agency Menard County, IL | Address | Popularity Score | Distance from Menard County (miles) |
|---|---|---|---|---|
| State Farm | Ron Moreland | 1315 Wabash Ave, Springfield, IL, 62704 | 18.9 | |
| State Farm | Randy Begole | 103 W Forrest Hill Ave, Peoria, IL, 61604-1640 | 49.6 | |
| Travelers | Davis Agency Insurance | 1105 N North St, Peoria, IL, 61606 | 47.9 | |
| Travelers | Town & Country Insurance Agency Ltd | 301 N Main St, Canton, IL, 61520 | 39.2 | |
| Travelers | Seibel Insurance Agency | 911 W Garfield, Bartonville, IL, 61607 | 43.5 | |
| State Farm | Carolyn Wright | 1 Charles St, Rushville, IL, 62681-9396 | 41.2 | |
| Farmers | Carrie Joos | 1300 S 14th St, Pekin, IL, 61554 | 37.8 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 45.0 | |
| State Farm | Steve Bedford | 1041 Jason Pl, Chatham, IL, 62629-2018 | 23.8 | |
| Erie | Rezin Insurance | 3307 Robbins Road, Springfield, IL, 62704 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Menard County, IL | $132,500 | $694 | $470 | $960 | $490 |
| Menard County, IL | $132,500 | $694 | $490 | $960 | $470 |
| Indian Creek No. 7, IL | $99,500 | $648 | $460 | $890 | $430 |
| Lake Petersburg, IL | $235,500 | $941 | $680 | $1,340 | $660 |
| Riverton, IL | $96,800 | $639 | $450 | $900 | $450 |
| Jeisyville, IL | $58,800 | $488 | $330 | $680 | $350 |
| Kingston Mines, IL | $72,900 | $549 | $400 | $780 | $380 |
| Little Mackinaw, IL | $116,800 | $702 | $480 | $1,000 | $520 |
| Decatur, IL | $80,600 | $947 | $690 | $1,330 | $640 |
| Roodhouse, IL | $64,100 | $511 | $350 | $710 | $360 |
| South Macon, IL | $94,800 | $632 | $420 | $890 | $470 |