Gavop shows you how to buy homeowners insurance in Gulf Breeze, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gulf Breeze, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Williamsburg Dr, Shenandoah Dr, Nightingale Dr, Baybridge Dr, Hampton St, Cumberland Ave, Live Oak St, Pfeiffer St, Stonewall Dr, Palmetto Rd | $263,500 | $220,000 | $200,000-$250,000 | $359,000 | $300,000 | $300,000-$350,000 |
| Montrose Blvd, Joachim Dr, Highpoint Dr, Sound View Trl, Florida Ave, Madrid Ave, Cordoba St, Hibiscus Ave, Driftwood Ave, Shoreline Dr | $329,500 | $280,000 | $250,000-$300,000 | $401,500 | $330,000 | $350,000-$400,000 |
| James River Rd, McAbee Ct, Eufaula St, Hillcrest Ave, Bear Dr, Center Rd, Chanteclaire Cir, Daniel Dr, Surrey Dr, Poinciana Ct | $193,000 | $160,000 | $150,000-$175,000 | $236,000 | $220,000 | $200,000-$250,000 |
| Silverthorn Rd, Berry St, Julia Way, Middle Plantation Cir, Poinciana Dr, Fairpoint Dr, Oviedo St, Faron Cir, York St, Pensacola Beach Rd | $260,000 | $220,000 | $250,000-$300,000 | $249,500 | $210,000 | $175,000-$200,000 |
| Andrew Jackson Trl, Northcliff Dr, Camelia Cir, Joachim St, San Carlos Ave, Southern Ct, Plantation Hill Rd, Navarre St, Azalea St, Smith Cir | $221,500 | $190,000 | $200,000-$250,000 | $254,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $785 |
| Superior Protection Discount | -$93 | $841 |
| Fire & Security Discount | -$75 | $860 |
| Hail Resistant Roof Discount | -$28 | $907 |
| Newly Constructed Home Discount | -$196 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Rosa County | $700 | $1,379 | $2,079 | $1,002 | $1,702 | $377 |
| Gulf Breeze, FL | $700 | $923 | $1,623 | $671 | $1,371 | $252 |
| Oriole Beach, FL | $100 | $1,771 | $1,871 | $1,287 | $1,387 | $484 |
| Avalon, FL | $1,500 | $1,201 | $2,701 | $873 | $2,373 | $328 |
| Navarre, FL | $200 | $1,212 | $1,412 | $881 | $1,081 | $331 |
| Molino, FL | $2,000 | $850 | $2,850 | $617 | $2,617 | $232 |
| Chumuckla, FL | $100 | $1,533 | $1,633 | $1,114 | $1,214 | $419 |
| Jay, FL | $500 | $1,157 | $1,657 | $841 | $1,341 | $316 |
| Northwest Escambia, FL | $700 | $1,448 | $2,148 | $1,053 | $1,753 | $396 |
| Bay Minette, AL | $200 | $852 | $1,052 | $619 | $819 | $233 |
| Spanish Fort, AL | $2,000 | $1,004 | $3,004 | $730 | $2,730 | $274 |
| Home Insurance Company Gulf Breeze, FL | Homeowners Insurance Agency Gulf Breeze, FL | Address | Popularity Score | Distance from Gulf Breeze (miles) |
|---|---|---|---|---|
| Allstate | David E. Seckinger Jr. | 2803 E Cervantes St Ste C, Pensacola, FL, 32503 | 4.2 | |
| Travelers | Locklin Insurance Agency Inc | 5388 Stewart St, Milton, FL, 32570 | 19.8 | |
| Allstate | Scott Richards | 1310 S Highway 29, Cantonment, FL, 32533 | 17.0 | |
| Travelers | Logan Insurance Agency Inc | 3801 N 9th Ave, Pensacola, FL, 32503 | 6.3 | |
| Allstate | Angie Batten | 2784 Gulf Breeze Pkwy, Gulf Breeze, FL, 32563 | 4.0 | |
| Travelers | Cornerstone Insurance Of Florida | 6702 C Plantation Rd Ste B, Pensacola, FL, 32504 | 9.4 | |
| Allstate | Bernie Bellard | 4317 Gulf Breeze Pkwy, Gulf Breeze, FL, 32563 | 7.9 | |
| Allstate | Scott Westmark | 6600a N 9th Ave, Pensacola, FL, 32504 | 8.8 | |
| State Farm | Dennis Fulk | 7702 W Fairfield Dr, Pensacola, FL, 32506-3646 | 9.5 | |
| Allstate | Dave Morrow | 3997 Commons Dr W Ste H, Destin, FL, 32541 | 43.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Santa Rosa County, FL | $170,500 | $1,396 | $1,090 | $1,870 | $780 |
| Gulf Breeze, FL | $336,700 | $935 | $730 | $1,250 | $520 |
| Oriole Beach, FL | $207,300 | $1,793 | $1,400 | $2,400 | $1,000 |
| Avalon, FL | $120,600 | $1,216 | $950 | $1,630 | $680 |
| Navarre, FL | $211,100 | $1,226 | $960 | $1,640 | $680 |
| Molino, FL | $68,300 | $860 | $670 | $1,150 | $480 |
| Chumuckla, FL | $170,700 | $1,552 | $1,210 | $2,080 | $870 |
| Jay, FL | $114,000 | $1,171 | $910 | $1,570 | $660 |
| Northwest Escambia, FL | $157,800 | $1,466 | $1,140 | $1,960 | $820 |
| Bay Minette, AL | $141,400 | $862 | $630 | $1,180 | $550 |
| Spanish Fort, AL | $259,200 | $1,017 | $730 | $1,450 | $720 |