Gavop tells you how to get the best homeowners insurance in Vinemont, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Vinemont, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 1226, View Point Cir, Co Rd 1492, Co Rd 1308, Co Rd 1264, Co Rd 1342, Co Rd 1242, Pine Hill Dr, Tillery St, Co Rd 1373 | $110,000 | $100,000 | $125,000-$150,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Tillery Rd, Co Rd 1269, Seven Bark Dr NW, Co Rd 1355, Co Rd 1247, Co Rd 1254, Waterford Dr, Stonebridge Dr NE, Co Rd 1273, Co Rd 1210 | $136,500 | $120,000 | $150,000-$175,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Co Rd 1356, Co Rd 1303, Co Rd 1233, Co Rd 1399, Co Rd 1265, Co Rd 1239, Co Rd 1122, Eargle Rd, Co Rd 1442, Co Rd 1282 | $91,500 | $80,000 | $75,000-$100,000 | $96,500 | $90,000 | $100,000-$125,000 |
| Co Rd 1418, Co Rd 1459, Co Rd 1231, Co Rd 1195, Co Rd 1236, Wedgewood Cir, Greenview Cir, Co Rd 1306, Co Rd 1307, Co Rd 1328 | $132,000 | $110,000 | $150,000-$175,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Co Rd 1359, Co Rd 1230, Co Rd 1223, Co Rd 1222, Co Rd 1330, Co Rd 1389, Stonebridge Dr, Co Rd 1261, Co Rd 1322, Co Rd 1449 | $150,500 | $140,000 | $150,000-$175,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $745 |
| Home and Two Car | -$138 | $672 |
| Home and Three Car | -$202 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cullman County | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| Vinemont, AL | $2,500 | $800 | $3,300 | $581 | $3,081 | $219 |
| Cullman County, AL | $300 | $1,025 | $1,325 | $745 | $1,045 | $280 |
| Trafford, AL | $2,500 | $874 | $3,374 | $635 | $3,135 | $239 |
| Walnut Grove, AL | $500 | $846 | $1,346 | $615 | $1,115 | $231 |
| Huntsville, AL | $700 | $1,208 | $1,908 | $878 | $1,578 | $330 |
| Town Creek-Courtland, AL | $200 | $883 | $1,083 | $642 | $842 | $241 |
| Nauvoo, AL | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Margaret, AL | $400 | $1,202 | $1,602 | $874 | $1,274 | $329 |
| Eldridge, AL | $1,500 | $582 | $2,082 | $423 | $1,923 | $159 |
| Anderson, AL | $400 | $1,064 | $1,464 | $773 | $1,173 | $291 |
| Crossville, AL | $2,500 | $639 | $3,139 | $464 | $2,964 | $175 |
| Home Insurance Company Vinemont, AL | Homeowners Insurance Agency Vinemont, AL | Address | Popularity Score | Distance from Vinemont (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 45.4 | |
| Farmers | Gary Gibbs | 220 4th Ave Se, Cullman, AL, 35055 | 7.7 | |
| State Farm | Chris Humphries | 1853 N Bethel Rd, Decatur, AL, 35603-5420 | 16.9 | |
| Farmers | Gerald Trevarthen | 909a Graham St Sw, Cullman, AL, 35055 | 8.8 | |
| Travelers | Virgil B Fowler Insurance Agency | 806 2nd Ave Sw, Cullman, AL, 35055 | 8.2 | |
| State Farm | Michael Holifield | 603 Main St W, Hartselle, AL, 35640-2433 | 11.5 | |
| State Farm | Katherine Morgan | 909 Fisher St Sw, Cullman, AL, 35055-5563 | 9.7 | |
| Allstate | Wendy Hall | 2701 Highway 31 S, Decatur, AL, 35603 | 19.5 | |
| State Farm | Patrick Johnson | 2704 Highway 31 S Ste B, Decatur, AL, 35603-1546 | 19.5 | |
| State Farm | Charles Hill | 1302 Highway 78 E, Jasper, AL, 35501-3965 | 36.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,660 | $870 |
| Cullman County, AL | $121,900 | $1,037 | $690 | $1,470 | $780 |
| Vinemont, AL | $126,500 | $810 | $570 | $1,120 | $550 |
| Cullman County, AL | $121,900 | $1,037 | $710 | $1,460 | $750 |
| Trafford, AL | $83,900 | $885 | $600 | $1,260 | $660 |
| Walnut Grove, AL | $79,700 | $856 | $610 | $1,190 | $580 |
| Huntsville, AL | $164,300 | $1,223 | $890 | $1,680 | $790 |
| Town Creek-Courtland, AL | $85,200 | $894 | $650 | $1,220 | $570 |
| Nauvoo, AL | $75,700 | $828 | $590 | $1,150 | $560 |
| Margaret, AL | $142,200 | $1,217 | $820 | $1,730 | $910 |
| Eldridge, AL | $45,000 | $589 | $420 | $840 | $420 |
| Anderson, AL | $115,100 | $1,077 | $740 | $1,490 | $750 |
| Crossville, AL | $67,800 | $647 | $440 | $900 | $460 |