Gavop shows you how to buy homeowners insurance in Olyphant, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $154,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $186,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $239,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $308,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $528 |
| Superior Protection Discount | -$59 | $593 |
| Fire & Security Discount | -$46 | $606 |
| Hail Resistant Roof Discount | -$13 | $639 |
| Newly Constructed Home Discount | -$143 | $509 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lackawanna County | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Olyphant, PA | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| North Abington, PA | $500 | $873 | $1,373 | $635 | $1,135 | $239 |
| Newton, PA | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Hughestown, PA | $400 | $629 | $1,029 | $457 | $857 | $172 |
| Silkworth, PA | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Marksboro, NJ | $200 | $892 | $1,092 | $648 | $848 | $244 |
| Frankford, NJ | $1,000 | $886 | $1,886 | $644 | $1,644 | $242 |
| Walnutport, PA | $200 | $700 | $900 | $509 | $709 | $191 |
| Thompson, NY | $2,500 | $579 | $3,079 | $421 | $2,921 | $158 |
| Slatedale, PA | $400 | $717 | $1,117 | $521 | $921 | $196 |
| Rohrsburg, PA | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| Home Insurance Company Olyphant, PA | Homeowners Insurance Agency Olyphant, PA | Address | Popularity Score | Distance from Olyphant (miles) |
|---|---|---|---|---|
| Erie | J P Bertocki Insurance Agency Inc. | 444 E. Drinker Street, Dunmore, PA, 18512 | 3.3 | |
| Erie | Gilmartin Insurance Agency | 1440 N Washington Avenue, Scranton, PA, 18509 | 4.1 | |
| Travelers | Connor-Helring Associates Inc | 1906 Sanderson Ave, Scranton, PA, 18509 | 3.9 | |
| Erie | Grebb Insurance Agency Llc | 902 South Main Avenue, Scranton, PA, 18504 | 6.6 | |
| Erie | The Whitewood Insurance Agency | 563 Ann Street, Stroudsburg, PA, 18360 | 37.9 | |
| Allstate | Michael Goffredo | 6695 Sullivan Trl Ste 201, Wind Gap, PA, 18091 | 45.1 | |
| Travelers | Vladika Insurance Agency | 649 Washington Ave, Jermyn, PA, 18433 | 5.8 | |
| State Farm | Laurie Powell | 2620 W Front St, Berwick, PA, 18603-4114 | 46.3 | |
| Travelers | Polizzi Kelly Insurance Agency | 203 E Drinker St, Dunmore, PA, 18512 | 3.5 | |
| State Farm | Brian Witmer | 745 Market St, Bangor, PA, 18013-1703 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| Lackawanna County, PA | $149,100 | $683 | $460 | $950 | $490 |
| Olyphant, PA | $148,000 | $652 | $460 | $930 | $470 |
| North Abington, PA | $246,000 | $884 | $630 | $1,220 | $590 |
| Newton, PA | $226,900 | $848 | $610 | $1,160 | $550 |
| Hughestown, PA | $117,600 | $637 | $430 | $880 | $450 |
| Silkworth, PA | $163,600 | $732 | $490 | $1,030 | $540 |
| Marksboro, NJ | $225,000 | $903 | $620 | $1,240 | $620 |
| Frankford, NJ | $315,100 | $897 | $650 | $1,260 | $610 |
| Walnutport, PA | $151,700 | $709 | $500 | $980 | $480 |
| Thompson, NY | $141,600 | $586 | $420 | $810 | $390 |
| Slatedale, PA | $160,500 | $726 | $490 | $1,020 | $530 |
| Rohrsburg, PA | $99,700 | $594 | $430 | $810 | $380 |