Gavop shows you how to buy homeowners insurance in Bates County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $104,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $223,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $214,000 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $753 |
| Home and Two Car | -$139 | $679 |
| Home and Three Car | -$188 | $630 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bates County | $2,000 | $808 | $2,808 | $587 | $2,587 | $221 |
| Bates County, MO | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Passaic, MO | $500 | $962 | $1,462 | $699 | $1,199 | $263 |
| Everett, MO | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Henry, MO | $500 | $876 | $1,376 | $637 | $1,137 | $239 |
| Camp Branch, MO | $2,000 | $1,111 | $3,111 | $807 | $2,807 | $303 |
| Badger, MO | $200 | $1,043 | $1,243 | $758 | $958 | $285 |
| Miami County, KS | $1,000 | $1,359 | $2,359 | $987 | $1,987 | $371 |
| Prairie, MO | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| Peoria, KS | $400 | $1,255 | $1,655 | $912 | $1,312 | $343 |
| Liberal, MO | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Home Insurance Company Bates County, MO | Homeowners Insurance Agency Bates County, MO | Address | Popularity Score | Distance from Bates County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cook Insurance Agency Inc | 7 N Main St, Butler, MO, 64730 | 0.4 | |
| State Farm | Julie Buell | 203 N Madison St, Raymore, MO, 64083-9701 | 38.4 | |
| Liberty Mutual Independent | Cook Insurance Agency Inc | 7 N Main St, Butler, MO, 64730 | 0.4 | |
| Allstate | Baker Hallstrom | 1587 Ne Rice Rd, Lees Summit, MO, 64086 | 47.2 | |
| Travelers | Twin Lakes Insurance Agency | 608 Sw 3rd St, Lees Summit, MO, 64063 | 45.2 | |
| State Farm | David Krough | 600 W 103rd St Ste 206, Kansas City, MO, 64114-4524 | 49.3 | |
| Liberty Mutual Independent | Summit Insurance Group | 300 Se Wilson St, Lees Summit, MO, 64063 | 45.5 | |
| State Farm | Michael Oehrke | 900 Sw Oldham Pkwy Ste 250, Lees Summit, MO, 64081-2608 | 45.2 | |
| State Farm | Wanda Skelton | 613 Burkarth Rd, Warrensburg, MO, 64093-1461 | 48.7 | |
| Allstate | George M. Devereaux | 11902 Blue Ridge Ext Ste Q, Grandview, MO, 64030 | 46.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,500 | $770 |
| Bates County, MO | $108,300 | $818 | $560 | $1,140 | $580 |
| Bates County, MO | $108,300 | $818 | $600 | $1,150 | $550 |
| Passaic, MO | $108,300 | $974 | $670 | $1,380 | $710 |
| Everett, MO | $275,800 | $1,385 | $1,010 | $1,950 | $940 |
| Henry, MO | $84,000 | $887 | $630 | $1,230 | $600 |
| Camp Branch, MO | $160,800 | $1,124 | $780 | $1,600 | $820 |
| Badger, MO | $135,200 | $1,056 | $760 | $1,450 | $690 |
| Miami County, KS | $181,100 | $1,375 | $1,070 | $1,860 | $790 |
| Prairie, MO | $195,800 | $857 | $570 | $1,230 | $660 |
| Peoria, KS | $119,900 | $1,270 | $990 | $1,710 | $720 |
| Liberal, MO | $45,800 | $720 | $520 | $990 | $470 |