How Can I Make My Lexington, NC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lexington, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Lexington, NC Home Insurance Coverage Levels | Back to Top
| Lexington, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1920, Wayne Gobble Rd, N Talbert Blvd, State Rd 1504, James St, State Rd 1479, Radcliff Dr, Jim Bell Rd, Timberbreak Dr, Indian Wells Cir | $128,000 | $110,000 | $125,000-$150,000 | $124,000 | $120,000 | $100,000-$125,000 |
| Brian Ln, Cedar Dr, Flicker Ln, Theodore Ave, State Rd 3117, Glenoaks Dr, Albemarle St, State Rd 1420, Marco Blvd, Mocksville Rd | $129,000 | $110,000 | $100,000-$125,000 | $113,500 | $100,000 | $75,000-$100,000 |
| Rainbow Ave, Reedy Creek-Friendship Rd, Sr Fritts Dr, State Rd 2945, Poplar St, Harkey St, Burke Dr, Hunters Way, Curry St, Valleyview Dr | $117,000 | $110,000 | $75,000-$100,000 | $137,000 | $120,000 | $125,000-$150,000 |
| Tanglewood Dr, Weisner St, State Rd 1467, Tussey St, State Rd 1219, W Davidson Ave, Woodland Ave, Helms Rd, Wall St, State Rd 1427 | $181,500 | $150,000 | $150,000-$175,000 | $146,500 | $140,000 | $150,000-$175,000 |
| State Rd 1556, Garland Dr, Warrior Way, State Rd 1689, Dillard Cir, State Rd 1684, Beethoven Ave, Kara Ln, Jefferson St, Federal St | $101,000 | $90,000 | $100,000-$125,000 | $73,500 | $70,000 | $50,000-$75,000 |
| State Rd 1247, State Rd 1453, Horse Haven Rd, S Salisbury St, Hidden Hills Rd, Brittany Ln, State Rd 1642, March Ln, Hedrick Cir, Weaver Dr | $134,000 | $120,000 | $125,000-$150,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Dalton Dr, N Greensboro St, Dacotah St, W 7th St, Greensboro St, State Rd 1353, State Rd 1843, Cale Bradley Ct, Dickson St, Greenway Dr | $77,000 | $70,000 | $75,000-$100,000 | $105,000 | $100,000 | $75,000-$100,000 |
| Converse Dr, Adair Ln, S Church St, Nathan Dr, Jackson Blvd, Lantanna Ave, Clearfield Dr, Eagle Ridge Ct, Winston Rd, Sayber Ln | $121,500 | $100,000 | $100,000-$125,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Craver Rd, Hedrick St, W 13th St, Lynda Ln, Curtis Leonard Rd, Idlewild Dr, Peace Haven Dr, Northwind Dr, State Rd 2212, Golden Dr | $116,500 | $100,000 | $75,000-$100,000 | $119,500 | $110,000 | $125,000-$150,000 |
| State Rd 1825, S Railroad St, State Rd 1583, State Rd 1645, Beech Tree Ln, Tanvard St, State Rd 2002, Avondale Dr, Hill Dr, State Rd 1423 | $114,000 | $100,000 | $100,000-$125,000 | $63,000 | $50,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Lexington, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $577 |
| Superior Protection Discount | -$64 | $648 |
| Fire & Security Discount | -$71 | $641 |
| Hail Resistant Roof Discount | -$14 | $698 |
| Newly Constructed Home Discount | -$206 | $506 |
Choose your Lexington, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Lexington, NC | Back to Top
| Home Insurance Company Lexington, NC | Homeowners Insurance Agency Lexington, NC | Address | Popularity Score | Distance from Lexington (miles) |
|---|---|---|---|---|
| State Farm | Mark Hutson | 3512 Nc Highway 8, Lexington, NC, 27292-6779 | 6.3 | |
| Erie | Oconnor Insurance Associates Inc. | 1973 J N Pease Place Suite 203, Charlotte, NC, 28262 | 47.1 | |
| State Farm | Tim Westfall | 1620 Eastchester Dr Ste 104, High Point, NC, 27265-3917 | 17.7 | |
| Allstate | Sherri J. Kennedy | 900 W Cooksey Dr Ste G, Thomasville, NC, 27360 | 9.5 | |
| Travelers | Gatewood Financial | 7925 N Tryon St Ste 206, Charlotte, NC, 28262 | 47.8 | |
| Travelers | W N Ireland Insurance Agency Inc | 113 E Main Street, Yadkinville, NC, 27055 | 29.6 | |
| Erie | Ben Cowan Insurance Services Inc. | 5650 Highway 49 S Suite 201, Harrisburg, NC, 28075 | 43.9 | |
| State Farm | Tommy Millar | 1122 Randolph St Ste 112, Thomasville, NC, 27360-5730 | 10.3 | |
| State Farm | Scott Mclamb | 239 E Center St, Lexington, NC, 27292-3343 | 2.5 | |
| State Farm | Tracy Woodruff | 507 W Center St Ste A, Lexington, NC, 27292-2774 | 1.9 |
Compare Rates for Lexington, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Davidson County, NC | $134,800 | $765 | $520 | $1,090 | $570 |
| Lexington, NC | $122,600 | $712 | $510 | $980 | $470 |
| Yadkin College, NC | $134,200 | $786 | $570 | $1,110 | $540 |
| Hampton, NC | $174,500 | $943 | $680 | $1,300 | $620 |
| New Market, NC | $114,800 | $649 | $470 | $900 | $430 |
| Cedar Grove, NC | $120,400 | $673 | $490 | $960 | $470 |
| Oak Ridge, NC | $273,100 | $882 | $600 | $1,210 | $610 |
| Forest Oaks, NC | $246,300 | $1,165 | $780 | $1,640 | $860 |
| Pinnacle, NC | $95,500 | $600 | $400 | $850 | $450 |
| Coddle Creek, NC | $189,500 | $834 | $560 | $1,140 | $580 |
| Beaver Island, NC | $113,400 | $691 | $460 | $950 | $490 |
| Harrisburg, NC | $254,100 | $844 | $620 | $1,160 | $540 |
Research Home Insurance Companies Reviews in Lexington, NC Before Buying | Back to Top
Share a review on your home insurance company
Nationwide Home Insurance Reviews
Date: May 23, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
I have been a customer for over 30 years and all claims were promptly resolved to my satisfaction
State Farm Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I've had a limited experience with their customer service, but from the experience I had, they were very open about my policy and were able to give me answers to some questions I had.
Progressive Home Insurance Reviews
Date: July 15, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
Customer service is ok. Not much contact with them as we have had no claims and auto pay our premium.