Gavop shows you how to buy homeowners insurance in Potter County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Potter County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Geness Mills Rd, Manley Ave, T482, Flat Jack Rd, T546, Bradley Run Rd, T419, Ave A, Bean Hill Rd, Steer Brook Rd | $95,500 | $80,000 | $75,000-$100,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Sartwell Creek Rd, Card Creek Rd, Big Springs Rd, T396, Foundry St, T333, Windfall Rd, Irish Farm Rd, Coneville Rd, Bailey Run Rd | $111,000 | $100,000 | $100,000-$125,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Potter County Game Club Rd, Niles Hill Rd, Burrell Ln, T465, Prosser Hollow Rd, Matt Ward Rd, T414, T524, Summit St, Pomeroy St | $134,500 | $110,000 | $100,000-$125,000 | $54,000 | $50,000 | $50,000-$75,000 |
| T365, T408, Twp Rd 420, North St, S Mitchell Rd, Kinley Rd, Potter Game Rd, T396, Simms Ln, T350 | $75,500 | $70,000 | $75,000-$100,000 | $59,000 | $50,000 | $50,000-$75,000 |
| Wild Boy Rd, Bicklemans Rd, Dividing Ridge Rd, Howard Dr, Elliot, Heth Rd, Big Bears Ln, Mockingbird Ln, T351, White Chopin Rd | $135,500 | $120,000 | $150,000-$175,000 | $73,000 | $60,000 | $50,000-$75,000 |
| Fairview Ave, Dildine Rd, Trout Brook Rd, T540, Cress Ln, E Branch Fishing Creek Rd, Right Branch Cooney Hollow, S Branch Rd, Summit Rd, Chipmunk Trl | $84,000 | $70,000 | $50,000-$75,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Faith St, Tr416, Germania Overlook Rd, Derring Hollow Rd, Zepher St, Carp Park Rd, Elm St, T346, Orchard Ave, State Rte 44 | $64,000 | $60,000 | $50,000-$75,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Camp Savage Ln, T590, Victory Ln, W Pine St, T307, Flewellyn Rd, T-807, T533, Dodge St, T497 | $136,000 | $110,000 | $150,000-$175,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Grover Hollow Rd, Grove St Exd, Lehman Rd, E 2nd St, Cushing Hollow Rd, State Rte 49, W Carley Hill Rd, Englar Ave, Herringtown Rd, T360 | $95,000 | $80,000 | $100,000-$125,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Tennessee Rd, Allard, A5379, Pump Station Rd, Sr4007, 4th St, Miller Ln, N Genesee St, Hemlock Hollow Rd, Chipmunk Trl | $100,000 | $90,000 | $100,000-$125,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $583 |
| Superior Protection Discount | -$65 | $655 |
| Fire & Security Discount | -$72 | $648 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$202 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Potter County | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Potter County, PA | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Willing, NY | $100 | $584 | $684 | $424 | $524 | $160 |
| Ceres, PA | $1,500 | $562 | $2,062 | $409 | $1,909 | $154 |
| Andover, NY | $300 | $595 | $895 | $432 | $732 | $163 |
| Middlebury, PA | $1,500 | $792 | $2,292 | $576 | $2,076 | $217 |
| Olean, NY | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Cummings, PA | $2,500 | $750 | $3,250 | $545 | $3,045 | $205 |
| Allegany, NY | $200 | $940 | $1,140 | $683 | $883 | $257 |
| Karthaus, PA | $2,000 | $517 | $2,517 | $376 | $2,376 | $141 |
| Mill Hall, PA | $200 | $615 | $815 | $447 | $647 | $168 |
| Moshannon, PA | $2,000 | $611 | $2,611 | $444 | $2,444 | $167 |
| Home Insurance Company Potter County, PA | Homeowners Insurance Agency Potter County, PA | Address | Popularity Score | Distance from Potter County (miles) |
|---|---|---|---|---|
| Erie | Wert Insurance Agency Inc. | 2388 S Main, Mansfield, PA, 16933 | 42.3 | |
| Travelers | Marshall Insurance Services Inc | 44 Bolivar Dr , Bradford, PA, 16701 | 40.6 | |
| Travelers | Marshall Insurance Services Inc | 44 Bolivar Drive, Bradford, PA, 16701 | 40.6 | |
| Farmers | Linda Ungard | 600 Allegheny St, Jersey Shore, PA, 17740 | 49.9 | |
| Nationwide | Mark Germino Agency Inc | 107 N Main St, Mansfield, PA, 16933-1305 | 42.3 | |
| Erie | Wm R Karschner & Sons | 55 Germania Street, Galeton, PA, 16922 | 12.9 | |
| Nationwide | Drake G Morse | 114 N Main St, Coudersport, PA, 16915 | 6.8 | |
| Nationwide | Mark Germino Agency Inc | 80 Main St, Wellsboro, PA, 16901-1573 | 30.7 | |
| Erie | Wm R Karschner & Sons | 108 N Main Street, Coudersport, PA, 16915 | 6.8 | |
| State Farm | Pat Hughes | 13136 Route 59, Smethport, PA, 16749-4050 | 29.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,060 | $550 |
| Potter County, PA | $103,700 | $720 | $480 | $1,030 | $550 |
| Potter County, PA | $103,700 | $720 | $520 | $1,020 | $500 |
| Willing, NY | $83,700 | $591 | $420 | $850 | $430 |
| Ceres, PA | $90,000 | $569 | $400 | $810 | $410 |
| Andover, NY | $65,200 | $602 | $430 | $820 | $390 |
| Middlebury, PA | $201,600 | $802 | $580 | $1,140 | $560 |
| Olean, NY | $77,600 | $960 | $700 | $1,350 | $650 |
| Cummings, PA | $178,100 | $759 | $510 | $1,090 | $580 |
| Allegany, NY | $94,300 | $952 | $690 | $1,360 | $670 |
| Karthaus, PA | $73,600 | $523 | $370 | $740 | $370 |
| Mill Hall, PA | $111,500 | $622 | $440 | $860 | $420 |
| Moshannon, PA | $109,700 | $618 | $430 | $850 | $420 |