Gavop shows you how to buy homeowners insurance in Delaware County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $89,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $128,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $181,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $197,500 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $613 |
| Home and Two Car | -$107 | $560 |
| Home and Three Car | -$160 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delaware County | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Delaware County, IA | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Garber, IA | $500 | $509 | $1,009 | $370 | $870 | $139 |
| Sperry, IA | $2,500 | $706 | $3,206 | $513 | $3,013 | $193 |
| Stanley, IA | $100 | $454 | $554 | $330 | $430 | $124 |
| Urbana, IA | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Dubuque, IA | $200 | $790 | $990 | $574 | $774 | $216 |
| Wyoming, IA | $2,000 | $622 | $2,622 | $452 | $2,452 | $170 |
| Westgate, IA | $100 | $524 | $624 | $381 | $481 | $143 |
| Ely, IA | $1,500 | $974 | $2,474 | $708 | $2,208 | $266 |
| Fremont, IA | $100 | $1,017 | $1,117 | $739 | $839 | $278 |
| Tipton, IA | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Home Insurance Company Delaware County, IA | Homeowners Insurance Agency Delaware County, IA | Address | Popularity Score | Distance from Delaware County (miles) |
|---|---|---|---|---|
| Allstate | Tim Dieter | 3343 Center Grove Dr Ste E, Dubuque, IA, 52003 | 32.9 | |
| Travelers | Dubuque Insurance Services Inc | 205 Kaufmann Ave, Dubuque, IA, 52001 | 35.1 | |
| State Farm | Julie Smith | 1212 W Main St, Manchester, IA, 52057-2305 | 6.0 | |
| State Farm | Dale Thompson | 1450 Boyson Rd Bldg C, Hiawatha, IA, 52233-2340 | 34.2 | |
| State Farm | Doug Valentine | 240 Wiley Blvd Sw Ste E, Cedar Rapids, IA, 52404-1319 | 39.7 | |
| State Farm | Rex Massey | 337 1st Ave E, Dyersville, IA, 52040-1204 | 12.2 | |
| State Farm | Chuck Kent | 668 7th Ave, Marion, IA, 52302-5743 | 32.8 | |
| Travelers | Three Rivers Insurance | 120 E 4th St, Vinton, IA, 52349 | 40.0 | |
| State Farm | Michelle Havener | 790 25th Street, Marion, IA, 52302-3749 | 32.5 | |
| Travelers | Ludovissy & Associates | 787 W Locust St, Dubuque, IA, 52001 | 34.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,150 | $560 |
| Delaware County, IA | $126,000 | $666 | $470 | $950 | $480 |
| Delaware County, IA | $126,000 | $666 | $470 | $920 | $450 |
| Garber, IA | $60,000 | $515 | $370 | $710 | $340 |
| Sperry, IA | $104,000 | $715 | $520 | $990 | $470 |
| Stanley, IA | $50,000 | $460 | $330 | $630 | $300 |
| Urbana, IA | $150,600 | $867 | $600 | $1,190 | $590 |
| Dubuque, IA | $135,800 | $799 | $540 | $1,140 | $600 |
| Wyoming, IA | $83,700 | $630 | $460 | $870 | $410 |
| Westgate, IA | $62,900 | $530 | $360 | $750 | $390 |
| Ely, IA | $202,800 | $986 | $720 | $1,410 | $690 |
| Fremont, IA | $226,500 | $1,029 | $730 | $1,470 | $740 |
| Tipton, IA | $124,700 | $789 | $530 | $1,110 | $580 |