How Can I Make My Gadsden, AL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Gadsden, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Gadsden, AL Home Insurance Coverage Levels | Back to Top
| Gadsden, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Walden Dr, Glenn Cir, Hampton Rd, S 12th St, Rocky Hollow Cutoff Rd, Big Oak Dr E, Newton St, W Covington Ave, Dogwood Dr, Fowler St | $141,000 | $130,000 | $100,000-$125,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Harvard Ave, Ford Valley Rd, Dallas St, Morgan St, S Hawk Dr, Warren St, Covington Ave SE, Greensport Rd, Somerset Dr, 17th St SE | $126,500 | $110,000 | $100,000-$125,000 | $92,500 | $80,000 | $100,000-$125,000 |
| Fairview Aly, Western Ln, Wilson Ave, Path Finder Ct, S 7th Ave, Pinewood Ave, Woodhaven Dr, Cabot Ave, Merle Ave, Mistletoe Holw | $138,500 | $120,000 | $125,000-$150,000 | $122,000 | $100,000 | $100,000-$125,000 |
| Cambridge Ln, Meadowview Cir, Barkley St, Parkwood Ln, Ratliff St, Cumberland Ln, Glencrest Cir, Garmon Rd, Vinson Ave, Bellevue Dr | $305,000 | $280,000 | $300,000-$350,000 | $136,000 | $130,000 | $100,000-$125,000 |
| Gann Rd, Skyway St, Alpine Vw, Sutton Cir, Fowlers Ferry Rd S, Brookmont Rd, Holly St, Montcrest Pt, Autumnwood Ln, Wilson St SE | $146,500 | $140,000 | $125,000-$150,000 | $159,500 | $150,000 | $150,000-$175,000 |
| Green Cove St, Davis Dr, Shawnee Dr, Thompson Rd, Rum St, Dunaway Dr, Irby Blvd, Harbor Ln, Shady Ln W, 31st St N | $209,500 | $180,000 | $200,000-$250,000 | $150,500 | $140,000 | $150,000-$175,000 |
| Laurel Ln, Wood Ave, Montezuma Dr, Pineapple St, Clanton St SW, Sandusky Ln, Trenton St, Edward Ave, Robin Cir, Reverand William C Fleming Pl | $109,000 | $100,000 | $100,000-$125,000 | $86,000 | $70,000 | $50,000-$75,000 |
| Holly Creek Dr, Logan Cir, Hooks Lake Rd, Grant Ave, Brown Ave, Oak St SE, Western Hills Dr W, Pettit St, Gilliand Ct, Block Ave | $109,000 | $100,000 | $125,000-$150,000 | $57,000 | $50,000 | $25,000-$50,000 |
| Newton St, Short Spruce St, Colony Way, E Air Depot Rd, Pharr Cir, S 18th St, Noojin St SW, Spring Hill Dr, Spring Dr, Laura Ln | $149,000 | $130,000 | $150,000-$175,000 | $97,500 | $90,000 | $75,000-$100,000 |
| Thompson St, Paxton Ave, Marker Ave, W Railroad Ave, Bolton Rd, Red Oak Rd, Plainview St SE, Emma St, Adele St, S Jacksonville St | $88,000 | $80,000 | $50,000-$75,000 | $95,500 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Gadsden, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $806 |
| Superior Protection Discount | -$98 | $885 |
| Fire & Security Discount | -$88 | $895 |
| Hail Resistant Roof Discount | -$29 | $954 |
| Newly Constructed Home Discount | -$246 | $737 |
Choose your Gadsden, AL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,948 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Gadsden, AL | Back to Top
| Home Insurance Company Gadsden, AL | Homeowners Insurance Agency Gadsden, AL | Address | Popularity Score | Distance from Gadsden (miles) |
|---|---|---|---|---|
| State Farm | Scott Cantrell | 313 Fieldstown Rd Ste 101, Gardendale, AL, 35071-2796 | 48.9 | |
| Allstate | Tyler Elliott | 305 W Grand Ave, Rainbow City, AL, 35906 | 1.4 | |
| State Farm | Paul Harris | 915 W Meighan Blvd, Gadsden, AL, 35901-3327 | 3.9 | |
| Allstate | Billy Kemp | 1197 Highway 77, Southside, AL, 35907 | 3.5 | |
| Allstate | Lamar Yarbrough | 6421 S Chalkville Rd, Trussville, AL, 35173 | 40.2 | |
| Travelers | Attain Insurance | 611 Gault Ave S, Fort Payne, AL, 35967 | 37.0 | |
| Farmers | Hans King | 1317 Wilmer Ave Ste 104, Anniston, AL, 36201 | 25.5 | |
| Allstate | Chuck Burns | 5451 Chalkville Rd, Birmingham, AL, 35235 | 40.2 | |
| Allstate | Scott Blackstone | 215 N 3rd St, Gadsden, AL, 35901 | 4.2 | |
| Travelers | Shannon & Banks Inc | 200 Chestnut St, Ste B, Gadsden, AL, 35901 | 4.0 |
Compare Rates for Gadsden, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,620 | $830 |
| Etowah County, AL | $105,100 | $978 | $670 | $1,340 | $670 |
| Gadsden, AL | $105,900 | $983 | $680 | $1,400 | $720 |
| Piedmont, AL | $80,300 | $722 | $500 | $1,030 | $530 |
| Pell City, AL | $149,600 | $889 | $600 | $1,260 | $660 |
| Fyffe, AL | $103,100 | $847 | $580 | $1,160 | $580 |
| Section, AL | $114,700 | $903 | $610 | $1,280 | $670 |
| Kimberly-Morris, AL | $159,000 | $919 | $630 | $1,260 | $630 |
| Hayden, AL | $137,800 | $850 | $600 | $1,220 | $620 |
| Tallapoosa, GA | $133,900 | $769 | $550 | $1,080 | $530 |
| Leeds, AL | $221,700 | $971 | $650 | $1,380 | $730 |
| Dodge City, AL | $121,900 | $1,115 | $750 | $1,570 | $820 |
| Laceys Spring, AL | $120,700 | $788 | $580 | $1,110 | $530 |
Research Home Insurance Companies Reviews in Gadsden, AL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Im not to familiar with all of the policies but i do know that my wife handles most of the small print, I as the husband do most of the paying for the service.
Date: July 15, 2019 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
Do not get your home insured by Allstate. In 2017 my house was hit by a tornado. The Allstate adjuster said they would not pay to have the roof replaced, only partial to the back of the home.
Nationwide Home Insurance Reviews
Date: May 28, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
I actually have no idea about the premium or deductibles. I do know that it's affordable and helps when I need them. I can get a hotel paid for if our family home is damaged and unlivable.