Gavop shows you how to buy homeowners insurance in Wellsville, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wellsville, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| O'Connor St, Nys Route 248, Pump Station Rd, Stone Dam Rd, Robbins Ct, Farnum St, Florida Ave, Co Rd 39, Martin St, Quigg Hollow Rd | $126,000 | $110,000 | $100,000-$125,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Riverview Dr, Cobb Rd, King St, Co Rd 38, Billings Hill Rd, Orebed Rd, Truax Rd, Jericho Hill Rd, Heselton Rd, E Sciota St | $144,500 | $120,000 | $150,000-$175,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Fords Brook-North Branch Rd, Buck Farm Rd, Crandall Rd, Meservey Hill Rd, Helmhold Rd, Kilbane Rd, N Highland Ave, Kear Rd, Fulmer Valley Rd, Park St | $118,500 | $100,000 | $100,000-$125,000 | $71,000 | $60,000 | $75,000-$100,000 |
| Peet Rd, Pleasant Valley Rd, Schrader Rd, River St, Co Rd 31A, Orchard St, Fair St, Osborne St, Forsythe Rd, George St | $107,000 | $100,000 | $100,000-$125,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Washington St, Vandermark Rd, Fish Rd, Farnum Rd, Oil Well Rd, Kossuth Rd, Wightman Rd, Fairview Ave, Phillips Rd, Cornelius Rd | $61,500 | $50,000 | $50,000-$75,000 | $63,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $809 |
| Superior Protection Discount | -$95 | $857 |
| Fire & Security Discount | -$95 | $857 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$219 | $733 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegany County | $2,500 | $1,180 | $3,680 | $857 | $3,357 | $322 |
| Wellsville, NY | $1,500 | $940 | $2,440 | $683 | $2,183 | $257 |
| Shinglehouse, PA | $300 | $549 | $849 | $399 | $699 | $150 |
| Jasper, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Annin, PA | $500 | $525 | $1,025 | $381 | $881 | $143 |
| St. Bonaventure, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Galeton, PA | $300 | $538 | $838 | $391 | $691 | $147 |
| Springville, NY | $100 | $595 | $695 | $432 | $532 | $163 |
| Caton, NY | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Retsof, NY | $300 | $583 | $883 | $424 | $724 | $159 |
| Napoli, NY | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Home Insurance Company Wellsville, NY | Homeowners Insurance Agency Wellsville, NY | Address | Popularity Score | Distance from Wellsville (miles) |
|---|---|---|---|---|
| Travelers | The Mitchell-Joseph Agency | 130 S Main St, Naples, NY, 14512 | 43.4 | |
| Travelers | Richardson & Stout Inc | 80 N Main St, Wellsville, NY, 14895 | 1.1 | |
| Farmers | Janice Randall | 206 Main St, Olean, NY, 14760 | 26.0 | |
| Allstate | Richardson And Stout Inc | 80 N Main St, Wellsville, NY, 14895 | 1.1 | |
| Travelers | Richardson & Stout Inc | 80 N Main Street, Wellsville, NY, 14895 | 1.1 | |
| Erie | Schenk & Miles Agency Inc. | 23 E Pearl Street, Wellsville, NY, 14895 | 1.3 | |
| State Farm | Bill Pope | 291 S Hamilton St, Painted Post, NY, 14870-9782 | 42.1 | |
| State Farm | Michael Cook | 19 E Pearl St, Wellsville, NY, 14895-1133 | 1.3 | |
| Allstate | Lawrence Dye Inc | 73 Genesee St, Cuba, NY, 14727 | 19.4 | |
| Farmers | Mary James | 27 E Main St Ste B, Springville, NY, 14141 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,650 | $820 |
| Allegany County, NY | $73,300 | $1,194 | $860 | $1,710 | $850 |
| Wellsville, NY | $68,700 | $952 | $660 | $1,350 | $690 |
| Shinglehouse, PA | $85,300 | $556 | $390 | $770 | $380 |
| Jasper, NY | $93,800 | $590 | $400 | $820 | $420 |
| Annin, PA | $76,300 | $531 | $360 | $740 | $380 |
| St. Bonaventure, NY | $92,800 | $590 | $420 | $830 | $410 |
| Galeton, PA | $81,300 | $545 | $400 | $760 | $360 |
| Springville, NY | $118,400 | $602 | $430 | $850 | $420 |
| Caton, NY | $118,000 | $601 | $430 | $820 | $390 |
| Retsof, NY | $87,700 | $590 | $420 | $810 | $390 |
| Napoli, NY | $78,800 | $593 | $420 | $810 | $390 |