How Can I Make My Norfolk, VA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Norfolk, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Norfolk, VA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $148,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $198,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $299,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $210,000 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Norfolk, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $676 |
| Superior Protection Discount | -$75 | $759 |
| Fire & Security Discount | -$92 | $742 |
| Hail Resistant Roof Discount | -$25 | $809 |
| Newly Constructed Home Discount | -$209 | $626 |
Choose the Right Deductible for your Norfolk, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Poquoson | $1,500 | $851 | $2,351 | $618 | $2,118 | $232 |
| Norfolk, VA | $2,500 | $824 | $3,324 | $599 | $3,099 | $225 |
| Isle of Wight County, VA | $300 | $895 | $1,195 | $651 | $951 | $245 |
| Rushmere, VA | $2,000 | $829 | $2,829 | $602 | $2,602 | $227 |
| Cape Charles, VA | $100 | $1,034 | $1,134 | $752 | $852 | $283 |
| South Mills, NC | $700 | $1,075 | $1,775 | $781 | $1,481 | $294 |
| Eastville, VA | $100 | $941 | $1,041 | $684 | $784 | $257 |
| Gloucester Courthouse, VA | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Camptown, VA | $100 | $480 | $580 | $349 | $449 | $131 |
| Claremont, VA | $700 | $756 | $1,456 | $549 | $1,249 | $207 |
| Nixonton, NC | $300 | $810 | $1,110 | $589 | $889 | $221 |
Identify Top Home Insurance Agents near Norfolk, VA | Back to Top
| Home Insurance Company Norfolk, VA | Homeowners Insurance Agency Norfolk, VA | Address | Popularity Score | Distance from Norfolk (miles) |
|---|---|---|---|---|
| State Farm | Beth Holland | 5907 W Norfolk Rd Ste 102, Portsmouth, VA, 23703-3318 | 9.3 | |
| Nationwide | Manuel G Nofplot Jr | 7925 Halprin Dr, Norfolk, VA, 23518-3005 | 1.5 | |
| State Farm | Taylor Ethridge | 1326 E Pembroke Ave, Hampton, VA, 23669-2445 | 8.7 | |
| Farmers | Susan Harris | 3115 Western Branch Blvd Ste 124, Chesapeake, VA, 23321 | 9.7 | |
| Travelers | Insurance Agency Services Llc | 1055 Kempsville Rd Providence Sq Shopping Center, Virginia Beach, VA, 23464 | 8.8 | |
| State Farm | Larry Akers | 928 Diamond Springs Rd, Virginia Beach, VA, 23455-7112 | 5.4 | |
| State Farm | Bill Bowman | 765 W Little Creek Rd Ste B, Norfolk, VA, 23505-2061 | 2.5 | |
| Travelers | Aaa Virginia Commomwealth | Aaa Tidewater 5366 Virginia Beach Blvd, Virginia Beach, VA, 23462 | 6.6 | |
| Liberty Mutual Independent | Friedman Agency Inc | 233 Business Park Dr Ste 200, Virginia Bch, VA, 23462 | 6.6 | |
| Travelers | Usi Insurance Services | 101 W Main St Ste 900, Norfolk, VA, 23510 | 5.9 |
Compare Rates for Norfolk, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,340 | $650 |
| Poquoson, VA | $316,800 | $861 | $590 | $1,220 | $630 |
| Norfolk, VA | $194,800 | $834 | $570 | $1,150 | $580 |
| Isle of Wight County, VA | $249,100 | $906 | $630 | $1,240 | $610 |
| Rushmere, VA | $184,400 | $839 | $610 | $1,200 | $590 |
| Cape Charles, VA | $332,400 | $1,047 | $750 | $1,500 | $750 |
| South Mills, NC | $219,800 | $1,088 | $750 | $1,490 | $740 |
| Eastville, VA | $255,800 | $952 | $680 | $1,310 | $630 |
| Gloucester Courthouse, VA | $232,300 | $922 | $660 | $1,300 | $640 |
| Camptown, VA | $87,100 | $486 | $330 | $690 | $360 |
| Claremont, VA | $155,200 | $765 | $550 | $1,090 | $540 |
| Nixonton, NC | $184,100 | $820 | $590 | $1,130 | $540 |
Research Home Insurance Companies Reviews in Norfolk, VA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: September 18, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 11, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Donegal Mutual Insurance Company Home Insurance Reviews
Date: September 20, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 07, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: January 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: April 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: February 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Alfa Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: July 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: October 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: August 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married