How Can I Make My Hamden, CT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hamden, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Hamden, CT Home Insurance Coverage Levels | Back to Top
| Hamden, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Town Walk Dr, Crestway, Monterey Ave, Woodin St, W Meadow, Arents Rd, Remington St, Wiscassett Ave, Wakefield St, Morgan Ln | $138,500 | $120,000 | $100,000-$125,000 | $123,000 | $110,000 | $100,000-$125,000 |
| Palmer Ave, Six Rod Hwy, Dudley Ct, Pond Rd, Promenade Dr E, Mill Rock Rd, Carmalt Rd, Jamestown Rd, Carmel St, Quentin St | $341,000 | $300,000 | $250,000-$300,000 | $148,500 | $130,000 | $125,000-$150,000 |
| High Top Cir E, Cromwell St, Glen Pkwy, Bryden Ter, Haverford St, Hotchkiss Ln, Lent Rd, Hampton Rd, Robinwood Rd, Hawley Rd | $323,500 | $260,000 | $250,000-$300,000 | $320,000 | $290,000 | $250,000-$300,000 |
| Promenade Dr N, Newberry St, Aspen Glen Dr, Carew Rd, Mather St, Jayne Ln, Eastland Rd, N Sheffield St, Haverford Ln, Mansion Rd | $232,500 | $220,000 | $250,000-$300,000 | $160,500 | $150,000 | $150,000-$175,000 |
| Millis St, Welch Rd, Promenade Dr S, Homelands Ter, Maryknoll Rd, Farnsworth St, Costanzo Ct, Sandquist Cir, Four Rod Rd, Old Chauncey Rd | $244,000 | $200,000 | $250,000-$300,000 | $284,000 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Hamden, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $862 |
| Superior Protection Discount | -$95 | $956 |
| Fire & Security Discount | -$84 | $967 |
| Hail Resistant Roof Discount | -$32 | $1,019 |
| Newly Constructed Home Discount | -$284 | $767 |
Choose the Right Deductible for your Hamden, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $1,500 | $1,169 | $2,669 | $849 | $2,349 | $319 |
| Hamden, CT | $1,500 | $1,038 | $2,538 | $755 | $2,255 | $284 |
| Belle Terre, NY | $300 | $592 | $892 | $430 | $730 | $162 |
| Selden, NY | $1,000 | $842 | $1,842 | $612 | $1,612 | $230 |
| East Northport, NY | $400 | $1,111 | $1,511 | $807 | $1,207 | $304 |
| Hauppauge, NY | $2,500 | $1,135 | $3,635 | $825 | $3,325 | $310 |
| East Patchogue, NY | $100 | $1,270 | $1,370 | $923 | $1,023 | $347 |
| Canaan, CT | $700 | $1,409 | $2,109 | $1,024 | $1,724 | $385 |
| Westchester County, NY | $300 | $1,090 | $1,390 | $792 | $1,092 | $298 |
| Crystal Lake, CT | $2,500 | $1,385 | $3,885 | $1,007 | $3,507 | $379 |
| Springs, NY | $500 | $839 | $1,339 | $610 | $1,110 | $229 |
| Preston, CT | $1,000 | $1,164 | $2,164 | $846 | $1,846 | $318 |
Identify Top Home Insurance Agents near Hamden, CT | Back to Top
| Home Insurance Company Hamden, CT | Homeowners Insurance Agency Hamden, CT | Address | Popularity Score | Distance from Hamden (miles) |
|---|---|---|---|---|
| Travelers | Jp Svendsen Agency | 27 Lucy St, Woodbridge, CT, 6525 | 4.9 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Tpke , Woodbridge, CT, 6525 | 4.6 | |
| Liberty Mutual Independent | James P Murphy & Associates | 3 Belden Ave, Norwalk, CT, 6850 | 32.1 | |
| State Farm | Chris Bamgboye | 1890 Dixwell Ave Ste 108, Hamden, CT, 06514-3118 | 2.4 | |
| Travelers | Griffin Insurance Llc | 239 North Main St, Branford, CT, 6405 | 9.5 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman Street, Cheshire, CT, 6410 | 7.6 | |
| Nationwide | Margaret M. Kramer | 2643 Whitney Ave, Hamden, CT, 06518-2916 | 1.3 | |
| Travelers | Hughes Agency | 60 Waterbury Rd Ste 2, Prospect, CT, 6712 | 8.5 | |
| Liberty Mutual Independent | Allstar Insurance Agency Llc | 1818 Dixwell Ave, Hamden, CT, 6514 | 2.5 | |
| Allstate | Christine Potts | 10 Higgins Hwy Ste 6, Mansfield Center, CT, 6250 | 41.7 |
Compare Rates for Hamden, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,790 | $880 |
| New Haven County, CT | $244,400 | $1,183 | $820 | $1,680 | $860 |
| Hamden, CT | $225,700 | $1,051 | $730 | $1,440 | $710 |
| Belle Terre, NY | $841,800 | $599 | $410 | $830 | $420 |
| Selden, NY | $299,400 | $852 | $570 | $1,210 | $640 |
| East Northport, NY | $452,900 | $1,124 | $810 | $1,600 | $790 |
| Hauppauge, NY | $459,500 | $1,149 | $780 | $1,570 | $790 |
| East Patchogue, NY | $315,300 | $1,285 | $930 | $1,810 | $880 |
| Canaan, CT | $334,100 | $1,426 | $1,030 | $1,950 | $920 |
| Westchester County, NY | $513,300 | $1,103 | $760 | $1,530 | $770 |
| Crystal Lake, CT | $325,800 | $1,402 | $1,020 | $2,000 | $980 |
| Springs, NY | $674,000 | $849 | $590 | $1,210 | $620 |
| Preston, CT | $242,800 | $1,178 | $800 | $1,640 | $840 |
Research Home Insurance Companies Reviews in Hamden, CT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
When I first started with Allstate, their insurance premiums were about on a par with the other companies I looked at. unfortunately, they have continued to rise and seemingly more quickly than other companies. I am seriously considering changing insurers when my current term is up because I can get a much better deal elsewhere at this point.
Date: September 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
When I have compared the difference between the companies, they seem similar.
State Farm Home Insurance Reviews
Date: September 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
State Farm offers deductibles that fit my needs in every situation. Other companies want me to pay more for the bare minimum of coverage and I was able to find great deals with my company.
GEICO Home Insurance Reviews
Date: July 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I have also same feelings like my car insurance, they have lowest price and best costumer services, when i compare to other companies I have experienced so far.