Gavop shows you how to buy homeowners insurance in Clarkston, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $90,500 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $159,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $132,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $350,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $509 |
| Superior Protection Discount | -$54 | $551 |
| Fire & Security Discount | -$67 | $539 |
| Hail Resistant Roof Discount | -$18 | $587 |
| Newly Constructed Home Discount | -$170 | $436 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Asotin County | $1,000 | $612 | $1,612 | $445 | $1,445 | $167 |
| Clarkston, WA | $2,000 | $598 | $2,598 | $435 | $2,435 | $163 |
| Clarkston Heights-Vineland, WA | $300 | $666 | $966 | $484 | $784 | $182 |
| Garfield County, WA | $700 | $786 | $1,486 | $571 | $1,271 | $215 |
| Columbia County, WA | $100 | $590 | $690 | $429 | $529 | $161 |
| Juliaetta, ID | $1,000 | $492 | $1,492 | $358 | $1,358 | $134 |
| Kendrick, ID | $400 | $522 | $922 | $379 | $779 | $143 |
| LaCrosse, WA | $1,000 | $556 | $1,556 | $404 | $1,404 | $152 |
| Craigmont, ID | $100 | $515 | $615 | $374 | $474 | $141 |
| Latah County, ID | $2,500 | $638 | $3,138 | $464 | $2,964 | $174 |
| Deary, ID | $100 | $519 | $619 | $377 | $477 | $142 |
| Garfield-Oakesdale, WA | $700 | $609 | $1,309 | $442 | $1,142 | $166 |
| Home Insurance Company Clarkston, WA | Homeowners Insurance Agency Clarkston, WA | Address | Popularity Score | Distance from Clarkston (miles) |
|---|---|---|---|---|
| State Farm | Chris Kuennen | 493 N Grand Ave Ste B, Pullman, WA, 99163-3155 | 27.5 | |
| Farmers | Timothy Paul | 325 S Grand Ave, Pullman, WA, 99163 | 27.1 | |
| Farmers | Jay Okeefe | 744 5th St Ste 101, Clarkston, WA, 99403 | 13.2 | |
| State Farm | Shauna Besaw | 825 6th St, Clarkston, WA, 99403-2002 | 13.1 | |
| Allstate | Associated Agcy Grp | 402 S Main St, Colfax, WA, 99111 | 37.0 | |
| Allstate | Hub Intl Northwest | S 375 Grand Ave, Pullman, WA, 99163 | 27.1 | |
| Travelers | Stonebraker Mcquary Agency | 615 5th St, Clarkston, WA, 99403 | 13.3 | |
| Travelers | Pencor Northwest Inc | 2620 S Grand Ave, Pullman, WA, 99163 | 25.6 | |
| State Farm | Bette Lou Crothers | 201 E Main St, Dayton, WA, 99328-1352 | 32.5 | |
| Liberty Mutual Independent | Hub International Northwest Llc | 415 S Main St, Colfax, WA, 99111 | 37.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,120 | $570 |
| Asotin County, WA | $176,700 | $619 | $410 | $890 | $480 |
| Clarkston, WA | $166,700 | $605 | $410 | $830 | $420 |
| Clarkston Heights-Vineland, WA | $219,000 | $674 | $490 | $960 | $470 |
| Garfield County, WA | $143,800 | $795 | $530 | $1,100 | $570 |
| Columbia County, WA | $161,700 | $597 | $430 | $850 | $420 |
| Juliaetta, ID | $108,200 | $498 | $360 | $700 | $340 |
| Kendrick, ID | $120,800 | $528 | $380 | $750 | $370 |
| LaCrosse, WA | $120,500 | $563 | $400 | $800 | $400 |
| Craigmont, ID | $117,900 | $521 | $350 | $730 | $380 |
| Latah County, ID | $207,200 | $646 | $440 | $920 | $480 |
| Deary, ID | $119,400 | $525 | $380 | $730 | $350 |
| Garfield-Oakesdale, WA | $146,600 | $616 | $420 | $850 | $430 |