Gavop's guide to buying homeowners insurance in Turlock, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
2 Bedroom | $196,000 | $180,000 | $150,000-$175,000 |
3 Bedroom | $242,000 | $220,000 | $250,000-$300,000 |
4 Bedroom | $359,000 | $300,000 | $300,000-$350,000 |
5 Bedroom | $330,500 | $290,000 | $350,000-$400,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$139 | $592 |
Superior Protection Discount | -$73 | $658 |
Fire & Security Discount | -$73 | $658 |
Hail Resistant Roof Discount | -$22 | $709 |
Newly Constructed Home Discount | -$205 | $527 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Stanislaus County | $700 | $680 | $1,380 | $494 | $1,194 | $186 |
Turlock, CA | $1,500 | $723 | $2,223 | $525 | $2,025 | $197 |
Keyes, CA | $100 | $1,034 | $1,134 | $751 | $851 | $283 |
Franklin, CA | $2,000 | $1,052 | $3,052 | $764 | $2,764 | $287 |
August, CA | $100 | $1,043 | $1,143 | $758 | $858 | $285 |
Rancho Calaveras, CA | $1,000 | $632 | $1,632 | $459 | $1,459 | $173 |
Mariposa, CA | $400 | $751 | $1,151 | $546 | $946 | $205 |
Mono Vista, CA | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
San Andreas, CA | $200 | $686 | $886 | $499 | $699 | $188 |
San Martin, CA | $700 | $1,143 | $1,843 | $830 | $1,530 | $312 |
Morgan Hill, CA | $500 | $1,352 | $1,852 | $983 | $1,483 | $370 |
Home Insurance Company Turlock, CA | Homeowners Insurance Agency Turlock, CA | Address | Popularity Score | Distance from Turlock (miles) |
---|---|---|---|---|
State Farm | Betty Taylor | 1742 N Vasco Rd, Livermore, CA, 94551-9218 | 49.6 | |
State Farm | Angel Sepulveda | 6838 Pacific Ave, Stockton, CA, 95207-2605 | 43.3 | |
Farmers | Juan Cisneros | 2200 Crows Landing Rd # A, Modesto, CA, 95358 | 9.9 | |
Allstate | Clayton Azevedo | 19 S Del Puerto Ave, Patterson, CA, 95363 | 14.8 | |
Travelers | Ritter Insurance Agency Inc | 2880 Blvd #1, Tracy, CA, 95376 | 36.1 | |
State Farm | Jim Uhlenhop | 229 E 11th St, Tracy, CA, 95376-4015 | 34.8 | |
State Farm | Ken Williams | 1295 E Dunne Ave Ste 225, Morgan Hill, CA, 95037 | 49.1 | |
State Farm | Bob Hosier | 359 W 11th St Ste E, Tracy, CA, 95376-3864 | 35.3 | |
State Farm | George Azevedo Jr | 718 Lincoln Center, Stockton, CA, 95207-2643 | 43.4 | |
State Farm | Kim Martinez | 4255 Pacific Ave Ste 5, Stockton, CA, 95207-7638 | 41.6 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Stanislaus County, CA | $244,100 | $689 | $510 | $940 | $430 |
Turlock, CA | $272,600 | $731 | $540 | $990 | $450 |
Keyes, CA | $166,500 | $1,046 | $770 | $1,420 | $650 |
Franklin, CA | $157,300 | $1,065 | $790 | $1,450 | $660 |
August, CA | $104,600 | $1,056 | $780 | $1,440 | $660 |
Rancho Calaveras, CA | $228,400 | $640 | $470 | $870 | $400 |
Mariposa, CA | $276,000 | $760 | $560 | $1,030 | $470 |
Mono Vista, CA | $233,100 | $695 | $510 | $950 | $440 |
San Andreas, CA | $268,300 | $695 | $510 | $940 | $430 |
San Martin, CA | $840,200 | $1,156 | $860 | $1,570 | $710 |
Morgan Hill, CA | $729,900 | $1,369 | $1,010 | $1,860 | $850 |
Date: September 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Married