Gavop's guide to buying homeowners insurance in Ridgefield, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ridgefield, CT - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ledges Rd, Old Barlow Mountain Rd, Old Quarry Rd, Sky Top Rd, Hauley Pl, Mimosa Cir, 7th Ln, Old Sib Rd, Peaceable Hill Rd, Nod Rd | $990,500 | $880,000 | More than 10,000,000 | $583,000 | $540,000 | $400,000-$500,000 |
| Shadblow Hill Rd, Forest Dr, Barrack Hill Rd, Walnut Hill Rd, Rainbow Dr, Mary Ln, Hussars Camp Pl, Jeffro Dr, Salem View Dr, Lemon Ln | $832,000 | $680,000 | $700,000-$800,000 | $701,000 | $610,000 | $600,000-$700,000 |
| Hillsdale Ave, Limestone Ter, Bayberry Hill Rd, Marys Ln, Tanton Hill Rd, Midrocks Rd, Millers Ln, Playground Rd, Saint Johns Rd, Briar Ridge Rd | $637,000 | $560,000 | $600,000-$700,000 | $545,000 | $460,000 | $400,000-$500,000 |
| Wilridge Rd, Halpin Ln, Ridgecrest Dr, Jackson Ct, Twixt Hills Rd, Tackora Trl, State Hwy 116, Lookout Rd, Limestone Rd, Summit Ln | $608,000 | $500,000 | $500,000-$600,000 | $355,000 | $330,000 | $350,000-$400,000 |
| Olmstead Ln, Island Hill Rd, Sunset Ln, Ridgewood Rd, Davis Ln, Cooper Rd Exd, Aarons Ct, Chelsea Pl, Oreneca Rd, Trails End Ln | $910,000 | $730,000 | $700,000-$800,000 | $488,500 | $460,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $841 |
| Home and Two Car | -$146 | $768 |
| Home and Three Car | -$229 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfield County | $2,500 | $1,362 | $3,862 | $990 | $3,490 | $372 |
| Ridgefield, CT | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Ossining, NY | $400 | $1,399 | $1,799 | $1,017 | $1,417 | $382 |
| Pomona, NY | $1,000 | $2,500 | $3,500 | $1,817 | $2,817 | $683 |
| Greenlawn, NY | $200 | $1,139 | $1,339 | $828 | $1,028 | $311 |
| Belle Terre, NY | $2,000 | $592 | $2,592 | $430 | $2,430 | $162 |
| East Haven, CT | $200 | $891 | $1,091 | $647 | $847 | $243 |
| Emerson, NJ | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| Wallingford, CT | $500 | $1,141 | $1,641 | $829 | $1,329 | $312 |
| Waldwick, NJ | $2,000 | $998 | $2,998 | $725 | $2,725 | $273 |
| Secaucus, NJ | $400 | $975 | $1,375 | $709 | $1,109 | $266 |
| Butler, NJ | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Home Insurance Company Ridgefield, CT | Homeowners Insurance Agency Ridgefield, CT | Address | Popularity Score | Distance from Ridgefield (miles) |
|---|---|---|---|---|
| State Farm | Talline Carvalho | 15 Federal Rd Unit 1, Danbury, CT, 06810-5010 | 7.6 | |
| Travelers | United Insurance Group Inc | 569 Boston Post Rd, Orange, CT, 6477 | 25.3 | |
| State Farm | Charles Rio | 370 Ethan Allen Hwy, Ridgefield, CT, 06877-4723 | 3.0 | |
| Allstate | Charles J. Trombetta | 45 Padanaram Rd, Danbury, CT, 6811 | 7.7 | |
| Travelers | Colonair Insurance Agency Llc | 318 Main Street, Oakville, CT, 6779 | 28.8 | |
| Allstate | Noorddin T. Meghani | 64 Federal Rd, Danbury, CT, 6810 | 7.6 | |
| Allstate | Michael Saunders | 142 Old Ridgefield Rd Ste 206, Wilton, CT, 6897 | 8.9 | |
| Travelers | Bertha M Mccollam Inc | 219 Greenwood Ave, Bethel, CT, 6801 | 6.0 | |
| State Farm | Brennan Purdy | 211 Greenwood Ave Ste 14, Bethel, CT, 06801-2131 | 6.0 | |
| State Farm | Tom Huse | 36 Mill Plain Rd Ste 201, Danbury, CT, 06811-5111 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $850 | $1,770 | $920 |
| Fairfield County, CT | $417,800 | $1,379 | $940 | $1,900 | $960 |
| Ridgefield, CT | $671,700 | $914 | $650 | $1,260 | $610 |
| Ossining, NY | $440,300 | $1,416 | $1,010 | $1,970 | $960 |
| Pomona, NY | $498,600 | $2,530 | $1,750 | $3,490 | $1,740 |
| Greenlawn, NY | $460,500 | $1,153 | $780 | $1,650 | $870 |
| Belle Terre, NY | $841,800 | $599 | $400 | $830 | $430 |
| East Haven, CT | $206,900 | $901 | $600 | $1,290 | $690 |
| Emerson, NJ | $465,600 | $982 | $700 | $1,400 | $700 |
| Wallingford, CT | $266,100 | $1,155 | $770 | $1,630 | $860 |
| Waldwick, NJ | $434,000 | $1,010 | $680 | $1,420 | $740 |
| Secaucus, NJ | $426,000 | $987 | $660 | $1,370 | $710 |
| Butler, NJ | $344,700 | $806 | $540 | $1,120 | $580 |