How Can I Make My Union City, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Union City, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Union City, CA Home Insurance Coverage Levels | Back to Top
| Union City, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sugar Maple Ct, Siskiyou Ct, Kimberly St, H St, Jayar Pl, Foggy Glen Dr, Folklore Loop, Galaxy Dr, Gustine St, Blue Jay Dr | $316,000 | $300,000 | $350,000-$400,000 | $595,500 | $530,000 | $500,000-$600,000 |
| Polaris Ave, Capitola Ct, Arbor Vine Dr, Killdeer Ct, Windflower Ln, Eigenbrodt Way, Brockway St, Kenita Way, Croation Way, Pearl Ter | $316,000 | $250,000 | $250,000-$300,000 | $294,500 | $260,000 | $250,000-$300,000 |
| Barcelona Way, Salvia Dr, Silsby Ave, Governo Dr, Santa Sophia Ct, Cambridge Way, Holiday St, Uranus Dr, Sunsprite Dr, Glenbrook St | $538,500 | $430,000 | $500,000-$600,000 | $631,000 | $520,000 | $600,000-$700,000 |
| Jupiter Ct, Bristol Dr, Old Fairview Ave, Fiesta Pl, Elderberry Ln, Greeley Ct, Palmdale St, Seema Cir, Lewis St, Bello Rd | $460,000 | $390,000 | $400,000-$500,000 | $533,000 | $440,000 | $400,000-$500,000 |
| Atlantic St, Silver Birch Dr, Medallion Dr, Mercury Way, Muirwood Dr, Briergate Way, Century Ct, Cheryl Ct, Audubon St, Monterra Cir | $272,000 | $230,000 | $250,000-$300,000 | $479,500 | $430,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Union City, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,162 |
| Superior Protection Discount | -$123 | $1,244 |
| Fire & Security Discount | -$96 | $1,271 |
| Hail Resistant Roof Discount | -$27 | $1,340 |
| Newly Constructed Home Discount | -$287 | $1,080 |
Choose the Right Deductible for your Union City, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alameda County | $1,000 | $1,235 | $2,235 | $898 | $1,898 | $338 |
| Union City, CA | $700 | $1,351 | $2,051 | $982 | $1,682 | $369 |
| East Palo Alto, CA | $400 | $981 | $1,381 | $713 | $1,113 | $268 |
| North Fair Oaks, CA | $2,000 | $2,022 | $4,022 | $1,470 | $3,470 | $553 |
| Sunnyvale, CA | $500 | $1,209 | $1,709 | $878 | $1,378 | $330 |
| Belmont, CA | $2,500 | $925 | $3,425 | $672 | $3,172 | $253 |
| Livermore-Pleasanton, CA | $400 | $1,431 | $1,831 | $1,040 | $1,440 | $391 |
| Millbrae, CA | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Vine Hill, CA | $500 | $976 | $1,476 | $709 | $1,209 | $267 |
| Pittsburg, CA | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Woodacre, CA | $100 | $1,976 | $2,076 | $1,436 | $1,536 | $540 |
| Rio del Mar, CA | $2,000 | $1,133 | $3,133 | $824 | $2,824 | $310 |
Identify Top Home Insurance Agents near Union City, CA | Back to Top
| Home Insurance Company Union City, CA | Homeowners Insurance Agency Union City, CA | Address | Popularity Score | Distance from Union City (miles) |
|---|---|---|---|---|
| State Farm | Jerry Garcia | 15200 Hesperian Blvd Ste 102, San Leandro, CA, 94578-3955 | 9.0 | |
| State Farm | Yogi Chugh | 3650 Thornton Ave, Fremont, CA, 94536-7400 | 2.8 | |
| State Farm | Hera Tong Gutierrez | 32145 Alvrdo Niles Rd Ste 205, Union City, CA, 94587-2930 | 2.1 | |
| State Farm | Barb Ellul | 7027 Dublin Blvd Ste 140, Dublin, CA, 94568-3018 | 8.9 | |
| State Farm | Jimmy Harrington | 4625 1st St Ste 110, Pleasanton, CA, 94566-7368 | 8.7 | |
| Farmers | Marcos Ramirez | 2215 S El Camino Real Ste 201, San Mateo, CA, 94403 | 16.3 | |
| Farmers | Jennifer Lam | 385 9th St Ste 200, Oakland, CA, 94607 | 19.4 | |
| State Farm | David Pena | 1290 B St Ste 105, Hayward, CA, 94541-2952 | 6.0 | |
| State Farm | Mike Qutermous | 1568 Washington Blvd, Fremont, CA, 94539-5100 | 6.7 | |
| Allstate | Linh Ngo | 2670 S White Rd Ste 125, San Jose, CA, 95148 | 22.5 |
Compare Rates for Union City, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Union City, CA | $620,200 | $1,367 | $1,010 | $1,860 | $850 |
| East Palo Alto, CA | $600,200 | $993 | $730 | $1,350 | $620 |
| North Fair Oaks, CA | $739,100 | $2,047 | $1,510 | $2,780 | $1,270 |
| Sunnyvale, CA | $968,700 | $1,223 | $910 | $1,660 | $750 |
| Belmont, CA | $1,174,200 | $936 | $690 | $1,270 | $580 |
| Livermore-Pleasanton, CA | $749,500 | $1,448 | $1,070 | $1,970 | $900 |
| Millbrae, CA | $1,131,500 | $938 | $690 | $1,280 | $590 |
| Vine Hill, CA | $371,400 | $988 | $730 | $1,340 | $610 |
| Pittsburg, CA | $324,500 | $831 | $620 | $1,130 | $510 |
| Woodacre, CA | $716,900 | $2,000 | $1,480 | $2,720 | $1,240 |
| Rio del Mar, CA | $831,200 | $1,147 | $850 | $1,560 | $710 |
Research Home Insurance Companies Reviews in Union City, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Allstate gives more time to pay up and more packages to subscribe to so that they can be satisfied
Amica Mutual Insurance Home Insurance Reviews
Date: May 26, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
Amica Mutual offers homeowners insurance policies that can be tailored to meet your unique needs. They offer discounts for customers who bundle other policies such as auto insurance.
GEICO Home Insurance Reviews
Date: July 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I get similar coverage that I would with another policy but for a lower cost, and with the same caps and maximum coverage.
Farmer's Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
In comparison to other companies their premiums are only slightly higher than another insurance I checked into. I thought about switching to the other insurance but for the small savings I will wait and see.