Gavop tells you how to get the best homeowners insurance in Busti, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $112,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $281,500 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $787 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$96 | $864 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$240 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chautauqua County | $2,000 | $1,211 | $3,211 | $880 | $2,880 | $331 |
| Busti, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Ellery, NY | $500 | $605 | $1,105 | $439 | $939 | $165 |
| Mayville, NY | $2,000 | $585 | $2,585 | $425 | $2,425 | $160 |
| Sheridan, NY | $400 | $594 | $994 | $432 | $832 | $162 |
| Lincolnville, PA | $700 | $512 | $1,212 | $372 | $1,072 | $140 |
| Mansfield, NY | $500 | $628 | $1,128 | $457 | $957 | $172 |
| Otto, NY | $1,500 | $596 | $2,096 | $433 | $1,933 | $163 |
| Northwest Harborcreek, PA | $200 | $706 | $906 | $513 | $713 | $193 |
| Hamlin, PA | $300 | $542 | $842 | $394 | $694 | $148 |
| Crown, PA | $2,500 | $776 | $3,276 | $564 | $3,064 | $212 |
| Home Insurance Company Busti, NY | Homeowners Insurance Agency Busti, NY | Address | Popularity Score | Distance from Busti (miles) |
|---|---|---|---|---|
| Travelers | Glatz Agency | 600 W 4th St, Jamestown, NY, 14701 | 5.0 | |
| Travelers | The Johanson Agency Inc | 917 Washington St, Jamestown, NY, 14701 | 5.5 | |
| Travelers | Gary N Johnson Insurance Agency | 519 Washington St, Jamestown, NY, 14701 | 5.3 | |
| State Farm | Kirk Maberry | 310 Fairmount Ave, Jamestown, NY, 14701-2846 | 4.6 | |
| Liberty Mutual Independent | The Glatz Agency | 600 W 4th St, Jamestown, NY, 14701 | 5.0 | |
| Travelers | Chautauqua Agency Inc | 4482 West Lake Road, Chautauqua, NY, 14722 | 12.1 | |
| Liberty Mutual Independent | Carlson Cusimano Agency | 430 Fairmount Ave , Jamestown, NY, 14701 | 4.4 | |
| Erie | Findley Lake Area Agency Llc | 10361 Main Street, Findley Lake, NY, 14736 | 21.4 | |
| Allstate | Gray Insurance | 2 Center St Po Box 570, Frewsburg, NY, 14738 | 8.5 | |
| Allstate | William Farr | 812 Foote Ave, Jamestown, NY, 14701 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,650 | $860 |
| Chautauqua County, NY | $85,800 | $1,226 | $830 | $1,730 | $900 |
| Busti, NY | $119,000 | $960 | $660 | $1,320 | $660 |
| Ellery, NY | $128,500 | $612 | $440 | $840 | $400 |
| Mayville, NY | $101,200 | $592 | $420 | $810 | $390 |
| Sheridan, NY | $118,200 | $601 | $410 | $820 | $410 |
| Lincolnville, PA | $71,700 | $518 | $370 | $740 | $370 |
| Mansfield, NY | $145,600 | $636 | $440 | $910 | $470 |
| Otto, NY | $120,400 | $603 | $420 | $860 | $440 |
| Northwest Harborcreek, PA | $154,900 | $715 | $510 | $1,020 | $510 |
| Hamlin, PA | $82,700 | $549 | $390 | $770 | $380 |
| Crown, PA | $192,200 | $785 | $530 | $1,080 | $550 |