Gavop tells you how to get the best homeowners insurance in Colchester, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Colchester, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 16, Kramer Rd, Levy Rd, Highwood Cir, Edgewood Dr, State Hwy 149, Esther Ln, Pickerel Lake Rd, Gill St, Farm Gate Dr | $228,000 | $200,000 | $175,000-$200,000 | $182,500 | $170,000 | $175,000-$200,000 |
| Gem Dr, Jeremy River Dr, Lake Hayward Rd, Buchalter Way, Cardinal Rd, Freedom Way, East Ct, Colburn Dr, Country Place Rd, Old Country Road 1 | $370,500 | $310,000 | $350,000-$400,000 | $158,500 | $140,000 | $125,000-$150,000 |
| Waterhole Rd, Mahoney Rd, Spice Bush Dr, Squire Ln, Renee Dr, Parkside Dr, Bruce Cir, Piekarz Rd, Fox Ridge Dr, O Brien Rd | $240,500 | $220,000 | $250,000-$300,000 | $211,500 | $190,000 | $200,000-$250,000 |
| Christy Ln, Cobble Way, Mill Ln W, Amston Rd, Lake Hayward Rd, Middletown Rd, Cabin Rd, Broadway St, Quail Rd, Van Cedarfield Rd | $217,000 | $210,000 | $200,000-$250,000 | $242,500 | $210,000 | $250,000-$300,000 |
| Sashel Ln, Louis Ln, Felicia Baber Rd, Dutton Rd, Taintor Hill Rd, Victoria Dr, Harvest Ln, Settlers Ln, White Oak Dr, Mill St | $342,000 | $290,000 | $300,000-$350,000 | $247,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $696 |
| Superior Protection Discount | -$77 | $782 |
| Fire & Security Discount | -$95 | $765 |
| Hail Resistant Roof Discount | -$26 | $834 |
| Newly Constructed Home Discount | -$206 | $653 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New London County | $700 | $1,154 | $1,854 | $839 | $1,539 | $315 |
| Colchester, CT | $1,500 | $849 | $2,349 | $617 | $2,117 | $232 |
| Glastonbury, CT | $200 | $1,293 | $1,493 | $940 | $1,140 | $353 |
| Niantic, CT | $1,000 | $1,268 | $2,268 | $921 | $1,921 | $346 |
| Old Mystic, CT | $200 | $1,137 | $1,337 | $826 | $1,026 | $311 |
| Wallingford Center, CT | $700 | $1,146 | $1,846 | $833 | $1,533 | $313 |
| North Haven, CT | $400 | $934 | $1,334 | $679 | $1,079 | $255 |
| Foster Center, RI | $2,500 | $1,215 | $3,715 | $883 | $3,383 | $332 |
| Pascoag, RI | $100 | $1,207 | $1,307 | $877 | $977 | $330 |
| Bethlehem, CT | $2,500 | $1,463 | $3,963 | $1,063 | $3,563 | $400 |
| Oxford, MA | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Smithfield, RI | $2,500 | $1,013 | $3,513 | $736 | $3,236 | $277 |
| Home Insurance Company Colchester, CT | Homeowners Insurance Agency Colchester, CT | Address | Popularity Score | Distance from Colchester (miles) |
|---|---|---|---|---|
| Travelers | Adam Miller Agency Llc | 227 Monroe Turnpike 2nd Fl, Monroe, CT, 6468 | 49.1 | |
| Liberty Mutual Independent | The Reardon Agency Inc. | 26 Clark Lane , Waterford, CT, 6385 | 18.5 | |
| Liberty Mutual Independent | Summit Financial Group Inc | 288 Broad St, Milford, CT, 6460 | 44.2 | |
| Travelers | Lobo Insurance Agency | 10 Main St, Hebron, CT, 6248 | 7.1 | |
| Allstate | Ted Gasparino | 711 Middletown Rd Ste 3, Colchester, CT, 6415 | 3.5 | |
| Allstate | Randy Zebendon | 786 Silas Deane Hwy, Wethersfield, CT, 6109 | 19.2 | |
| Liberty Mutual Independent | Grover Insurance Llc | 3 Gravel St, Mystic, CT, 6355 | 23.9 | |
| Travelers | A-Zagar Insurance Agency | 1157 Highland Ave Ste 110, Cheshire, CT, 6410 | 28.6 | |
| Travelers | Lombardo Insurance Agency Inc | 2096b Silas Deane Highway, Rocky Hill, CT, 6067 | 17.4 | |
| State Farm | Paul Catalano | 87 Lebanon Ave, Colchester, CT, 06415-1211 | 1.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $890 | $1,790 | $900 |
| New London County, CT | $238,900 | $1,168 | $840 | $1,620 | $780 |
| Colchester, CT | $254,000 | $860 | $590 | $1,180 | $590 |
| Glastonbury, CT | $344,100 | $1,309 | $900 | $1,810 | $910 |
| Niantic, CT | $281,500 | $1,283 | $890 | $1,760 | $870 |
| Old Mystic, CT | $233,000 | $1,151 | $770 | $1,630 | $860 |
| Wallingford Center, CT | $236,200 | $1,160 | $780 | $1,650 | $870 |
| North Haven, CT | $299,000 | $946 | $650 | $1,340 | $690 |
| Foster Center, RI | $217,300 | $1,230 | $870 | $1,760 | $890 |
| Pascoag, RI | $215,100 | $1,222 | $880 | $1,700 | $820 |
| Bethlehem, CT | $353,300 | $1,481 | $1,020 | $2,100 | $1,080 |
| Oxford, MA | $232,600 | $864 | $630 | $1,200 | $570 |
| Smithfield, RI | $276,200 | $1,025 | $690 | $1,460 | $770 |