Gavop's guide to buying homeowners insurance in Warren County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$195 | $732 |
| 30 year old | +$14 | $940 |
| 40 year old | +$24 | $950 |
| 50 year old | +$35 | $962 |
| Above 50 year old | +$44 | $971 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $769 |
| Superior Protection Discount | -$83 | $843 |
| Fire & Security Discount | -$74 | $852 |
| Hail Resistant Roof Discount | -$19 | $908 |
| Newly Constructed Home Discount | -$213 | $713 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Warren County, KY | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Oakland, KY | $400 | $863 | $1,263 | $627 | $1,027 | $236 |
| Barren County, KY | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Westmoreland, TN | $100 | $904 | $1,004 | $657 | $757 | $247 |
| Munfordville, KY | $1,000 | $763 | $1,763 | $554 | $1,554 | $208 |
| Beaver Dam, KY | $300 | $635 | $935 | $461 | $761 | $174 |
| Fountain Run, KY | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| McHenry, KY | $200 | $545 | $745 | $396 | $596 | $149 |
| Greenbrier, TN | $2,000 | $843 | $2,843 | $613 | $2,613 | $230 |
| Cedar Hill, TN | $300 | $883 | $1,183 | $642 | $942 | $241 |
| Glen Dean-Vanzant, KY | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Home Insurance Company Warren County, KY | Homeowners Insurance Agency Warren County, KY | Address | Popularity Score | Distance from Warren County (miles) |
|---|---|---|---|---|
| State Farm | D C Clement | 430 Us 31w Byp Ste 108, Bowling Green, KY, 42101-1705 | 0.2 | |
| State Farm | Kyle Woosley | 804 Campbell Ln Ste 105, Bowling Green, KY, 42104-4130 | 3.2 | |
| Travelers | Davis Insurance Inc | 602 Mill St, Leitchfield, KY, 42754 | 34.5 | |
| Travelers | Noland Insurance Agency | 1111 Shive Ln Ste 101, Bowling Green, KY, 42103 | 3.4 | |
| Allstate | B. R. Knuckles Insurance Agency | 55 Public Sq, Elkton, KY, 42220 | 42.5 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 3.2 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 34.1 | |
| Allstate | Tommy Downs | 1901 Russellville Rd, Bowling Green, KY, 42101 | 2.7 | |
| State Farm | Denny Slinker | 316 N Main St, Greenville, KY, 42345-1637 | 44.3 | |
| State Farm | Curt Gammons | 1643 Scottsville Rd Ste 100, Bowling Green, KY, 42104-3244 | 1.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,280 | $670 |
| Warren County, KY | $152,300 | $926 | $620 | $1,310 | $690 |
| Warren County, KY | $152,300 | $926 | $670 | $1,290 | $620 |
| Oakland, KY | $123,200 | $873 | $580 | $1,200 | $620 |
| Barren County, KY | $110,400 | $802 | $580 | $1,120 | $540 |
| Westmoreland, TN | $111,400 | $915 | $610 | $1,250 | $640 |
| Munfordville, KY | $96,700 | $772 | $560 | $1,100 | $540 |
| Beaver Dam, KY | $94,900 | $643 | $440 | $890 | $450 |
| Fountain Run, KY | $67,800 | $638 | $470 | $870 | $400 |
| McHenry, KY | $51,800 | $552 | $390 | $790 | $400 |
| Greenbrier, TN | $142,100 | $853 | $610 | $1,170 | $560 |
| Cedar Hill, TN | $105,800 | $894 | $640 | $1,260 | $620 |
| Glen Dean-Vanzant, KY | $105,900 | $809 | $560 | $1,150 | $590 |