How Can I Make My Los Banos, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Los Banos, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Los Banos, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $176,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $245,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $420,500 | $380,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Los Banos, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $550 |
| Superior Protection Discount | -$67 | $603 |
| Fire & Security Discount | -$54 | $617 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$161 | $509 |
Choose the Right Deductible for your Los Banos, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Merced County | $1,500 | $619 | $2,119 | $450 | $1,950 | $169 |
| Los Banos, CA | $1,500 | $662 | $2,162 | $481 | $1,981 | $181 |
| Livingston, CA | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Delhi, CA | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Gonzales, CA | $300 | $705 | $1,005 | $512 | $812 | $193 |
| Prunedale, CA | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Denair, CA | $500 | $755 | $1,255 | $549 | $1,049 | $206 |
| Keyes, CA | $2,000 | $1,034 | $3,034 | $751 | $2,751 | $283 |
| Greenfield, CA | $100 | $678 | $778 | $493 | $593 | $185 |
| La Selva Beach, CA | $300 | $2,311 | $2,611 | $1,679 | $1,979 | $632 |
Identify Top Home Insurance Agents near Los Banos, CA | Back to Top
| Home Insurance Company Los Banos, CA | Homeowners Insurance Agency Los Banos, CA | Address | Popularity Score | Distance from Los Banos (miles) |
|---|---|---|---|---|
| State Farm | Ilda Mitchel | 5988 Silver Crk Vly Rd Ste 60, San Jose, CA, 95138-1077 | 49.2 | |
| Allstate | David Tofig | 6116 Camino Verde Dr Ste 9, San Jose, CA, 95119 | 49.4 | |
| State Farm | Fernando Lopez | 734 E Lake Ave Ste 7, Watsonville, CA, 95076-3567 | 42.6 | |
| State Farm | Justi Smith | 830 W 19th St, Merced, CA, 95340-4609 | 36.4 | |
| Farmers | Dave Molinari | 6110 Camino Verde Dr Ste 5, San Jose, CA, 95119 | 49.4 | |
| Farmers | Thomas Craig Hicks | 15 4th St, Gonzales, CA, 93926 | 40.2 | |
| Farmers | Cesar Castro | 911 N Main St, Salinas, CA, 93906 | 41.5 | |
| State Farm | Kathy Barber | 5615 Cottle Rd, San Jose, CA, 95123-3625 | 49.9 | |
| State Farm | Nathan Jones | 2000 Freedom Blvd, Freedom, CA, 95019-2834 | 44.2 | |
| State Farm | Jim Edington | 361 Piercy Rd, San Jose, CA, 95138-1403 | 49.0 |
Compare Rates for Los Banos, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Merced County, CA | $196,200 | $627 | $460 | $850 | $390 |
| Los Banos, CA | $230,000 | $670 | $500 | $910 | $410 |
| Livingston, CA | $187,500 | $591 | $440 | $800 | $360 |
| Delhi, CA | $161,600 | $967 | $720 | $1,310 | $590 |
| Gonzales, CA | $320,900 | $713 | $530 | $970 | $440 |
| Prunedale, CA | $451,300 | $948 | $700 | $1,290 | $590 |
| Denair, CA | $278,200 | $764 | $570 | $1,040 | $470 |
| Keyes, CA | $166,500 | $1,046 | $770 | $1,420 | $650 |
| Greenfield, CA | $262,400 | $686 | $510 | $930 | $420 |
| La Selva Beach, CA | $884,800 | $2,339 | $1,730 | $3,180 | $1,450 |
Research Home Insurance Companies Reviews in Los Banos, CA Before Buying | Back to Top
Share a review on your home insurance company
Mercury Home Insurance Reviews
Date: July 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I can only give my impression formed from what other people have said that they experienced. Most insurance companies offer a wide, but common, range of common and custom disaster coverage.
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I think they offer better policies in regards to family health. In my experience the company provides better doctors and services when having a child. They also have lower deductibles when you are in the office.