Gavop tells you how to get the best homeowners insurance in Suwannee County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $75,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $103,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $164,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $124,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $827 |
| Superior Protection Discount | -$98 | $886 |
| Fire & Security Discount | -$69 | $915 |
| Hail Resistant Roof Discount | -$20 | $964 |
| Newly Constructed Home Discount | -$226 | $758 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suwannee County | $1,500 | $972 | $2,472 | $707 | $2,207 | $266 |
| Suwannee County, FL | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Day, FL | $100 | $874 | $974 | $635 | $735 | $239 |
| Columbia County, FL | $700 | $1,067 | $1,767 | $775 | $1,475 | $292 |
| Watertown, FL | $500 | $1,052 | $1,552 | $765 | $1,265 | $288 |
| Fort White, FL | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| High Springs, FL | $200 | $1,030 | $1,230 | $748 | $948 | $281 |
| Baker County, FL | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Dixie County, FL | $300 | $733 | $1,033 | $533 | $833 | $200 |
| Valdosta, GA | $1,000 | $805 | $1,805 | $585 | $1,585 | $220 |
| Empress, GA | $300 | $619 | $919 | $450 | $750 | $169 |
| Newberry-Archer, FL | $2,500 | $1,382 | $3,882 | $1,005 | $3,505 | $378 |
| Home Insurance Company Suwannee County, FL | Homeowners Insurance Agency Suwannee County, FL | Address | Popularity Score | Distance from Suwannee County (miles) |
|---|---|---|---|---|
| Allstate | Hugh L. Cain | 15202 Nw 147th Dr, Alachua, FL, 32615 | 40.0 | |
| Allstate | Linda Thomas | 105 Sw 140th Ct Ste 1, Jonesville, FL, 32669 | 47.6 | |
| State Farm | Diane Pierce | 122 E Park Ave, Chiefland, FL, 32626-0901 | 49.6 | |
| Allstate | Faye Mcknight | 363 Sw Baya Dr Ste 102, Lake City, FL, 32025 | 21.1 | |
| Liberty Mutual Independent | Jordan Agency Inc | 1416 Ohio Ave N, Live Oak, FL, 32064 | 8.3 | |
| State Farm | John Kasak | 904 Sw Sr 247 Branford Hwy, Lake City, FL, 32025 | 19.0 | |
| Travelers | Hill & Cobb Insurance Agency | Po Box 830, Cross City, FL, 32628 | 38.9 | |
| Allstate | Harrell Agency | 109 Hatley St W, Jasper, FL, 32052 | 22.8 | |
| State Farm | Rob Cathcart | 115 Grand St Ne, Live Oak, FL, 32064-4840 | 8.5 | |
| Travelers | Drawdy Insurance Services | 738 Sw Main Blvd , Lake City, FL, 32025 | 21.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Suwannee County, FL | $92,400 | $984 | $770 | $1,320 | $550 |
| Suwannee County, FL | $92,400 | $984 | $770 | $1,320 | $550 |
| Day, FL | $71,900 | $885 | $690 | $1,190 | $500 |
| Columbia County, FL | $112,500 | $1,080 | $840 | $1,450 | $610 |
| Watertown, FL | $98,300 | $1,065 | $830 | $1,430 | $600 |
| Fort White, FL | $94,600 | $874 | $680 | $1,170 | $490 |
| High Springs, FL | $157,800 | $1,042 | $810 | $1,400 | $590 |
| Baker County, FL | $121,100 | $867 | $680 | $1,160 | $480 |
| Dixie County, FL | $71,600 | $742 | $580 | $990 | $410 |
| Valdosta, GA | $117,600 | $815 | $590 | $1,150 | $560 |
| Empress, GA | $80,600 | $627 | $450 | $870 | $420 |
| Newberry-Archer, FL | $200,600 | $1,399 | $1,090 | $1,870 | $780 |