Gavop's guide to buying homeowners insurance in Naranja, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $116,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $177,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $168,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $200,000 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$89 | $900 |
| Home and Two Car | -$158 | $831 |
| Home and Three Car | -$237 | $752 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $2,000 | $1,348 | $3,348 | $979 | $2,979 | $368 |
| Naranja, FL | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Princeton-Goulds, FL | $200 | $971 | $1,171 | $706 | $906 | $265 |
| Miami-Dade County, FL | $1,500 | $1,348 | $2,848 | $979 | $2,479 | $368 |
| Key Largo, FL | $500 | $932 | $1,432 | $678 | $1,178 | $255 |
| Hialeah, FL | $2,000 | $1,342 | $3,342 | $976 | $2,976 | $367 |
| North Bay Village, FL | $300 | $2,176 | $2,476 | $1,581 | $1,881 | $595 |
| Palm Springs North, FL | $2,500 | $2,325 | $4,825 | $1,689 | $4,189 | $635 |
| Miramar-Pembroke Pines, FL | $500 | $1,343 | $1,843 | $976 | $1,476 | $367 |
| Lazy Lake, FL | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Oakland Park, FL | $100 | $1,405 | $1,505 | $1,021 | $1,121 | $384 |
| Monroe County, FL | $700 | $1,466 | $2,166 | $1,065 | $1,765 | $401 |
| Home Insurance Company Naranja, FL | Homeowners Insurance Agency Naranja, FL | Address | Popularity Score | Distance from Naranja (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bb Insurance Marketing Inc | 10167 W Sunrise Blvd 3rd Fl, Plantation, FL, 33322 | 44.2 | |
| State Farm | Jack Graham | 4259 W Commercial Blvd, Tamarac, FL, 33319-3305 | 48.1 | |
| Allstate | Lawrence Goldman | 5400 S University Dr Ste 106, Davie, FL, 33328 | 38.4 | |
| Travelers | Insurance Marketers Inc | 2600 Douglas Rd Ste 712, Coral Gables, FL, 33134 | 19.1 | |
| State Farm | Bernie Carr | 12600 Sw 120th St Ste 108, Miami, FL, 33186-9115 | 9.8 | |
| Travelers | Prestige Insurance Group Inc | 15441 Sw 137 Ave, Miami, FL, 33177 | 7.4 | |
| Travelers | Florida Bankers Insurance | 961 Sw 122 Ave, Miami, FL, 33184 | 16.9 | |
| State Farm | Fernando R. Ruiz | 20171 Sw 127th Ave, Miami, FL, 33177-5117 | 4.6 | |
| State Farm | Ellie Mills | 20330 Old Cutler Road, Miami, FL, 33189-1832 | 6.8 | |
| State Farm | Peter Bacallao | 13155 Sw 42nd St Ste 110, Miami, FL, 33175-3428 | 14.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Naranja, FL | $146,600 | $989 | $770 | $1,330 | $560 |
| Princeton-Goulds, FL | $209,000 | $983 | $770 | $1,320 | $550 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Key Largo, FL | $361,500 | $944 | $740 | $1,260 | $520 |
| Hialeah, FL | $204,700 | $1,359 | $1,060 | $1,820 | $760 |
| North Bay Village, FL | $271,600 | $2,202 | $1,720 | $2,950 | $1,230 |
| Palm Springs North, FL | $296,400 | $2,353 | $1,840 | $3,150 | $1,310 |
| Miramar-Pembroke Pines, FL | $249,000 | $1,360 | $1,060 | $1,820 | $760 |
| Lazy Lake, FL | $1,062,500 | $625 | $490 | $840 | $350 |
| Oakland Park, FL | $174,900 | $1,422 | $1,110 | $1,910 | $800 |
| Monroe County, FL | $429,000 | $1,484 | $1,160 | $1,990 | $830 |