Gavop shows you how to buy homeowners insurance in Franklin, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $174,500 | $160,000 | $125,000-$150,000 |
| 4 Bedroom | $175,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $166,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $789 |
| Superior Protection Discount | -$93 | $836 |
| Fire & Security Discount | -$84 | $845 |
| Hail Resistant Roof Discount | -$19 | $910 |
| Newly Constructed Home Discount | -$223 | $706 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Robertson County | $1,500 | $1,047 | $2,547 | $761 | $2,261 | $286 |
| Franklin, TX | $1,500 | $917 | $2,417 | $667 | $2,167 | $251 |
| Hilltop Lakes, TX | $300 | $1,641 | $1,941 | $1,193 | $1,493 | $448 |
| Leona, TX | $2,500 | $1,712 | $4,212 | $1,244 | $3,744 | $468 |
| Brazos County, TX | $200 | $1,410 | $1,610 | $1,025 | $1,225 | $385 |
| Madison County, TX | $700 | $1,049 | $1,749 | $763 | $1,463 | $287 |
| Gause-Milano, TX | $400 | $1,594 | $1,994 | $1,158 | $1,558 | $436 |
| Bedias, TX | $1,000 | $1,288 | $2,288 | $936 | $1,936 | $352 |
| Milano, TX | $500 | $1,415 | $1,915 | $1,028 | $1,528 | $387 |
| Millican, TX | $2,500 | $1,603 | $4,103 | $1,165 | $3,665 | $438 |
| Rockdale, TX | $300 | $1,048 | $1,348 | $762 | $1,062 | $286 |
| Freestone County, TX | $1,500 | $1,020 | $2,520 | $741 | $2,241 | $279 |
| Home Insurance Company Franklin, TX | Homeowners Insurance Agency Franklin, TX | Address | Popularity Score | Distance from Franklin (miles) |
|---|---|---|---|---|
| Travelers | Anco Insurance | 1111 Briarcrest Dr, Bryan, TX, 77802 | 28.7 | |
| Allstate | Heath Mills | 3601 E 29th St Ste 14, Bryan, TX, 77802 | 28.8 | |
| Farmers | Tom Hanson | 3400 S College Ave, Bryan, TX, 77801 | 29.5 | |
| State Farm | Lance Snider | 3608 E 29th St Ste 108, Bryan, TX, 77802-3814 | 28.8 | |
| Allstate | Stover&Crouch | 716 S Madison, Madisonville, TX, 77864 | 31.4 | |
| Farmers | Jimmy Ford | 2911 E Villa Maria Rd, Bryan, TX, 77803 | 27.2 | |
| State Farm | Julie Sturm | 400 Tarrow St., College Station, TX, 77840 | 29.8 | |
| Farmers | Carolyn Henderson | 204 N Fannin Ave, Cameron, TX, 76520 | 35.9 | |
| State Farm | Jim Stuckey | 242 Southwest Parkway E, College Station, TX, 77840-4662 | 31.9 | |
| State Farm | Bob Medina | 209 W 4th St, Hearne, TX, 77859-2507 | 16.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Robertson County, TX | $93,900 | $1,060 | $700 | $1,630 | $930 |
| Franklin, TX | $126,900 | $928 | $610 | $1,430 | $820 |
| Hilltop Lakes, TX | $136,200 | $1,661 | $1,100 | $2,560 | $1,460 |
| Leona, TX | $159,700 | $1,733 | $1,140 | $2,670 | $1,530 |
| Brazos County, TX | $170,500 | $1,427 | $940 | $2,200 | $1,260 |
| Madison County, TX | $101,700 | $1,062 | $700 | $1,640 | $940 |
| Gause-Milano, TX | $122,800 | $1,613 | $1,060 | $2,480 | $1,420 |
| Bedias, TX | $60,000 | $1,304 | $860 | $2,010 | $1,150 |
| Milano, TX | $82,100 | $1,432 | $950 | $2,210 | $1,260 |
| Millican, TX | $125,000 | $1,622 | $1,070 | $2,500 | $1,430 |
| Rockdale, TX | $94,100 | $1,061 | $700 | $1,630 | $930 |
| Freestone County, TX | $86,100 | $1,032 | $680 | $1,590 | $910 |