Gavop's guide to buying homeowners insurance in La Mirada, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $148,000 | $120,000 | $125,000-$150,000 |
2 Bedroom | $242,000 | $200,000 | $250,000-$300,000 |
3 Bedroom | $477,000 | $450,000 | $400,000-$500,000 |
4 Bedroom | $479,500 | $440,000 | $400,000-$500,000 |
5 Bedroom | $1,006,000 | $890,000 | More than 10,000,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$215 | $1,131 |
Superior Protection Discount | -$135 | $1,212 |
Fire & Security Discount | -$148 | $1,198 |
Hail Resistant Roof Discount | -$40 | $1,306 |
Newly Constructed Home Discount | -$283 | $1,064 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Los Angeles County | $2,000 | $1,435 | $3,435 | $1,043 | $3,043 | $392 |
La Mirada, CA | $2,500 | $1,330 | $3,830 | $967 | $3,467 | $364 |
East Whittier, CA | $500 | $1,467 | $1,967 | $1,066 | $1,566 | $401 |
Maywood, CA | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
North El Monte, CA | $400 | $1,682 | $2,082 | $1,222 | $1,622 | $460 |
Glendora, CA | $2,000 | $1,375 | $3,375 | $999 | $2,999 | $376 |
Glendale, CA | $500 | $1,274 | $1,774 | $926 | $1,426 | $348 |
Silverado, CA | $1,500 | $1,634 | $3,134 | $1,188 | $2,688 | $447 |
South Coast, CA | $500 | $1,063 | $1,563 | $772 | $1,272 | $290 |
San Fernando Valley, CA | $1,500 | $984 | $2,484 | $715 | $2,215 | $269 |
Bell Canyon, CA | $200 | $735 | $935 | $534 | $734 | $201 |
Perris, CA | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
Home Insurance Company La Mirada, CA | Homeowners Insurance Agency La Mirada, CA | Address | Popularity Score | Distance from La Mirada (miles) |
---|---|---|---|---|
Liberty Mutual Independent | Hoffman Brown Company | 5000 Van Nuys Blvd 6th Fl, Sherman Oaks, CA, 91403 | 30.9 | |
State Farm | Jon Wiedenman | 2750 N Bellflower Blvd Ste 208, Long Beach, CA, 90815-1146 | 9.4 | |
State Farm | Rick Chung | 2758 Sepulveda Blvd, Torrance, CA, 90505-2952 | 19.4 | |
State Farm | John Taormina | 10217 Old Rvr Sch Rd, Downey, CA, 90241-2065 | 8.5 | |
State Farm | Matt Flynn | 1931 W Glenoaks Blvd, Glendale, CA, 91201-4391 | 24.9 | |
State Farm | Amanda Cothran | 162 W Foothill Blvd, Rialto, CA, 92376-5046 | 39.2 | |
State Farm | Tom Mcinally | 5534 Del Amo Blvd, Lakewood, CA, 90713-2308 | 7.6 | |
State Farm | Fernando Sandoval | 8610 Garfield Ave Ste 102, South Gate, CA, 90280-3700 | 9.6 | |
State Farm | Susan Smith | 4154 Lincoln Ave, Cypress, CA, 90630-2400 | 5.7 | |
State Farm | Gene Chase | 1351 E Chapman Ave Ste A, Fullerton, CA, 92831-3955 | 6.4 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
La Mirada, CA | $478,400 | $1,346 | $1,000 | $1,830 | $830 |
East Whittier, CA | $476,700 | $1,485 | $1,100 | $2,020 | $920 |
Maywood, CA | $350,800 | $926 | $690 | $1,260 | $570 |
North El Monte, CA | $583,100 | $1,702 | $1,260 | $2,310 | $1,050 |
Glendora, CA | $517,100 | $1,391 | $1,030 | $1,890 | $860 |
Glendale, CA | $675,300 | $1,289 | $950 | $1,750 | $800 |
Silverado, CA | $562,500 | $1,654 | $1,220 | $2,250 | $1,030 |
South Coast, CA | $704,700 | $1,076 | $800 | $1,460 | $660 |
San Fernando Valley, CA | $535,800 | $996 | $740 | $1,350 | $610 |
Bell Canyon, CA | $1,349,700 | $744 | $550 | $1,010 | $460 |
Perris, CA | $239,800 | $683 | $510 | $930 | $420 |
Date: September 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 08, 2019 Age: 20 to 29 Gender: Married Marital Status: Female