Gavop's guide to buying homeowners insurance in Wando, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wando, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Burnham St, Driftwood Ln, N Steel Cir, River Walk Ct, Gibbon St, Viscount St, Sols Ln, Boundary Ln, Charity Church Rd, Ole Oak Dr | $195,500 | $170,000 | $200,000-$250,000 | $395,500 | $320,000 | $350,000-$400,000 |
| Kindred Ln, Gunboat Ln, Mahone Ct, Island Park Dr, Island Club Dr, Despestre St, Guerins Bridge Rd, Cainhoy Landing Rd, Vanessa Trl, Cattle Ranch St | $676,000 | $560,000 | $700,000-$800,000 | $633,500 | $550,000 | $500,000-$600,000 |
| Hwy 98, Sanders Farm Ln, Area Way, Newport Ct, Waters Inlet Cir, Blissful Ln, Deerwood Ln, Sea Horse Ln, Riverboat Pass, Park Crossing St | $252,500 | $220,000 | $250,000-$300,000 | $286,000 | $250,000 | $250,000-$300,000 |
| Comesee Ln, Survey Trl, Brokinrich Rd, Famhill Trl, Old Brick Ln, Rivershore Rd, Hamlin Corner Rd, Pagett St, Hoover Rd, Harvest Time Pl | $292,500 | $260,000 | $300,000-$350,000 | $333,000 | $270,000 | $250,000-$300,000 |
| Legrand Blvd, Asby Dr, Back Pond Ct, Cherry View Ln, State Rd S-8-598, Freshcut Ln, Forest Rd 189, Hutty St, Balfour Dr, M and M Trl | $215,000 | $200,000 | $175,000-$200,000 | $260,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $859 |
| Superior Protection Discount | -$101 | $910 |
| Fire & Security Discount | -$91 | $920 |
| Hail Resistant Roof Discount | -$30 | $981 |
| Newly Constructed Home Discount | -$233 | $778 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berkeley County | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| Wando, SC | $700 | $999 | $1,699 | $726 | $1,426 | $273 |
| Goose Creek, SC | $300 | $1,029 | $1,329 | $748 | $1,048 | $281 |
| Hanahan, SC | $2,000 | $884 | $2,884 | $643 | $2,643 | $242 |
| Isle of Palms, SC | $200 | $2,755 | $2,955 | $2,002 | $2,202 | $753 |
| Johns Island, SC | $2,500 | $1,026 | $3,526 | $746 | $3,246 | $280 |
| Kiawah Island, SC | $300 | $759 | $1,059 | $552 | $852 | $208 |
| Meggett, SC | $2,000 | $1,738 | $3,738 | $1,263 | $3,263 | $475 |
| Jacksonboro, SC | $100 | $312 | $412 | $227 | $327 | $85 |
| Colleton County, SC | $700 | $1,045 | $1,745 | $759 | $1,459 | $286 |
| Nesmith, SC | $100 | $388 | $488 | $282 | $382 | $106 |
| Summerton, SC | $1,000 | $799 | $1,799 | $581 | $1,581 | $218 |
| Home Insurance Company Wando, SC | Homeowners Insurance Agency Wando, SC | Address | Popularity Score | Distance from Wando (miles) |
|---|---|---|---|---|
| State Farm | Stiles Bee Iv | 1000 Tanner Ford Blvd Ste 110, Hanahan, SC, 29410-4709 | 7.4 | |
| Allstate | Todd Murph | 1136 Oakland Market Rd, Mount Pleasant, SC, 29466 | 9.3 | |
| Travelers | Rowell Insurance Agency | 3955 Rivers Ave, Charleston, SC, 29405 | 9.7 | |
| Travelers | Roe & Associates Inc | 7089 Rivers Ave, North Charleston, SC, 29406 | 9.5 | |
| Travelers | Freedom Tax & Insurance | 1455 Remount Rd, North Charleston, SC, 29406 | 8.5 | |
| Liberty Mutual Independent | Turbeville Insurance Agency | 670 Marina Dr Ste 301, Charleston, SC, 29492 | 6.6 | |
| Travelers | Santee Insurance Center Inc | 8812 Old Number 6 Hwy, Santee, SC, 29142 | 49.7 | |
| GEICO | Tony Kolgaklis | 5675 Woodbine Avenue Suite A, North Charleston, SC, 29406 | 9.5 | |
| State Farm | Paula Hampton | 1104 Savannah Hwy, Charleston, SC, 29407-7806 | 14.6 | |
| State Farm | Pj Johnson | 2138 Ashley Phos Rd Ste 101, N Charleston, SC, 29406-4172 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,390 | $670 |
| Berkeley County, SC | $164,900 | $999 | $730 | $1,370 | $640 |
| Wando, SC | $386,200 | $1,011 | $730 | $1,430 | $700 |
| Goose Creek, SC | $174,500 | $1,042 | $740 | $1,470 | $730 |
| Hanahan, SC | $205,700 | $895 | $610 | $1,280 | $670 |
| Isle of Palms, SC | $805,900 | $2,788 | $1,920 | $3,960 | $2,040 |
| Johns Island, SC | $260,400 | $1,039 | $700 | $1,480 | $780 |
| Kiawah Island, SC | $1,382,200 | $769 | $520 | $1,080 | $560 |
| Meggett, SC | $356,300 | $1,759 | $1,210 | $2,520 | $1,310 |
| Jacksonboro, SC | $51,900 | $316 | $220 | $450 | $230 |
| Colleton County, SC | $84,600 | $1,058 | $770 | $1,450 | $680 |
| Nesmith, SC | $60,900 | $393 | $280 | $560 | $280 |
| Summerton, SC | $80,500 | $809 | $580 | $1,110 | $530 |