Gavop shows you how to buy homeowners insurance in West Plains, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| West Plains, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 2390, Co Rd 6300, Pr 8825, 2787, Lanton Rd, Co Rd 6670, Deatherage Ave, S Hill, State Rte P, Co Rd 7720 | $103,500 | $100,000 | $75,000-$100,000 | $116,000 | $100,000 | $100,000-$125,000 |
| Co Rd 1100, Washington Ave, Dogwood Cove, Washington Ave, Pvt Rd 9689, Co Rd 4410, State Hwy K, Co Rd 8530, Co Rd 8390, Pvt Rd 9140 | $108,000 | $100,000 | $75,000-$100,000 | $131,500 | $120,000 | $125,000-$150,000 |
| Co Rd 2900, Co Rd 4730, Co Rd 8890, Sesson St, Burgoyne Dr, NW 512, Valley View Dr, Co Rd 4180, Lamb Ave, Roberta Ave | $124,500 | $110,000 | $125,000-$150,000 | $101,500 | $100,000 | $75,000-$100,000 |
| Co Rd 1280, Co Rd 8740, Co Rd 4450, Humus Dr, Lambert Ln, N Arkansas Ave, NE 182, Lisa St, W 6th St, N Harmes St | $98,000 | $90,000 | $75,000-$100,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Co Rd 6450, Co Rd 4620, Co Rd 8190, Co Rd 9690, Independence Dr, Co Rd 9240, Pennsylvania Ave, Co Rd 8730, Co Rd 6070, Farrell St | $79,500 | $70,000 | $75,000-$100,000 | $124,500 | $100,000 | $125,000-$150,000 |
| Co Rd 1560, Christopher St, Oregon Co 389, Nebraska Ave, Co Rd 6390, Co Rd 7400, Co Rd 1300, Pvt Rd 1200, Williams St, Joann Dr | $112,500 | $100,000 | $125,000-$150,000 | $128,000 | $110,000 | $125,000-$150,000 |
| Co Rd 8460, Co Rd 8240, Pr 2459, Co Rd 6310, Co Rd 8020, Co Rd 3010, Co Rd 8060, Pvt Rd 8072, Co Rd 2340, Co Rd 6800 | $85,500 | $70,000 | $75,000-$100,000 | $95,000 | $80,000 | $100,000-$125,000 |
| NE 207, Tower Rd, 1840, Co Rd 6540, Co Rd 2980, Webster Ave, S College St, S Harlin Dr, Preacher Roe Blvd, Co Rd 2960 | $96,500 | $80,000 | $75,000-$100,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Co Rd 2010, Hoover Dr, Joe Jones Blvd, Greer Spring St, Co Rd 1830, Co Rd 9900, 1560, Co Rd 8530, Doe Run Ln, Jon St | $71,000 | $70,000 | $50,000-$75,000 | $152,000 | $130,000 | $150,000-$175,000 |
| Co Rd 6060, Co Rd 9480, Co Rd 3810, Pleasant Valley Village, Howard, Co Rd 8240, Co Rd 7960, Co Rd 1990, Co Rd 8540, Co Rd 4840 | $83,000 | $70,000 | $75,000-$100,000 | $131,500 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $716 |
| Home and Two Car | -$125 | $654 |
| Home and Three Car | -$179 | $600 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Howell County | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| West Plains, MO | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| Howell County, MO | $400 | $905 | $1,305 | $658 | $1,058 | $247 |
| Sisson, MO | $2,500 | $1,027 | $3,527 | $746 | $3,246 | $281 |
| Bakersfield, MO | $500 | $869 | $1,369 | $632 | $1,132 | $238 |
| Sargent, MO | $2,000 | $967 | $2,967 | $703 | $2,703 | $264 |
| Oregon County, MO | $100 | $747 | $847 | $543 | $643 | $204 |
| Pigeon, AR | $1,500 | $984 | $2,484 | $715 | $2,215 | $269 |
| Cherokee Village, AR | $500 | $886 | $1,386 | $644 | $1,144 | $242 |
| Houston, MO | $2,000 | $913 | $2,913 | $663 | $2,663 | $249 |
| Lave Creek, AR | $100 | $905 | $1,005 | $658 | $758 | $247 |
| Janes Creek, AR | $1,500 | $812 | $2,312 | $590 | $2,090 | $222 |
| Home Insurance Company West Plains, MO | Homeowners Insurance Agency West Plains, MO | Address | Popularity Score | Distance from West Plains (miles) |
|---|---|---|---|---|
| State Farm | Ramona Heiney | 1024 Porter Wagoner Blvd, West Plains, MO, 65775-2130 | 0.1 | |
| State Farm | Justin Shelby | 6783 Highway 63 Ste 1, Houston, MO, 65483-2832 | 38.7 | |
| State Farm | Scott Cecil | 316 Old Alton Rd, Thayer, MO, 65791 | 23.0 | |
| Travelers | Hometown Insurance | 210 E 5th St, Mountain View, MO, 65548 | 20.3 | |
| Allstate | Jason Peterson | 1404 8th St, West Plains, MO, 65775 | 0.1 | |
| State Farm | Jim Peters | 1426 Southern Hills Ctr, West Plains, MO, 65775-2955 | 1.7 | |
| Travelers | Ozark Hills Insurance | 1701 Porter Wagoner Bvld, West Plains, MO, 65775 | 0.7 | |
| Farmers | Shawn Justus | 112 Chestnut St, Thayer, MO, 65791 | 23.5 | |
| State Farm | David Coday | 821 Nw 12th Ave, Ava, MO, 65608 | 46.9 | |
| Farmers | David Adkison | 111 W Main St, Houston, MO, 65483 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,550 | $780 |
| Howell County, MO | $102,200 | $916 | $670 | $1,270 | $600 |
| West Plains, MO | $94,600 | $779 | $520 | $1,110 | $590 |
| Howell County, MO | $102,200 | $916 | $620 | $1,310 | $690 |
| Sisson, MO | $129,300 | $1,039 | $760 | $1,480 | $720 |
| Bakersfield, MO | $82,200 | $880 | $620 | $1,220 | $600 |
| Sargent, MO | $109,900 | $979 | $700 | $1,360 | $660 |
| Oregon County, MO | $87,200 | $756 | $520 | $1,050 | $530 |
| Pigeon, AR | $99,000 | $996 | $670 | $1,360 | $690 |
| Cherokee Village, AR | $79,200 | $897 | $650 | $1,280 | $630 |
| Houston, MO | $93,700 | $924 | $670 | $1,270 | $600 |
| Lave Creek, AR | $82,900 | $916 | $620 | $1,260 | $640 |
| Janes Creek, AR | $64,800 | $822 | $560 | $1,140 | $580 |