Gavop shows you how to buy homeowners insurance in Lake Mohegan, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lake Mohegan, NY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Delaware Rd, Uncas St, Heyward St, S Shelley St, Lakeland St, Frost Rd, Lakefront Ave, Maqua Pl, Mountain View Pl, Cristina Ln | $237,500 | $220,000 | $200,000-$250,000 | $381,500 | $340,000 | $400,000-$500,000 |
| Dover Rd, Leisure Way, Oak Knoll Dr, Panorama Dr, Barger St, Midget Ln, Mohawk Rd, Nabby Hill Ll, Hudsonview St, Tioga Ln | $290,500 | $250,000 | $200,000-$250,000 | $372,500 | $340,000 | $400,000-$500,000 |
| Christine Rd, Lawrence Rd, Lydia Ct, Mountain Brook Rd, Iroquois St, Parmly Rd, Lake Ridge Cove, Fenimore Ave, Fox Hall St, Lookout St | $338,000 | $290,000 | $300,000-$350,000 | $556,000 | $480,000 | $500,000-$600,000 |
| Dempster Rd, Lawrence Dr, Dayton Ln, Clover Rd, Sylvan Rd, Mogul Dr, Briarhill St, Chesterfield Dr, Sunny Ct, Scenic Rd | $218,500 | $200,000 | $200,000-$250,000 | $357,500 | $330,000 | $350,000-$400,000 |
| Sagamore Ave, Emma Ln, Buckhorn St, Ravine St, Donald Ct, Decatur Rd, Chelsey St, Dover St, Old Yorktown Rd, Union Rd | $305,500 | $280,000 | $350,000-$400,000 | $599,500 | $500,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $821 |
| Superior Protection Discount | -$100 | $901 |
| Fire & Security Discount | -$100 | $901 |
| Hail Resistant Roof Discount | -$30 | $971 |
| Newly Constructed Home Discount | -$270 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $2,000 | $1,090 | $3,090 | $792 | $2,792 | $298 |
| Lake Mohegan, NY | $2,000 | $989 | $2,989 | $719 | $2,719 | $270 |
| Beaver Dam Lake, NY | $400 | $1,038 | $1,438 | $755 | $1,155 | $284 |
| Spring Valley, NY | $1,000 | $1,002 | $2,002 | $729 | $1,729 | $274 |
| Arlington, NY | $500 | $736 | $1,236 | $535 | $1,035 | $201 |
| Warwick, NY | $1,000 | $1,119 | $2,119 | $813 | $1,813 | $306 |
| Ogdensburg, NJ | $500 | $885 | $1,385 | $643 | $1,143 | $242 |
| Queens County, NY | $2,000 | $1,094 | $3,094 | $795 | $2,795 | $299 |
| West Haven, CT | $200 | $977 | $1,177 | $710 | $910 | $267 |
| Rockville Centre, NY | $2,500 | $840 | $3,340 | $610 | $3,110 | $229 |
| Bellmore, NY | $400 | $1,129 | $1,529 | $820 | $1,220 | $308 |
| East Massapequa, NY | $700 | $1,069 | $1,769 | $777 | $1,477 | $292 |
| Home Insurance Company Lake Mohegan, NY | Homeowners Insurance Agency Lake Mohegan, NY | Address | Popularity Score | Distance from Lake Mohegan (miles) |
|---|---|---|---|---|
| Travelers | Prime Coverage Corp | 1 Huntington Quad Ste 1n11, Melville, NY, 11747 | 42.3 | |
| Allstate | Michael A Weiss | 86 Forest Ave Fl 2, Glen Cove, NY, 11542 | 32.5 | |
| Allstate | Debbie Stockton | 108 Kraft Ave, Bronxville, NY, 10708 | 25.6 | |
| Travelers | A & M Insurance Agency Inc | 54 South Liberty Dr, Stony Point, NY, 10980 | 9.4 | |
| Allstate | Victor Varela | 280 N Bedford Rd Ste 103, Mount Kisco, NY, 10549 | 9.3 | |
| State Farm | Mike Tighe | 16410 Northern Blvd Fl 2, Flushing, NY, 11358-2677 | 38.1 | |
| Travelers | Karras Agency | 18 Roosevelt Ave, Port Jefferson Station, NY, 11776 | 49.7 | |
| Allstate | Barbara Shamah - Leeds | 2110 Flatbush Ave, Brooklyn, NY, 11234 | 48.0 | |
| State Farm | Tim Mee | 667 Old Country Rd, Plainview, NY, 11803-4910 | 41.7 | |
| Allstate | Kevin Schaefer | 49 Nassau St Fl 2, New York, NY, 10038 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,660 | $810 |
| Westchester County, NY | $513,300 | $1,103 | $790 | $1,530 | $740 |
| Lake Mohegan, NY | $336,500 | $1,001 | $680 | $1,380 | $700 |
| Beaver Dam Lake, NY | $270,400 | $1,051 | $770 | $1,460 | $690 |
| Spring Valley, NY | $278,600 | $1,015 | $720 | $1,400 | $680 |
| Arlington, NY | $192,100 | $745 | $530 | $1,030 | $500 |
| Warwick, NY | $303,100 | $1,133 | $770 | $1,600 | $830 |
| Ogdensburg, NJ | $221,300 | $896 | $610 | $1,260 | $650 |
| Queens County, NY | $481,300 | $1,107 | $760 | $1,530 | $770 |
| West Haven, CT | $193,300 | $989 | $660 | $1,410 | $750 |
| Rockville Centre, NY | $615,100 | $850 | $590 | $1,170 | $580 |
| Bellmore, NY | $457,900 | $1,143 | $810 | $1,570 | $760 |
| East Massapequa, NY | $424,400 | $1,082 | $770 | $1,480 | $710 |