How Can I Make My Suffolk County, MA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Suffolk County, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Suffolk County, MA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $119,000 $100,000 $125,000-$150,000
2 Bedroom $247,500 $220,000 $250,000-$300,000
3 Bedroom $423,000 $380,000 $400,000-$500,000
4 Bedroom $639,500 $520,000 $500,000-$600,000
5 Bedroom $585,000 $550,000 $600,000-$700,000

Choose the Best Suffolk County, MA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $1,440
Unemployed 500-549 Credit Score <$25,000 3 Pets, Smoker $260
Retired Up to 499 Credit Score No Income More than 3 Pets at home, Smoker $250

Choose the Right Deductible for your Suffolk County, MA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Massachusetts $300 $930 $1,230 $800 $1,100 $130
Suffolk County, MA $1,500 $1,010 $1,510 $850 $2,350 $-840
Suffolk County, MA $2,500 $1,230 $1,730 $1,020 $3,520 $-1,790
Braintree Town, MA $100 $1,370 $1,470 $1,090 $1,190 $280
Lincoln, MA $2,500 $1,640 $2,140 $1,360 $3,860 $-1,720
Taunton, MA $400 $1,080 $1,480 $900 $1,300 $180
Lancaster, MA $2,500 $1,250 $1,750 $1,100 $3,600 $-1,850
Dighton, MA $200 $1,150 $1,350 $960 $1,160 $190
Boylston, MA $1,000 $1,290 $1,790 $1,140 $2,140 $-350
Pepperell, MA $500 $1,130 $1,630 $990 $1,490 $140
Wareham Center, MA $700 $1,000 $1,500 $810 $1,510 $-10
Johnston, RI $300 $900 $1,200 $730 $1,030 $170
East Merrimack, NH $2,000 $870 $1,370 $740 $2,740 $-1,370

Identify Top Home Insurance Agents near Suffolk County, MA | Back to Top

Home Insurance Company Suffolk County, MA Homeowners Insurance Agency Suffolk County, MA Address Popularity Score Distance from Suffolk County (miles)
Travelers Ralph J Galante Insurance Agency Inc 1939 Massachusetts Avenue, Cambridge, MA, 2140
6.5
Travelers Ralph J Galante Insurance Agency Inc 1939 Massachusetts Ave., Cambridge, MA, 2140
6.5
Travelers Lopriore Insurance Agency 426 Main St Ste 2, Stoneham, MA, 2180
10.9
Travelers Michals Insurance Agency Inc 85 Main St Ste 101, Watertown, MA, 2472
8.8
Travelers Stanton Insurance Agency Inc 230 2nd Ave Suite 105  , Waltham, MA, 2451
13.1
Allstate Carlos Cubia 345 Boylston St Ste 301, Newton, MA, 2459
8.3
Liberty Mutual Independent William L Goodrich Insurance Agency Inc 424 Adams St Ste 102, Milton, MA, 2186
5.1
Liberty Mutual Independent The Bostonian Group Insurance Agency Inc 500 Boylston St, Boston, MA, 2116
3.1
Liberty Mutual Independent Kaplansky Insurance Agency 253 Washington St, Weymouth, MA, 2188
8.6
Travelers Polito Insurance Agency 231 Bussey St , Dedham, MA, 2026
9.0

Compare Rates for Suffolk County, MA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Massachusetts $335,500 $1,240 $890 $1,710 $820
Suffolk County, MA $362,600 $1,670 $1,150 $2,300 $1,150
Suffolk County, MA $362,600 $1,160 $840 $1,600 $760
Braintree Town, MA $369,900 $1,220 $880 $1,720 $840
Lincoln, MA $837,200 $2,010 $1,350 $2,750 $1,400
Taunton, MA $260,000 $1,200 $860 $1,660 $800
Lancaster, MA $311,700 $1,500 $1,100 $2,120 $1,020
Dighton, MA $321,700 $1,450 $1,060 $2,000 $940
Boylston, MA $373,800 $1,680 $1,190 $2,300 $1,110
Pepperell, MA $327,300 $1,010 $680 $1,390 $710
Wareham Center, MA $255,000 $1,150 $830 $1,630 $800
Johnston, RI $237,400 $1,380 $920 $1,900 $980
East Merrimack, NH $204,100 $840 $670 $1,040 $370

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