How Can I Make My Suffolk County, MA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Suffolk County, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Suffolk County, MA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $119,000 $100,000 $125,000-$150,000
2 Bedroom $247,500 $220,000 $250,000-$300,000
3 Bedroom $423,000 $380,000 $400,000-$500,000
4 Bedroom $639,500 $520,000 $500,000-$600,000
5 Bedroom $585,000 $550,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in Suffolk County, MA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$195 $1,022
Superior Protection Discount -$122 $1,095
Fire & Security Discount -$97 $1,119
Hail Resistant Roof Discount -$24 $1,192
Newly Constructed Home Discount -$243 $973

Choose the Right Deductible for your Suffolk County, MA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Suffolk County $1,500 $1,202 $2,702 $873 $2,373 $328
Suffolk County, MA $2,500 $1,202 $3,702 $873 $3,373 $328
Braintree Town, MA $100 $924 $1,024 $672 $772 $253
Lincoln, MA $2,500 $1,032 $3,532 $750 $3,250 $282
Taunton, MA $400 $977 $1,377 $710 $1,110 $267
Lancaster, MA $2,500 $947 $3,447 $688 $3,188 $259
Dighton, MA $200 $914 $1,114 $664 $864 $250
Boylston, MA $1,000 $1,438 $2,438 $1,045 $2,045 $393
Pepperell, MA $500 $918 $1,418 $667 $1,167 $251
Wareham Center, MA $700 $1,041 $1,741 $757 $1,457 $285
Johnston, RI $300 $849 $1,149 $617 $917 $232

Identify Top Home Insurance Agents near Suffolk County, MA | Back to Top

Home Insurance Company Suffolk County, MA Homeowners Insurance Agency Suffolk County, MA Address Popularity Score Distance from Suffolk County (miles)
Travelers Ralph J Galante Insurance Agency Inc 1939 Massachusetts Avenue, Cambridge, MA, 2140
6.5
Travelers Ralph J Galante Insurance Agency Inc 1939 Massachusetts Ave., Cambridge, MA, 2140
6.5
Travelers Lopriore Insurance Agency 426 Main St Ste 2, Stoneham, MA, 2180
10.9
Travelers Michals Insurance Agency Inc 85 Main St Ste 101, Watertown, MA, 2472
8.8
Travelers Stanton Insurance Agency Inc 230 2nd Ave Suite 105  , Waltham, MA, 2451
13.1
Allstate Carlos Cubia 345 Boylston St Ste 301, Newton, MA, 2459
8.3
Liberty Mutual Independent William L Goodrich Insurance Agency Inc 424 Adams St Ste 102, Milton, MA, 2186
5.1
Liberty Mutual Independent The Bostonian Group Insurance Agency Inc 500 Boylston St, Boston, MA, 2116
3.1
Liberty Mutual Independent Kaplansky Insurance Agency 253 Washington St, Weymouth, MA, 2188
8.6
Travelers Polito Insurance Agency 231 Bussey St , Dedham, MA, 2026
9.0

Compare Rates for Suffolk County, MA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Massachusetts $352,600 $1,410 $1,030 $2,000 $970
Suffolk County, MA $430,900 $1,216 $840 $1,670 $830
Suffolk County, MA $430,900 $1,216 $830 $1,680 $850
Braintree Town, MA $402,000 $935 $660 $1,340 $680
Lincoln, MA $837,200 $1,045 $710 $1,470 $760
Taunton, MA $246,500 $989 $710 $1,350 $640
Lancaster, MA $337,100 $958 $650 $1,310 $660
Dighton, MA $324,400 $925 $630 $1,270 $640
Boylston, MA $363,100 $1,455 $1,000 $2,010 $1,010
Pepperell, MA $326,100 $929 $630 $1,270 $640
Wareham Center, MA $243,000 $1,054 $760 $1,450 $690
Johnston, RI $211,800 $860 $580 $1,190 $610

7 Ways to Get Discounts on Homeowners Insurance in Suffolk County, MA

What Makes Your Suffolk County, MA Home Insurance Cheap or Expensive