How Can I Make My Breckinridge County, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Breckinridge County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Breckinridge County, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $36,500 $30,000 $25,000-$50,000
2 Bedroom $63,500 $60,000 $50,000-$75,000
3 Bedroom $94,000 $80,000 $100,000-$125,000
4 Bedroom $104,500 $90,000 $100,000-$125,000
5 Bedroom $231,500 $210,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Breckinridge County, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$103 $540
Superior Protection Discount -$58 $586
Fire & Security Discount -$45 $598
Hail Resistant Roof Discount -$19 $624
Newly Constructed Home Discount -$187 $457

Choose the Right Deductible for your Breckinridge County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Breckinridge County $2,000 $636 $2,636 $462 $2,462 $174
Breckinridge County, KY $1,500 $636 $2,136 $462 $1,962 $174
Cannelton, IN $200 $610 $810 $443 $643 $167
Leitchfield, KY $700 $665 $1,365 $483 $1,183 $182
Grandview, IN $1,000 $662 $1,662 $481 $1,481 $181
Hodgenville, KY $500 $666 $1,166 $484 $984 $182
Luce, IN $700 $718 $1,418 $522 $1,222 $196
Brooks, KY $100 $817 $917 $594 $694 $223
Boston, KY $2,000 $969 $2,969 $704 $2,704 $265
Hammonville, KY $200 $719 $919 $523 $723 $197
Watterson Park, KY $2,500 $865 $3,365 $628 $3,128 $236

Identify Top Home Insurance Agents near Breckinridge County, KY | Back to Top

Home Insurance Company Breckinridge County, KY Homeowners Insurance Agency Breckinridge County, KY Address Popularity Score Distance from Breckinridge County (miles)
Travelers Sc Insurance Llc 600 W Main St Ste 500, Louisville, KY, 40202
49.4
Liberty Mutual Independent Wessel Insurance Agency 4101 Cane Run Rd, Louisville, KY, 40216
44.1
Liberty Mutual Independent Wessel Insurance Agency 4101 Cane Run Rd, Louisville, KY, 40216
44.1
State Farm Jeremy Graham 5438 New Cut Rd Ste 102, Louisville, KY, 40214-4544
44.0
State Farm Matt Miller 8321 Preston Hwy, Louisville, KY, 40219-5309
47.7
State Farm Joe Bell Jr 4016 Preston Hwy, Louisville, KY, 40213-1612
47.9
Allstate David Carden 5454 New Cut Rd Ste 2, Louisville, KY, 40214
44.0
Liberty Mutual Independent Curneal & Hignite Insurance 2905 Ring Rd, Elizabethtown, KY, 42701
32.7
State Farm Terryl Mccray 1827 W Broadway, Louisville, KY, 40203-3547
48.1
Travelers Hyland Block & Hyland 1250 S 3rd St, Louisville, KY, 40203
48.4

Compare Rates for Breckinridge County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,240 $630
Breckinridge County, KY $95,200 $643 $470 $910 $440
Breckinridge County, KY $95,200 $643 $460 $890 $430
Cannelton, IN $67,100 $617 $440 $860 $420
Leitchfield, KY $103,700 $673 $460 $950 $490
Grandview, IN $79,400 $670 $460 $940 $480
Hodgenville, KY $103,900 $674 $490 $960 $470
Luce, IN $93,800 $727 $530 $1,010 $480
Brooks, KY $110,400 $827 $600 $1,150 $550
Boston, KY $157,800 $981 $670 $1,380 $710
Hammonville, KY $86,500 $728 $490 $1,000 $510
Watterson Park, KY $123,700 $875 $590 $1,250 $660