How Can I Make My Lincolnton, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Lincolnton, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Lincolnton, NC Home Insurance Coverage Levels | Back to Top

Lincolnton, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Hwy 150, Startown Rd, State Rd 1331, Woodvale Cir, Hartzoge Ln, Little St, Fulton Trl, Harris Dr, Little Valley Ln, Wellington Dr $145,500 $120,000 $100,000-$125,000 $114,500 $100,000 $100,000-$125,000
Hoffman Acres St, State Rd 1643, State Rd 1329, State Rd 1223, Timberlake Ln, N Academy St Exd, Sumner St, Eastview Dr, State Rd 1234, State Rd 1222 $137,000 $120,000 $100,000-$125,000 $114,000 $100,000 $75,000-$100,000
W State Hwy 150, Red St, Laboratory Rd, State Rd 1278, State Rd 1193, Formosa Trl, McGinnis Ave, State Rd 1186, State Rd 1325, Lincolnview Rd $117,500 $100,000 $100,000-$125,000 $78,500 $60,000 $75,000-$100,000
Clark Creek Rd, Westview Dr, State Rd 1178, S Oak St, Sherwood Forest Rd, Jason Rd, Summerow Rd, State Rd 1407, New Bold St, Clemmay Trl $116,000 $100,000 $100,000-$125,000 $85,500 $70,000 $50,000-$75,000
State Rd 1472, del Mar Rd, State Rd 1622, State Rd 1592, Hillside Dr, Anastasia Ln, Weaver St, Cascade Rd, State Rd 1236, State Rd 1205 $107,500 $90,000 $75,000-$100,000 $73,500 $70,000 $50,000-$75,000
Boat Trl, Gaston St, Lincoln Park St, Jerry Crump Rd, Bill Lynch Rd, Circle Dr, Tallpine Ln, Brookside Dr, Lucy Dr, E McBee St $143,500 $130,000 $125,000-$150,000 $83,500 $70,000 $75,000-$100,000
State Rd 1584, Zane Rd, State Rd 1280, Lithia Ln, Horseshoe Lake Rd, Livingstone Trl, E Park Dr, Reynards Cir, State Rd 1194, Zeb Johnson Trl $120,000 $110,000 $100,000-$125,000 $79,000 $70,000 $75,000-$100,000
Lightview Ln, Spicewood Ln, N Aspen St, Lilly Trl, Bonview Ave, State Rd 1602, Catalina Ln, Wilshire Ln, Industrial Park Rd, Bulldog Ln $95,000 $90,000 $75,000-$100,000 $69,000 $60,000 $75,000-$100,000
State Rd 1338, State Rd 1615, State Rd 1302, Park Circle 1, State Rd 1647, Carlos Rd, Hatchett Rd, Valley Ave, Danbrook Cir, Tin Lane Cir $88,000 $70,000 $100,000-$125,000 $109,000 $100,000 $75,000-$100,000
Redleaf Trl, Westover Dr, Rhyne St, State Rd 1248, State Rd 1262, Wyant Rd, Lyn Well Rd, Ridge St, Plum Ln, Lake St $170,000 $150,000 $150,000-$175,000 $146,500 $140,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Lincolnton, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$121 $552
Superior Protection Discount -$67 $606
Fire & Security Discount -$54 $619
Hail Resistant Roof Discount -$20 $653
Newly Constructed Home Discount -$182 $492

Choose the Right Deductible for your Lincolnton, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lincoln County $1,500 $848 $2,348 $616 $2,116 $232
Lincolnton, NC $2,000 $665 $2,665 $483 $2,483 $182
Mountain View, NC $300 $691 $991 $502 $802 $189
Lawndale, NC $1,500 $427 $1,927 $310 $1,810 $117
Hildebran, NC $500 $800 $1,300 $582 $1,082 $219
Drexel, NC $1,000 $663 $1,663 $482 $1,482 $181
Duncans Creek, NC $100 $1,031 $1,131 $750 $850 $282
Charlotte, NC $2,000 $935 $2,935 $680 $2,680 $256
Chambersburg, NC $500 $638 $1,138 $464 $964 $174
Enochville, NC $1,500 $693 $2,193 $503 $2,003 $189
India Hook, SC $400 $1,066 $1,466 $775 $1,175 $291
North Cove, NC $1,000 $535 $1,535 $389 $1,389 $146

Identify Top Home Insurance Agents near Lincolnton, NC | Back to Top

Home Insurance Company Lincolnton, NC Homeowners Insurance Agency Lincolnton, NC Address Popularity Score Distance from Lincolnton (miles)
State Farm Jennifer Brigham 3302 S New Hope Rd Ste 200b, Gastonia, NC, 28056-8365
19.6
State Farm Denis Wilson 1850 E 3rd St Ste 360, Charlotte, NC, 28204-3299
30.6
Erie Robert D Black Insurance Services 108 West Catawba Avenue, Mount Holly, NC, 28120
18.6
Travelers Pegram & Noyes 4317 A Wilkinson Blvd, Gastonia, NC, 28056
17.9
Travelers Pegram Mitchell Insurance Agency 4456-B The Plaza, Charlotte, NC, 28215
31.1
Travelers Iris Fox Insurance 103 Carbon City Rd, Morganton, NC, 28655
31.5
Travelers Baker-Pegram Insurance 3039 S Blvd Ste D, Charlotte, NC, 28209
29.3
Allstate Lindsay Nelson 2903 Audrey Dr, Gastonia, NC, 28054
17.8
State Farm John Norris 2407 Plntatn Ctr Dr Ste 100a, Matthews, NC, 28105-6614
40.5
Allstate Alan Carpenter 479 N Generals Blvd, Lincolnton, NC, 28092
0.2

Compare Rates for Lincolnton, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $630 $1,240 $610
Lincoln County, NC $158,700 $858 $610 $1,220 $610
Lincolnton, NC $120,400 $673 $460 $960 $500
Mountain View, NC $115,100 $699 $510 $990 $480
Lawndale, NC $66,800 $432 $290 $620 $330
Hildebran, NC $139,900 $810 $550 $1,150 $600
Drexel, NC $119,900 $671 $460 $950 $490
Duncans Creek, NC $205,300 $1,044 $760 $1,430 $670
Charlotte, NC $187,300 $947 $690 $1,310 $620
Chambersburg, NC $130,300 $646 $450 $920 $470
Enochville, NC $115,500 $701 $500 $1,000 $500
India Hook, SC $166,000 $1,079 $790 $1,520 $730
North Cove, NC $85,000 $542 $360 $770 $410