Gavop tells you how to get the best homeowners insurance in Buckingham County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $83,500 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $201,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $219,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $527 |
| Superior Protection Discount | -$64 | $578 |
| Fire & Security Discount | -$51 | $591 |
| Hail Resistant Roof Discount | -$19 | $623 |
| Newly Constructed Home Discount | -$167 | $476 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buckingham County | $1,000 | $635 | $1,635 | $461 | $1,461 | $174 |
| Buckingham County, VA | $700 | $635 | $1,335 | $461 | $1,161 | $174 |
| Esmont, VA | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Appomattox County, VA | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Scottsville, VA | $100 | $780 | $880 | $567 | $667 | $213 |
| Fluvanna County, VA | $700 | $760 | $1,460 | $552 | $1,252 | $208 |
| Pamplin City, VA | $500 | $553 | $1,053 | $402 | $902 | $151 |
| Crewe, VA | $700 | $636 | $1,336 | $462 | $1,162 | $174 |
| Walton, VA | $500 | $654 | $1,154 | $475 | $975 | $179 |
| Victoria, VA | $2,500 | $409 | $2,909 | $297 | $2,797 | $112 |
| Cuckoo, VA | $400 | $742 | $1,142 | $539 | $939 | $203 |
| Riverheads, VA | $1,500 | $719 | $2,219 | $522 | $2,022 | $196 |
| Home Insurance Company Buckingham County, VA | Homeowners Insurance Agency Buckingham County, VA | Address | Popularity Score | Distance from Buckingham County (miles) |
|---|---|---|---|---|
| Travelers | Premier Insurance Agency Ltd | 2409 Dovercourt Dr, Midlothian, VA, 23113 | 47.6 | |
| Travelers | Southside Insurance | 1244 Sycamore Sq Ste 201, Midlothian, VA, 23113 | 48.4 | |
| State Farm | Walt Harris | 3468 Lauderdale Drive, Richmond, VA, 23233-7529 | 49.7 | |
| State Farm | Prem Das | 14111 Midlothian Tpke, Midlothian, VA, 23113-6523 | 47.8 | |
| State Farm | Wyndham Murray | 13872 Coalfld Cmns Pl Ste 103, Midlothian, VA, 23114-1217 | 48.5 | |
| Erie | Sada Insurance Agency Inc. | 13615 Genito Road Suite 2d, Midlothian, VA, 23112 | 49.0 | |
| State Farm | Jeff Cochran | 3387 Anderson Hwy Ste A, Powhatan, VA, 23139-7310 | 35.6 | |
| State Farm | Cindy Shumaker | 6061 Harbour Park Drive, Midlothian, VA, 23112-2160 | 49.7 | |
| Allstate | Tabetha Campbell-Thompson | 7012 Woodlake Commons Loop, Midlothian, VA, 23112 | 47.8 | |
| Travelers | Blankenship Insurance Services Llc | 13510 E. Boundary Road Suite 203, Midlothian, VA, 23112 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,300 | $620 |
| Buckingham County, VA | $132,500 | $643 | $440 | $890 | $450 |
| Buckingham County, VA | $132,500 | $643 | $430 | $890 | $460 |
| Esmont, VA | $157,100 | $771 | $560 | $1,060 | $500 |
| Appomattox County, VA | $151,700 | $702 | $510 | $970 | $460 |
| Scottsville, VA | $246,000 | $790 | $570 | $1,090 | $520 |
| Fluvanna County, VA | $228,100 | $769 | $560 | $1,060 | $500 |
| Pamplin City, VA | $101,400 | $560 | $400 | $770 | $370 |
| Crewe, VA | $120,200 | $644 | $460 | $920 | $460 |
| Walton, VA | $124,700 | $662 | $450 | $930 | $480 |
| Victoria, VA | $74,600 | $414 | $300 | $580 | $280 |
| Cuckoo, VA | $213,700 | $751 | $500 | $1,070 | $570 |
| Riverheads, VA | $197,500 | $727 | $490 | $1,000 | $510 |