Gavop tells you how to get the best homeowners insurance in Elko County, NV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Elko County, NV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lee Rd, Meadow Lark St, Frisco Dr, State Rte 225, Spring Creek Ct, Merino Dr, Rosehip Ct, Front St, Marc Ct, Ridge Run Rd | $128,000 | $110,000 | $125,000-$150,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Clover Dr, Pebble Ln, Elko Ave, Kimble Ln, Poplar Dr, Indian Springs Dr, Barton Dr, Edgewater Dr, Spruce Rd, Deer Ln | $245,000 | $230,000 | $200,000-$250,000 | $162,500 | $150,000 | $150,000-$175,000 |
| Chukar St, Arrow Ln, Hayland Ln, Scotts Rd, Lakeport Ln, Wilson Ave, Rockland Dr, Chestnut St, Rip Ct, N Hollow Dr | $166,500 | $130,000 | $150,000-$175,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Sage Glen, W Tibbets Blvd, Last Chance Rd, Sunrise Dr, Sunset St, Long Canyon Rd, Weyumb St, Winecup Rd, Martin Rd, Marvel Ln | $125,000 | $120,000 | $125,000-$150,000 | $55,000 | $50,000 | $50,000-$75,000 |
| Lake Ave, Harris St, Chaparral Dr, Industrial Way, Crooked Ct, Willington Dr, Columbia River Blvd, N Hollow Cir, Jasper Dr, Feldspar | $129,500 | $120,000 | $125,000-$150,000 | $157,000 | $140,000 | $150,000-$175,000 |
| Brittle Bush Ln, W River St, Ashcroft Pl, Greencrest Dr, Empress Dr, Lamont Pl, Horse Haven, River St, Crossroads Ln, Fawn Creek Rd | $216,000 | $190,000 | $200,000-$250,000 | $135,000 | $120,000 | $125,000-$150,000 |
| Clubhouse Ln, Colben Aly, Crestwood Dr, Mustang Dr, Cowboy Way, University Ct, Statice St, Vista Way Ave, Spring Valley Ln, Midland Dr | $272,000 | $240,000 | $200,000-$250,000 | $121,500 | $110,000 | $125,000-$150,000 |
| E Idaho St, Last Chance Rd, Delaware Ave, Canyon Rd, Frontier Dr, Smith Creek Rd, Ashford Dr, Heritage Way, Herford Dr, Seminole Ave | $236,500 | $220,000 | $175,000-$200,000 | $114,500 | $100,000 | $125,000-$150,000 |
| Union St, Cessna Ct, School St, Sequoia Dr, W Ash St, Vicksburg Ave, Co Rd 741-A, Indian Hills, Co Rte 741A, Stitzel Rd | $173,000 | $140,000 | $200,000-$250,000 | $199,500 | $170,000 | $200,000-$250,000 |
| Deer Ln, Colonial Cir, del Oro Ave, Toana Vis Lp, Spear St, Hayes, Country Ln, Indiana Ave, Nez Pierce St, Hayes Ave | $248,500 | $200,000 | $200,000-$250,000 | $116,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $487 |
| Superior Protection Discount | -$60 | $541 |
| Fire & Security Discount | -$66 | $535 |
| Hail Resistant Roof Discount | -$12 | $589 |
| Newly Constructed Home Discount | -$162 | $439 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elko County | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Elko County, NV | $1,500 | $594 | $2,094 | $432 | $1,932 | $162 |
| Osino, NV | $400 | $599 | $999 | $435 | $835 | $164 |
| Elko, NV | $500 | $610 | $1,110 | $443 | $943 | $167 |
| Spring Creek, NV | $2,000 | $594 | $2,594 | $431 | $2,431 | $162 |
| Wells, NV | $200 | $578 | $778 | $420 | $620 | $158 |
| Carlin, NV | $400 | $464 | $864 | $337 | $737 | $127 |
| Home Insurance Company Elko County, NV | Homeowners Insurance Agency Elko County, NV | Address | Popularity Score | Distance from Elko County (miles) |
|---|---|---|---|---|
| State Farm | Shabonya Dutton | 1794 Idaho St, Elko, NV, 89801-4026 | 29.3 | |
| Liberty Mutual Independent | Isu Mcmullen Insurance | 429 Court St Ste 1, Elko, NV, 89801 | 30.3 | |
| Travelers | Hometown Solutions Insurance Inc | 301 Silver St, Elko, NV, 89801 | 30.4 | |
| State Farm | Brent Stokes | 698 5th St, Elko, NV, 89801-3551 | 30.3 | |
| Travelers | Hometown Solutions Insurance Inc | 301 Silver St, Elko, NV, 89801 | 30.4 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 30.1 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 30.1 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 30.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $910 | $470 |
| Elko County, NV | $198,100 | $601 | $410 | $850 | $440 |
| Elko County, NV | $198,100 | $601 | $430 | $860 | $430 |
| Osino, NV | $186,700 | $606 | $410 | $840 | $430 |
| Elko, NV | $211,700 | $617 | $430 | $850 | $420 |
| Spring Creek, NV | $220,400 | $601 | $440 | $850 | $410 |
| Wells, NV | $170,800 | $585 | $390 | $820 | $430 |
| Carlin, NV | $104,400 | $470 | $340 | $670 | $330 |