Gavop shows you how to buy homeowners insurance in Church Hill, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $154,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $112,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $229,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $132,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $701 |
| Superior Protection Discount | -$82 | $742 |
| Fire & Security Discount | -$91 | $734 |
| Hail Resistant Roof Discount | -$25 | $800 |
| Newly Constructed Home Discount | -$223 | $602 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
| Home Insurance Company Church Hill, TN | Homeowners Insurance Agency Church Hill, TN | Address | Popularity Score | Distance from Church Hill (miles) |
|---|---|---|---|---|
| State Farm | Angela Huskey-Grooms | 321 Cosby Hwy, Newport, TN, 37821-2914 | 46.8 | |
| State Farm | Bill Lawson | 4227 Fort Henry Dr Ste B, Kingsport, TN, 37663-2265 | 12.2 | |
| Allstate | Jayme Gilliam | 132 Boone St Ste 1, Jonesborough, TN, 37659 | 20.6 | |
| Erie | David Pendleton & Associates | 1301 Moreland Drive, Kingsport, TN, 37663 | 10.6 | |
| State Farm | Steve Sonneberger | 2106 W Mountcastle Dr Ste 1, Johnson City, TN, 37604-2524 | 22.6 | |
| State Farm | Mark Tallent | 701 N St Franklin Rd Ste 6, Johnson City, TN, 37604-3645 | 22.9 | |
| State Farm | Jerry Lively | 585 W Center St, Kingsport, TN, 37660-3661 | 8.4 | |
| Liberty Mutual Independent | Heritage Insurance Group Inc | 532 Princeton Rd, Johnson City, TN, 37601 | 22.5 | |
| State Farm | Paul Clark Jr | 3616 Netherland Inn Road, Kingsport, TN, 37660-7296 | 5.6 | |
| State Farm | Robert E Kerns Ii | 901 E Center Street, Kingsport, TN, 37660-4948 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,490 | $740 |
| Hawkins County, TN | $115,400 | $892 | $600 | $1,280 | $680 |
| Church Hill, TN | $130,900 | $825 | $560 | $1,150 | $590 |
| Central, TN | $124,800 | $962 | $660 | $1,380 | $720 |
| Coeburn, VA | $77,200 | $430 | $310 | $600 | $290 |
| Benham, KY | $51,400 | $550 | $390 | $750 | $360 |
| Alva, KY | $31,700 | $429 | $290 | $600 | $310 |
| Payne Gap, KY | $49,700 | $540 | $370 | $750 | $380 |
| Johnson County, TN | $114,100 | $777 | $530 | $1,080 | $550 |
| Clinchco, VA | $56,400 | $296 | $200 | $420 | $220 |
| Mars Hill, NC | $190,000 | $995 | $690 | $1,360 | $670 |
| Burnsville, NC | $123,600 | $739 | $500 | $1,030 | $530 |