How Can I Make My South Coast, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in South Coast, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your South Coast, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $166,500 | $150,000 | $175,000-$200,000 |
| 2 Bedroom | $284,000 | $250,000 | $200,000-$250,000 |
| 3 Bedroom | $488,500 | $460,000 | $400,000-$500,000 |
| 4 Bedroom | $737,000 | $590,000 | $800,000-$900,000 |
| 5 Bedroom | $483,000 | $450,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in South Coast, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$204 | $871 |
| Superior Protection Discount | -$97 | $979 |
| Fire & Security Discount | -$86 | $990 |
| Hail Resistant Roof Discount | -$22 | $1,054 |
| Newly Constructed Home Discount | -$226 | $850 |
Choose the Right Deductible for your South Coast, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,000 | $1,351 | $2,351 | $982 | $1,982 | $369 |
| South Coast, CA | $1,500 | $1,063 | $2,563 | $772 | $2,272 | $290 |
| Wildomar, CA | $200 | $787 | $987 | $572 | $772 | $215 |
| Buena Park, CA | $1,500 | $1,352 | $2,852 | $983 | $2,483 | $370 |
| Cerritos, CA | $300 | $1,220 | $1,520 | $886 | $1,186 | $333 |
| Romoland, CA | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| Carson, CA | $100 | $1,013 | $1,113 | $736 | $836 | $277 |
| Lomita, CA | $1,000 | $930 | $1,930 | $676 | $1,676 | $254 |
| Baldwin Park, CA | $500 | $896 | $1,396 | $651 | $1,151 | $245 |
| Colton, CA | $700 | $639 | $1,339 | $465 | $1,165 | $175 |
| Hermosa Beach, CA | $200 | $929 | $1,129 | $675 | $875 | $254 |
| Alhambra, CA | $700 | $1,452 | $2,152 | $1,055 | $1,755 | $397 |
Identify Top Home Insurance Agents near South Coast, CA | Back to Top
| Home Insurance Company South Coast, CA | Homeowners Insurance Agency South Coast, CA | Address | Popularity Score | Distance from South Coast (miles) |
|---|---|---|---|---|
| Farmers | Jennifer Rich | 23161 Mill Creek Dr Ste 100, Laguna Hills, CA, 92653 | 8.4 | |
| Allstate | Cheryl Binns | 31601 Coast Hwy Ste C, Laguna Beach, CA, 92651 | 1.6 | |
| Nationwide | B & T Insurance And Financial Services Inc | 9842 Bolsa Ave Ste 204, Westminster, CA, 92683 | 21.6 | |
| Allstate | Alan Keddington | 26072 Merit Cir Ste 105, Laguna Hills, CA, 92653 | 5.4 | |
| Farmers | Allan Hodgert | 23161 Mill Creek Dr Ste 100, Laguna Hills, CA, 92653 | 8.4 | |
| Farmers | Fariba Boghraty | 9891 Irvine Center Dr Ste 160, Irvine, CA, 92618 | 8.7 | |
| State Farm | Elaine Lavine | 34080 Gldn Lantern St Ste 105, Dana Point, CA, 92629-2679 | 2.8 | |
| Travelers | Sun Coast General Insurance Agency Inc | 23042 Mill Creek Dr, Laguna Hills, CA, 92653 | 8.5 | |
| Farmers | Elizabeth Bautista | 31903 Mission Trl, Lake Elsinore, CA, 92530 | 26.4 | |
| Allstate | Sami Abdelatif | 32341 Camino Capistrano Ste J, San Juan Capistrano, CA, 92675 | 3.2 |
Compare Rates for South Coast, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| South Coast, CA | $704,700 | $1,076 | $800 | $1,460 | $660 |
| Wildomar, CA | $308,100 | $796 | $590 | $1,080 | $490 |
| Buena Park, CA | $482,300 | $1,369 | $1,010 | $1,860 | $850 |
| Cerritos, CA | $638,600 | $1,235 | $910 | $1,680 | $770 |
| Romoland, CA | $298,000 | $800 | $590 | $1,090 | $500 |
| Carson, CA | $402,500 | $1,025 | $760 | $1,390 | $630 |
| Lomita, CA | $561,500 | $942 | $700 | $1,280 | $580 |
| Baldwin Park, CA | $357,500 | $907 | $670 | $1,230 | $560 |
| Colton, CA | $212,100 | $647 | $480 | $880 | $400 |
| Hermosa Beach, CA | $1,220,500 | $940 | $700 | $1,280 | $580 |
| Alhambra, CA | $553,800 | $1,470 | $1,090 | $2,000 | $910 |
Research Home Insurance Companies Reviews in South Coast, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 11, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 23, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 12, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: December 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: January 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: May 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: October 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Esurance Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Mercury Home Insurance Reviews
Date: February 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married