Gavop tells you how to get the best homeowners insurance in Westminster, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Westminster, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ellis Rd, Linda Dr, Bean Porridge Hill Rd, Laws Rd, Whitman Trl, Rebanna Rd, Cudak Ct, Howard Rd, Sawin Dr, Honey Bee Ln | $323,500 | $260,000 | $300,000-$350,000 | $181,500 | $160,000 | $150,000-$175,000 |
| Mountain View Rd, W Hill Dr, Overlook Rd, W Princeton Rd, Academy Hill St, Kent Rd, Oakmont Ave, Minott Rd, Syd Smith Rd, Parkwood Ln | $258,000 | $220,000 | $250,000-$300,000 | $200,000 | $170,000 | $200,000-$250,000 |
| Fenno Dr, Simplex Dr, Fred Smith Rd, Roper Rd, Aubuchon Dr, Newcomb Rd, Patricia Rd, Knower Rd, Edro Isle Rd, Smith Ave | $308,500 | $250,000 | $250,000-$300,000 | $142,500 | $130,000 | $125,000-$150,000 |
| Needham Rd, Old Oak Ave, Sargent Rd, Taymax Rd, Harrington Rd, E Gardner Rd, N Gardner Rd, Fitchburg Rd, Mark Newton Rd, Wyman Rd | $169,500 | $140,000 | $175,000-$200,000 | $154,000 | $140,000 | $150,000-$175,000 |
| Willard Rd, State Rd E, Genesee Ave, Shady Ave, Kirali Ct, Spruce Rd, Wintturi Rd, Hy Rd, Hanks Hill Rd, Marshall Ave | $229,500 | $210,000 | $250,000-$300,000 | $127,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $689 |
| Superior Protection Discount | -$81 | $729 |
| Fire & Security Discount | -$89 | $721 |
| Hail Resistant Roof Discount | -$24 | $786 |
| Newly Constructed Home Discount | -$186 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $700 | $1,012 | $1,712 | $735 | $1,435 | $276 |
| Westminster, MA | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Athol, MA | $100 | $689 | $789 | $501 | $601 | $188 |
| Ayer, MA | $700 | $844 | $1,544 | $614 | $1,314 | $231 |
| Millbury, MA | $500 | $778 | $1,278 | $566 | $1,066 | $213 |
| Cordaville, MA | $700 | $2,207 | $2,907 | $1,604 | $2,304 | $603 |
| Charlton, MA | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Northbridge, MA | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Middleton, MA | $200 | $1,076 | $1,276 | $782 | $982 | $294 |
| Smithfield, RI | $2,000 | $1,013 | $3,013 | $736 | $2,736 | $277 |
| Home Insurance Company Westminster, MA | Homeowners Insurance Agency Westminster, MA | Address | Popularity Score | Distance from Westminster (miles) |
|---|---|---|---|---|
| Travelers | Gilbert Insurance Agency Inc | 137 Main St, Reading, MA, 1867 | 41.0 | |
| Travelers | Stanton Insurance Agency Inc | 230 2nd Ave, Waltham, MA, 2451 | 34.7 | |
| Travelers | Peoples United Ins Agency Inc | 1441 Main St Sis Building 9th Fl, Springfield, MA, 1103 | 47.0 | |
| Travelers | Kaplansky Insurance Agency | 2288 Massachusetts Ave, Cambridge, MA, 2140 | 41.3 | |
| Travelers | Brown & Brown Of New Hampshire Inc | 3 Hollis St, Pepperell, MA, 1463 | 18.0 | |
| Travelers | Metro Boston Insurance Agency | 96 Central Avenue, Chelsea, MA, 2150 | 46.1 | |
| Travelers | Dorothy A Cormier | 166 Hamilton Street, Leominster, MA, 1453 | 8.1 | |
| Travelers | Arthur J Gallagher Risk Management Svcs Inc | 2 Liberty Sq 5th Fl, Boston, MA, 2109 | 45.6 | |
| Travelers | Macdonald & Pangione | 104 Main St, North Andover, MA, 1845 | 40.8 | |
| Liberty Mutual Independent | Eastern States Ins Agency Inc | 50 Prospect St, Waltham, MA, 2453 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,930 | $960 |
| Worcester County, MA | $260,800 | $1,024 | $710 | $1,420 | $710 |
| Westminster, MA | $274,600 | $811 | $560 | $1,140 | $580 |
| Athol, MA | $143,800 | $697 | $470 | $990 | $520 |
| Ayer, MA | $295,200 | $855 | $620 | $1,190 | $570 |
| Millbury, MA | $263,200 | $788 | $540 | $1,120 | $580 |
| Cordaville, MA | $531,200 | $2,234 | $1,500 | $3,190 | $1,690 |
| Charlton, MA | $280,400 | $823 | $570 | $1,140 | $570 |
| Northbridge, MA | $291,600 | $847 | $570 | $1,170 | $600 |
| Middleton, MA | $461,500 | $1,089 | $790 | $1,500 | $710 |
| Smithfield, RI | $276,200 | $1,025 | $690 | $1,400 | $710 |