How Can I Make My Kaneohe, HI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Kaneohe, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Kaneohe, HI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $169,500 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $403,500 | $350,000 | $400,000-$500,000 |
| 3 Bedroom | $425,000 | $340,000 | $400,000-$500,000 |
| 4 Bedroom | $530,000 | $450,000 | $600,000-$700,000 |
| 5 Bedroom | $812,500 | $690,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Kaneohe, HI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$217 | $1,058 |
| Superior Protection Discount | -$115 | $1,160 |
| Fire & Security Discount | -$115 | $1,160 |
| Hail Resistant Roof Discount | -$25 | $1,249 |
| Newly Constructed Home Discount | -$319 | $956 |
Choose your Kaneohe, HI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Kaneohe, HI | Back to Top
| Home Insurance Company Kaneohe, HI | Homeowners Insurance Agency Kaneohe, HI | Address | Popularity Score | Distance from Kaneohe (miles) |
|---|---|---|---|---|
| State Farm | Caleb Yamanaka | 99-080 Kauhale St Ste B5, Aiea, HI, 96701-4116 | 9.4 | |
| State Farm | Dee Ann Lee | 600 Kapiolani Blvd Ste 210, Honolulu, HI, 96813-5139 | 8.5 | |
| Allstate | Bradley Maruyama | 800 S Beretania St Ste 260, Honolulu, HI, 96813 | 8.2 | |
| Travelers | Insurance Solutions Llc | 615 Piikoi St Ste 1711, Honolulu, HI, 96814 | 8.7 | |
| State Farm | Kevin Takahashi | 1284 Kalani St Ste 108, Honolulu, HI, 96817-4939 | 8.3 | |
| State Farm | Rachel Rooney | 45-1123 Kam Hwy Ste B, Kaneohe, HI, 96744-3252 | 0.6 | |
| Travelers | Business Insurance Services Inc | 615 Piikoi St #1901, Honolulu, HI, 96814 | 8.6 | |
| State Farm | Nathan Tachino | 94-1024 Waipio Uka St Ste 203, Waipahu, HI, 96797-4082 | 13.5 | |
| Allstate | Kirk Paterson | 1259 S Beretania St Ste 1, Honolulu, HI, 96814 | 8.2 | |
| State Farm | Darin Ono | 2969 Mapunapuna Pl Ste 111, Honolulu, HI, 96819-2000 | 8.7 |
Compare Rates for Kaneohe, HI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Kaneohe, HI | $697,000 | $1,274 | $940 | $1,860 | $920 |
| Kailua, HI | $901,200 | $1,509 | $1,120 | $2,200 | $1,080 |
| Ahuimanu, HI | $630,200 | $958 | $710 | $1,400 | $690 |
| Halawa, HI | $671,400 | $1,002 | $740 | $1,460 | $720 |
| Punaluu, HI | $605,200 | $1,706 | $1,260 | $2,490 | $1,230 |
| Royal Kunia, HI | $596,100 | $962 | $710 | $1,400 | $690 |
| Kapolei, HI | $490,600 | $1,049 | $780 | $1,530 | $750 |
| Ko Olina, HI | $622,000 | $1,741 | $1,290 | $2,540 | $1,250 |
| Makaha Valley, HI | $167,200 | $604 | $450 | $880 | $430 |
| Mokuleia, HI | $570,800 | $1,634 | $1,210 | $2,390 | $1,180 |
| Waianae, HI | $363,900 | $998 | $740 | $1,460 | $720 |
Research Home Insurance Companies Reviews in Kaneohe, HI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I feel like the premium deductible is fair. It's at least on par with competitors policies. I would like it to be lower but that's not how it goes with insurance companies.
Date: August 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium is moderate in the industry and the deductible is 750 dollars which we keep in savings to protect the home. Completely satisfied so far.
Date: June 20, 2019 Age: Above 60 Gender: Married Marital Status: Male
Premium
SINCE I'VE BEEN WITH THEM SO LONG MY DEDUCTIBLES ARE WELL BELOW THE STANDARD AND VERY REASONABLY PRICED COMPARED TO OTHER AGENCIES.
Liberty Mutual Home Insurance Reviews
Date: July 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
THE PREMIUM AND DEDUCTIBLE IS 1000, WHICH IS COMPARABLE AND SAVES ME MONEY OVERALL. IT IS JUST RIGHT IN CASE THERE IS AN EMERGENCY.
GEICO Home Insurance Reviews
Date: October 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premuimn is pretty good, it does not rise to much even when I have an accident and I can afford it so all in all I am satisfied