Gavop shows you how to buy homeowners insurance in Hilltown, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $219,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $376,500 | $310,000 | $400,000-$500,000 |
| 4 Bedroom | $476,000 | $440,000 | $500,000-$600,000 |
| 5 Bedroom | $809,000 | $710,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $723 |
| Superior Protection Discount | -$88 | $793 |
| Fire & Security Discount | -$62 | $819 |
| Hail Resistant Roof Discount | -$26 | $855 |
| Newly Constructed Home Discount | -$185 | $696 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bucks County | $1,000 | $988 | $1,988 | $718 | $1,718 | $270 |
| Hilltown, PA | $700 | $871 | $1,571 | $633 | $1,333 | $238 |
| Perkiomen, PA | $200 | $783 | $983 | $569 | $769 | $214 |
| Durham, PA | $2,000 | $1,466 | $3,466 | $1,066 | $3,066 | $401 |
| Raubsville, PA | $100 | $855 | $955 | $621 | $721 | $234 |
| Lower Macungie, PA | $2,500 | $747 | $3,247 | $543 | $3,043 | $204 |
| Maxatawny, PA | $400 | $670 | $1,070 | $487 | $887 | $183 |
| Bedminster, NJ | $1,000 | $868 | $1,868 | $631 | $1,631 | $237 |
| Far Hills, NJ | $100 | $2,345 | $2,445 | $1,704 | $1,804 | $641 |
| Kennett, PA | $1,000 | $1,047 | $2,047 | $761 | $1,761 | $286 |
| Harding, NJ | $300 | $2,752 | $3,052 | $2,000 | $2,300 | $752 |
| New Schaefferstown, PA | $2,000 | $723 | $2,723 | $526 | $2,526 | $198 |
| Home Insurance Company Hilltown, PA | Homeowners Insurance Agency Hilltown, PA | Address | Popularity Score | Distance from Hilltown (miles) |
|---|---|---|---|---|
| Travelers | Capstone Insurance Group | 1120 Welsh Rd Ste 220, North Wales, PA, 19454 | 7.9 | |
| Travelers | Miers Insurance | 2222 S 12th St, Allentown, PA, 18103 | 19.7 | |
| Travelers | Campbell Agencies Inc | 236 Wells Rd, Doylestown, PA, 18901 | 6.9 | |
| State Farm | Doug Deantonio | 331 Wilmington Pike Suite 4, Glen Mills, PA, 19342-2277 | 36.9 | |
| Travelers | Laplaca Insurance Inc | 800 E Main St Ste B, Lansdale, PA, 19446 | 7.7 | |
| Liberty Mutual Independent | Becker Insurance Agency Inc | 419 Davisville Rd, Willow Grove, PA, 19090 | 15.5 | |
| Travelers | M E Rooney Insurance Inc | 225 Lincoln Hgwy Ste 165, Fairless Hills, PA, 19030 | 23.7 | |
| State Farm | Amy Schumaker | 314 Pennsylvania Ave, Oreland, PA, 19075-1231 | 15.9 | |
| Travelers | Steely & Smith Llc | 3662 Route 202, Doylestown, PA, 18902 | 8.1 | |
| Travelers | Midtown Agency Ltd | 210 W Butler Ave Ste 3, New Britain, PA, 18901 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Bucks County, PA | $315,700 | $1,000 | $730 | $1,420 | $690 |
| Hilltown, PA | $318,200 | $881 | $640 | $1,260 | $620 |
| Perkiomen, PA | $274,500 | $792 | $580 | $1,090 | $510 |
| Durham, PA | $430,600 | $1,484 | $1,020 | $2,030 | $1,010 |
| Raubsville, PA | $235,900 | $865 | $600 | $1,220 | $620 |
| Lower Macungie, PA | $253,800 | $756 | $540 | $1,080 | $540 |
| Maxatawny, PA | $204,400 | $678 | $450 | $960 | $510 |
| Bedminster, NJ | $382,700 | $879 | $630 | $1,250 | $620 |
| Far Hills, NJ | $800,700 | $2,373 | $1,640 | $3,370 | $1,730 |
| Kennett, PA | $431,800 | $1,059 | $750 | $1,470 | $720 |
| Harding, NJ | $1,030,200 | $2,785 | $1,980 | $3,870 | $1,890 |
| New Schaefferstown, PA | $163,500 | $732 | $530 | $1,050 | $520 |