How Can I Make My Richmond, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Richmond, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Richmond, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $239,000 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $201,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $364,000 | $310,000 | $300,000-$350,000 |
| 5 Bedroom | $339,000 | $320,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Richmond, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $798 |
| Superior Protection Discount | -$95 | $855 |
| Fire & Security Discount | -$86 | $865 |
| Hail Resistant Roof Discount | -$19 | $931 |
| Newly Constructed Home Discount | -$190 | $760 |
Choose your Richmond, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Richmond, CA | Back to Top
| Home Insurance Company Richmond, CA | Homeowners Insurance Agency Richmond, CA | Address | Popularity Score | Distance from Richmond (miles) |
|---|---|---|---|---|
| State Farm | Jill Cash | 2809 Telegraph Ave, Berkeley, CA, 94705-1166 | 8.5 | |
| Farmers | Dwayne Lopes | 1250 45th St Ste 200, Emeryville, CA, 94608 | 9.2 | |
| State Farm | Lazena Kelly-Andrada | 2517 Sacramento St Ste B, Berkeley, CA, 94702-2131 | 7.6 | |
| State Farm | Frank Sanchez | 5301 Claremont Ave, Oakland, CA, 94618-1034 | 9.5 | |
| Travelers | Alive Insurance Services Inc | 6328 Fairmount Ave Ste 230, El Cerrito, CA, 94530 | 4.8 | |
| Farmers | Luz Cisneros | 1250 45th St Ste 200, Emeryville, CA, 94608 | 9.2 | |
| State Farm | David Recoder | 1333 San Pablo Ave, Pinole, CA, 94564-2431 | 4.8 | |
| Farmers | Dennis Collins | 520 S El Camino Real Ste 300, San Mateo, CA, 94402 | 27.0 | |
| Allstate | Kathy Clark | 2927 Shattuck Ave, Berkeley, CA, 94705 | 8.4 | |
| State Farm | Kathryn Baker | 950 John Daly Blvd Ste 340, Daly City, CA, 94015-3004 | 18.6 |
Compare Rates for Richmond, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Richmond, CA | $371,900 | $950 | $700 | $1,290 | $590 |
| Corte Madera, CA | $1,144,800 | $944 | $700 | $1,280 | $580 |
| Briones, CA | $525,400 | $980 | $730 | $1,330 | $600 |
| Marin City, CA | $625,700 | $1,799 | $1,330 | $2,450 | $1,120 |
| Cherryland, CA | $364,100 | $811 | $600 | $1,100 | $500 |
| Solano County, CA | $342,000 | $865 | $640 | $1,180 | $540 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| Los Altos Hills, CA | $2,000,001 | $943 | $700 | $1,280 | $580 |
| Milpitas, CA | $704,300 | $1,332 | $990 | $1,810 | $820 |
| Dixon, CA | $345,100 | $764 | $570 | $1,040 | $470 |
Research Home Insurance Companies Reviews in Richmond, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: January 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: September 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 26, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
American Strategic Insurance Home Insurance Reviews
Date: September 13, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: July 30, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: June 20, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
GEICO Home Insurance Reviews
Date: August 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 03, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: January 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
AAA Home Insurance Reviews
Date: November 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
MetLife Home Insurance Reviews
Date: October 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: October 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Safeco Insurance Home Insurance Reviews
Date: February 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried