Gavop tells you how to get the best homeowners insurance in Gray County, KS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $97,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $136,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $270,500 | $220,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $824 |
| Home and Two Car | -$143 | $752 |
| Home and Three Car | -$215 | $680 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gray County | $700 | $884 | $1,584 | $643 | $1,343 | $242 |
| Gray County, KS | $1,500 | $884 | $2,384 | $643 | $2,143 | $242 |
| Ingalls, KS | $500 | $1,168 | $1,668 | $849 | $1,349 | $319 |
| Cimarron, KS | $2,500 | $1,306 | $3,806 | $949 | $3,449 | $357 |
| Royal, KS | $500 | $1,750 | $2,250 | $1,272 | $1,772 | $478 |
| Mertilla, KS | $1,000 | $1,489 | $2,489 | $1,082 | $2,082 | $407 |
| Garden City, KS | $100 | $912 | $1,012 | $663 | $763 | $249 |
| Fowler, KS | $700 | $1,050 | $1,750 | $763 | $1,463 | $287 |
| Meade County, KS | $400 | $904 | $1,304 | $657 | $1,057 | $247 |
| Kismet, KS | $2,000 | $1,019 | $3,019 | $740 | $2,740 | $278 |
| Lakin, KS | $300 | $1,204 | $1,504 | $875 | $1,175 | $329 |
| Offerle, KS | $1,500 | $906 | $2,406 | $658 | $2,158 | $248 |
| Home Insurance Company Gray County, KS | Homeowners Insurance Agency Gray County, KS | Address | Popularity Score | Distance from Gray County (miles) |
|---|---|---|---|---|
| Allstate | The Agency Inc | 122 North Main, Lakin, KS, 67860 | 46.0 | |
| Allstate | Parker-Haskins Insurance Inc | 1712 Central Ave # 176, Dodge City, KS, 67801 | 23.9 | |
| State Farm | Rob Sowers | 2500 Central Ave Ste C, Dodge City, KS, 67801-6204 | 23.9 | |
| State Farm | Cynthia Warden | 224 N Main St, Garden City, KS, 67846-5424 | 27.7 | |
| State Farm | Brad Lock | 1701 N 14th Ave Ste B, Dodge City, KS, 67801-3499 | 23.0 | |
| Farmers | Rodrigo Ruvalcaba | 503 N Main St, Garden City, KS, 67846 | 27.8 | |
| Farmers | Melanie Guillen | 204 E Frontview St, Dodge City, KS, 67801 | 24.1 | |
| State Farm | Robert Unruh | 1106 N Belmont Pl, Garden City, KS, 67846-4639 | 27.5 | |
| Farmers | Timothy Mann | 1021 Fleming St Ste F, Garden City, KS, 67846 | 27.1 | |
| State Farm | Oscar Obando | 1000 W Wyatt Erp Blvd, Dodge City, KS, 67801-4113 | 23.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Gray County, KS | $117,900 | $895 | $700 | $1,210 | $510 |
| Gray County, KS | $117,900 | $895 | $700 | $1,210 | $510 |
| Ingalls, KS | $103,900 | $1,182 | $920 | $1,600 | $680 |
| Cimarron, KS | $130,300 | $1,322 | $1,030 | $1,780 | $750 |
| Royal, KS | $273,400 | $1,771 | $1,380 | $2,390 | $1,010 |
| Mertilla, KS | $175,000 | $1,507 | $1,180 | $2,030 | $850 |
| Garden City, KS | $125,600 | $924 | $720 | $1,250 | $530 |
| Fowler, KS | $84,800 | $1,063 | $830 | $1,440 | $610 |
| Meade County, KS | $88,700 | $915 | $710 | $1,230 | $520 |
| Kismet, KS | $80,000 | $1,031 | $800 | $1,390 | $590 |
| Lakin, KS | $110,500 | $1,219 | $950 | $1,650 | $700 |
| Offerle, KS | $64,200 | $917 | $720 | $1,240 | $520 |