Gavop shows you how to buy homeowners insurance in Thurston County, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $171,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $307,500 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $414,500 | $370,000 | $300,000-$350,000 |
| 5 Bedroom | $315,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $642 |
| Superior Protection Discount | -$67 | $680 |
| Fire & Security Discount | -$60 | $687 |
| Hail Resistant Roof Discount | -$22 | $724 |
| Newly Constructed Home Discount | -$179 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Thurston County | $1,000 | $738 | $1,738 | $536 | $1,536 | $202 |
| Thurston County, WA | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
| Grand Mound, WA | $500 | $623 | $1,123 | $453 | $953 | $170 |
| DuPont, WA | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Steilacoom, WA | $400 | $720 | $1,120 | $524 | $924 | $197 |
| Key Center, WA | $400 | $782 | $1,182 | $569 | $969 | $214 |
| Enumclaw, WA | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
| Covington, WA | $500 | $688 | $1,188 | $500 | $1,000 | $188 |
| Black Diamond, WA | $2,000 | $914 | $2,914 | $664 | $2,664 | $250 |
| Seattle, WA | $400 | $1,055 | $1,455 | $767 | $1,167 | $288 |
| Home Insurance Company Thurston County, WA | Homeowners Insurance Agency Thurston County, WA | Address | Popularity Score | Distance from Thurston County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Duane Weber Insurance | 327 5th Ave S, Kent, WA, 98032 | 41.5 | |
| Allstate | Ronelle Funk | 1601 College St Se, Lacey, WA, 98503 | 6.9 | |
| Farmers | Jay Gregory | 3434 Martin Way E Ste 3, Olympia, WA, 98506 | 8.0 | |
| State Farm | Char Mclain | 208 Lee St Sw Ste 104, Tumwater, WA, 98501-4403 | 5.9 | |
| Farmers | Soutsakhone Soukphaly | 19032 66th Ave S Ste C107, Kent, WA, 98032 | 43.9 | |
| State Farm | Renetta Wilson | 525 Pear St Se, Olympia, WA, 98501-1549 | 8.2 | |
| State Farm | Joe Neel | 1110 College St Se Ste G, Lacey, WA, 98503-5745 | 7.3 | |
| Liberty Mutual Independent | Propel Insurance - Olympia | 315 5th Ave Se, Olympia, WA, 98501 | 8.4 | |
| Allstate | Brian Seth | 22315 7th Ave S, Des Moines, WA, 98198 | 40.1 | |
| Liberty Mutual | Patti Kim | 14900 Interurban Ave. South Ste 142, Tukwila, WA, 98168 | 45.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,110 | $540 |
| Thurston County, WA | $255,500 | $747 | $540 | $1,020 | $480 |
| Thurston County, WA | $255,500 | $747 | $500 | $1,040 | $540 |
| Grand Mound, WA | $154,800 | $631 | $450 | $880 | $430 |
| DuPont, WA | $305,800 | $702 | $510 | $970 | $460 |
| Steilacoom, WA | $326,900 | $729 | $490 | $1,010 | $520 |
| Key Center, WA | $273,600 | $792 | $560 | $1,120 | $560 |
| Enumclaw, WA | $254,100 | $645 | $460 | $920 | $460 |
| Covington, WA | $301,300 | $696 | $500 | $970 | $470 |
| Black Diamond, WA | $357,900 | $925 | $630 | $1,300 | $670 |
| Seattle, WA | $439,300 | $1,068 | $760 | $1,470 | $710 |