Gavop tells you how to get the best homeowners insurance in El Rio, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $290,500 | $250,000 | $250,000-$300,000 |
| 3 Bedroom | $351,000 | $330,000 | $300,000-$350,000 |
| 4 Bedroom | $347,500 | $300,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $764 |
| Home and Two Car | -$133 | $697 |
| Home and Three Car | -$207 | $622 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ventura County | $1,000 | $1,381 | $2,381 | $1,004 | $2,004 | $377 |
| El Rio, CA | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Santa Rosa Valley, CA | $500 | $2,681 | $3,181 | $1,949 | $2,449 | $733 |
| Thousand Oaks, CA | $2,500 | $1,264 | $3,764 | $919 | $3,419 | $346 |
| Oak Park, CA | $300 | $1,074 | $1,374 | $781 | $1,081 | $294 |
| Carpinteria, CA | $2,500 | $1,085 | $3,585 | $788 | $3,288 | $296 |
| Stevenson Ranch, CA | $300 | $995 | $1,295 | $723 | $1,023 | $272 |
| Frazier Park, CA | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| West Hollywood, CA | $300 | $1,287 | $1,587 | $935 | $1,235 | $352 |
| Culver City, CA | $2,500 | $1,360 | $3,860 | $989 | $3,489 | $372 |
| Cuyama, CA | $100 | $791 | $891 | $575 | $675 | $216 |
| Manhattan Beach, CA | $2,500 | $1,215 | $3,715 | $883 | $3,383 | $332 |
| Home Insurance Company El Rio, CA | Homeowners Insurance Agency El Rio, CA | Address | Popularity Score | Distance from El Rio (miles) |
|---|---|---|---|---|
| State Farm | Charles Allison | 2371 N Oxnard Blvd, Oxnard, CA, 93036-2000 | 1.7 | |
| Farmers | Dina Molina | 1701 Lombard St Ste 110, Oxnard, CA, 93030 | 2.0 | |
| State Farm | Steve Smead | 145 S 8th St, Santa Paula, CA, 93060-2738 | 9.1 | |
| State Farm | Kirk Baker | 23504 Cinema Dr, Valencia, CA, 91355-5222 | 36.9 | |
| State Farm | Kristi Isaac | 250 26th St Ste 200, Santa Monica, CA, 90402-2547 | 40.5 | |
| Allstate | John Corr | 4454 Van Nuys Blvd Ste 212, Sherman Oaks, CA, 91403 | 41.1 | |
| Allstate | Douglas Huff | 22909 Soledad Canyon Rd, Santa Clarita, CA, 91350 | 37.5 | |
| Liberty Mutual Independent | Tri County Insurance Service | 19720 Ventura Blvd Ste G, Woodland Hills, CA, 91364 | 34.3 | |
| Farmers | Matthew Shrope | 2734 Johnson Dr Ste 203, Ventura, CA, 93003 | 2.3 | |
| State Farm | Lynn Cecchini | 290 E Verdugo Ave Ste 107, Burbank, CA, 91502-1352 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Ventura County, CA | $520,300 | $1,398 | $1,030 | $1,900 | $870 |
| El Rio, CA | $371,200 | $830 | $610 | $1,130 | $520 |
| Santa Rosa Valley, CA | $1,101,800 | $2,714 | $2,010 | $3,690 | $1,680 |
| Thousand Oaks, CA | $668,700 | $1,280 | $950 | $1,740 | $790 |
| Oak Park, CA | $714,600 | $1,087 | $800 | $1,480 | $680 |
| Carpinteria, CA | $723,800 | $1,098 | $810 | $1,490 | $680 |
| Stevenson Ranch, CA | $647,200 | $1,007 | $750 | $1,370 | $620 |
| Frazier Park, CA | $154,400 | $591 | $440 | $800 | $360 |
| West Hollywood, CA | $684,200 | $1,303 | $960 | $1,770 | $810 |
| Culver City, CA | $735,600 | $1,377 | $1,020 | $1,870 | $850 |
| Cuyama, CA | $298,400 | $801 | $590 | $1,090 | $500 |
| Manhattan Beach, CA | $1,694,900 | $1,229 | $910 | $1,670 | $760 |