Gavop tells you how to get the best homeowners insurance in Harper County, OK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $94,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $110,000 | $90,000 | $125,000-$150,000 |
| 5 Bedroom | $220,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $773 |
| Superior Protection Discount | -$91 | $818 |
| Fire & Security Discount | -$100 | $809 |
| Hail Resistant Roof Discount | -$27 | $882 |
| Newly Constructed Home Discount | -$182 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harper County | $1,000 | $898 | $1,898 | $653 | $1,653 | $245 |
| Harper County, OK | $2,500 | $898 | $3,398 | $653 | $3,153 | $245 |
| Fort Supply, OK | $200 | $1,133 | $1,333 | $824 | $1,024 | $310 |
| Sitka, KS | $2,000 | $1,151 | $3,151 | $836 | $2,836 | $315 |
| Englewood, KS | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Northwest Ellis, OK | $2,500 | $1,051 | $3,551 | $764 | $3,264 | $287 |
| Clark County, KS | $200 | $835 | $1,035 | $607 | $807 | $228 |
| Woodward, OK | $700 | $1,047 | $1,747 | $761 | $1,461 | $286 |
| Comanche County, KS | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Appleton, KS | $700 | $1,152 | $1,852 | $837 | $1,537 | $315 |
| Darrouzett, TX | $200 | $1,389 | $1,589 | $1,010 | $1,210 | $380 |
| Beaver, OK | $1,500 | $1,136 | $2,636 | $826 | $2,326 | $311 |
| Home Insurance Company Harper County, OK | Homeowners Insurance Agency Harper County, OK | Address | Popularity Score | Distance from Harper County (miles) |
|---|---|---|---|---|
| State Farm | Kevin Cansler | 1015 Main St, Woodward, OK, 73801-3119 | 29.3 | |
| State Farm | Gwaine Mathews | 1400 9th St, Woodward, OK, 73801-4606 | 29.5 | |
| Travelers | Ghentco Inc | 1533 Missouri, Waynoka, OK, 73860 | 45.9 | |
| Travelers | Benbrook Insurance Agency Inc | 901 Main, Woodward, OK, 73801 | 29.3 | |
| Allstate | Benbrook Ins Agcy | 901 Main Street, Woodward, OK, 73801 | 29.3 | |
| Allstate | Benbrook Ins Agcy | 901 Main St # 1267, Woodward, OK, 73801 | 29.3 | |
| Travelers | Figley-Salz & Company Inc | 1020 10th St, Woodward, OK, 73801 | 29.3 | |
| Travelers | Lake Insurance Agency Inc | 133 W Jane Jayroe Blvd, Laverne, OK, 73848 | 14.3 | |
| State Farm | Gwaine Mathews | 1400 9th Street, Woodward, OK, 73801-4606 | 29.5 | |
| Travelers | Harper Insurance Agency | 1428 Oklahoma Ave, Woodward, OK, 73801 | 29.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,090 | $2,040 | $950 |
| Harper County, OK | $76,300 | $909 | $650 | $1,260 | $610 |
| Harper County, OK | $76,300 | $909 | $650 | $1,260 | $610 |
| Fort Supply, OK | $83,800 | $1,147 | $790 | $1,620 | $830 |
| Sitka, KS | $101,100 | $1,165 | $910 | $1,570 | $660 |
| Englewood, KS | $22,100 | $550 | $430 | $740 | $310 |
| Northwest Ellis, OK | $74,300 | $1,064 | $720 | $1,510 | $790 |
| Clark County, KS | $76,400 | $845 | $660 | $1,140 | $480 |
| Woodward, OK | $126,100 | $1,060 | $760 | $1,490 | $730 |
| Comanche County, KS | $73,200 | $826 | $640 | $1,110 | $470 |
| Appleton, KS | $101,200 | $1,166 | $910 | $1,570 | $660 |
| Darrouzett, TX | $77,300 | $1,406 | $930 | $2,170 | $1,240 |
| Beaver, OK | $84,100 | $1,150 | $830 | $1,630 | $800 |