How Can I Make My Aurora, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Aurora, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Aurora, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $117,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $177,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $236,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $308,500 | $290,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Aurora, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $631 |
| Superior Protection Discount | -$68 | $692 |
| Fire & Security Discount | -$68 | $692 |
| Hail Resistant Roof Discount | -$23 | $737 |
| Newly Constructed Home Discount | -$213 | $547 |
Choose the Right Deductible for your Aurora, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Portage County | $1,000 | $716 | $1,716 | $520 | $1,520 | $196 |
| Aurora, OH | $2,000 | $751 | $2,751 | $546 | $2,546 | $205 |
| Randolph, OH | $100 | $647 | $747 | $470 | $570 | $177 |
| Chardon, OH | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Brook Park, OH | $200 | $604 | $804 | $439 | $639 | $165 |
| New Franklin, OH | $1,500 | $663 | $2,163 | $482 | $1,982 | $181 |
| Chippewa Lake, OH | $200 | $699 | $899 | $508 | $708 | $191 |
| Grafton, OH | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Richville, OH | $200 | $685 | $885 | $498 | $698 | $187 |
| West, OH | $2,000 | $714 | $2,714 | $519 | $2,519 | $195 |
| Lake Mohawk, OH | $300 | $795 | $1,095 | $578 | $878 | $217 |
| Wilmot, OH | $1,500 | $523 | $2,023 | $380 | $1,880 | $143 |
Identify Top Home Insurance Agents near Aurora, OH | Back to Top
| Home Insurance Company Aurora, OH | Homeowners Insurance Agency Aurora, OH | Address | Popularity Score | Distance from Aurora (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rizer Group Llc | 13823 Grant Street, New Springfield, OH, 44443 | 46.2 | |
| State Farm | Nicole Salmon | 5874 Darrow Rd, Hudson, OH, 44236-3864 | 7.7 | |
| Allstate | James Bell | 9723 Ravenna Rd, Twinsburg, OH, 44087 | 5.6 | |
| Allstate | Bob Sustar | 7359 Austin Powder Dr, Solon, OH, 44139 | 8.2 | |
| Allstate | Robert Mckenica | 75 Milford Dr Ste 222, Hudson, OH, 44236 | 7.5 | |
| State Farm | Ray Purgert | 2561 E. Aurora Road, Twinsburg, OH, 44087-2147 | 6.0 | |
| Allstate | Integrity Insurance & Financial Llc | 1240 Boardman Canfield Rd, Youngstown, OH, 44512 | 38.0 | |
| State Farm | Richard Rango | 124 E Aurora Rd, Northfield, OH, 44067-2019 | 10.5 | |
| State Farm | Jim Docs | 1865 Arndale Road Unit A, Stow, OH, 44224 | 10.0 | |
| Farmers | Trent Shaffer | 405 W Liberty St Ste B, Wooster, OH, 44691 | 47.3 |
Compare Rates for Aurora, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Portage County, OH | $152,000 | $725 | $510 | $1,040 | $530 |
| Aurora, OH | $246,200 | $760 | $520 | $1,090 | $570 |
| Randolph, OH | $168,500 | $654 | $470 | $910 | $440 |
| Chardon, OH | $170,000 | $657 | $480 | $940 | $460 |
| Brook Park, OH | $112,300 | $611 | $440 | $840 | $400 |
| New Franklin, OH | $139,900 | $671 | $480 | $960 | $480 |
| Chippewa Lake, OH | $133,000 | $707 | $470 | $970 | $500 |
| Grafton, OH | $138,800 | $670 | $480 | $920 | $440 |
| Richville, OH | $127,000 | $693 | $480 | $950 | $470 |
| West, OH | $140,100 | $723 | $510 | $1,020 | $510 |
| Lake Mohawk, OH | $183,100 | $805 | $570 | $1,100 | $530 |
| Wilmot, OH | $69,500 | $529 | $360 | $760 | $400 |
Research Home Insurance Companies Reviews in Aurora, OH Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I believe that my premium and deductible are similar to what other insurance companies offer, and I am, therefore, satisfied with them.
Date: January 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Their premium seems reasonable. I did not do very much shopping around when I decided to go with them, so I cannot say if it is comparable to other companies.
Date: November 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
i LOVE THEIR CUSTOMER SERVICE. EVERY TIME I CALL THERE I GET A CALL BACK VERY QUICKLY AND THEY ARE ALWAYS VERY HELPFUL WITH ANYTHING i NEED.
American Strategic Insurance Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My policy doesn't offer anything that others don't. It's a typical policy with replacement value coverage, offers some personal injury, etc. They do offer a discount for a security system, although that is fairly normal.