Gavop's guide to buying homeowners insurance in Marshall County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Marshall County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Red Banks Rd, Union County Rd 1, Skating Rink Rd, Felix Rd, Lake Shore Dr, Highland Ter, Fields Rd, Ford St, Angus Ave, S Magnolia Dr | $134,000 | $120,000 | $125,000-$150,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Cedar Dr, Moore Rd, Goodman Rd, Boyce Ln, Moore Xing, Callicut Rd, Alvin Dr, Barry Rd, Commerce Sq, Edith Cove | $103,500 | $90,000 | $75,000-$100,000 | $66,000 | $60,000 | $75,000-$100,000 |
| Mount Pleasant Rd, Coleman Cove, Early Grove Rd, Nabors Rd, Cazassa Creek Dr, Carrington Rd, Williams Rd, McSmith Rd, Jimmy Ln, Co Rd 1 | $143,500 | $130,000 | $150,000-$175,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Colonial Dr, Overall Rd, Jones Beene Dr, Newsom Rd, Scott Dr, Levi Bell Rd, Greenbriar Cir, Walnut Ln, Barber Rd, Broadway Rd | $76,500 | $70,000 | $75,000-$100,000 | $94,000 | $90,000 | $100,000-$125,000 |
| Rossville Rd, US Hwy 72, Stacks Dr, Govan Ave, State Hwy 4, Dortch Cir, Cedar Oaks Cir, W Sweetwater Rd, Gandy Cir, James Black Rd | $159,500 | $130,000 | $150,000-$175,000 | $130,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $809 |
| Superior Protection Discount | -$99 | $888 |
| Fire & Security Discount | -$109 | $878 |
| Hail Resistant Roof Discount | -$20 | $967 |
| Newly Constructed Home Discount | -$217 | $770 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marshall County | $1,500 | $975 | $2,475 | $708 | $2,208 | $266 |
| Marshall County, MS | $700 | $975 | $1,675 | $708 | $1,408 | $266 |
| Ashland, MS | $300 | $929 | $1,229 | $675 | $975 | $254 |
| La Grange, TN | $2,000 | $1,302 | $3,302 | $946 | $2,946 | $356 |
| Sardis, MS | $200 | $923 | $1,123 | $671 | $871 | $252 |
| Shelby County, TN | $2,500 | $946 | $3,446 | $687 | $3,187 | $258 |
| Ecru, MS | $200 | $1,073 | $1,273 | $780 | $980 | $293 |
| Whiteville, TN | $700 | $736 | $1,436 | $535 | $1,235 | $201 |
| Crenshaw, MS | $300 | $709 | $1,009 | $516 | $816 | $194 |
| Sledge, MS | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Tunica County, MS | $200 | $890 | $1,090 | $647 | $847 | $243 |
| Home Insurance Company Marshall County, MS | Homeowners Insurance Agency Marshall County, MS | Address | Popularity Score | Distance from Marshall County (miles) |
|---|---|---|---|---|
| State Farm | Romaro Miller | 7164 Hacks Cross Rd Ste 119, Olive Branch, MS, 38654-3915 | 21.5 | |
| Allstate | James Wallace | 2416 E Parkway St, Hernando, MS, 38632 | 27.4 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 29.6 | |
| Allstate | Thomas Wooten | 5740 Getwell Rd Ste B, Southaven, MS, 38672 | 27.5 | |
| State Farm | Bill Gorman | 7165 Getwell Rd Bldg A, Southaven, MS, 38672-9619 | 28.1 | |
| State Farm | Marti Stark | 1007 N Lamar Blvd Ste 4, Oxford, MS, 38655-2864 | 26.9 | |
| State Farm | Barry Bouchillon | 40 Stateline Rd W, Southaven, MS, 38671-1706 | 31.7 | |
| State Farm | Greg Barkley | 612 City Ave S, Ripley, MS, 38663-2518 | 31.9 | |
| Liberty Mutual Independent | Caldwell & Meacham Insurance | 401 W Main, Senatobia, MS, 38668 | 28.2 | |
| State Farm | Stephanie Morrison | 2485 Goodman Rd W, Horn Lake, MS, 38637-1308 | 33.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,590 | $810 |
| Marshall County, MS | $94,300 | $987 | $700 | $1,410 | $710 |
| Marshall County, MS | $94,300 | $987 | $670 | $1,360 | $690 |
| Ashland, MS | $76,900 | $940 | $640 | $1,290 | $650 |
| La Grange, TN | $275,000 | $1,318 | $900 | $1,810 | $910 |
| Sardis, MS | $76,000 | $934 | $640 | $1,300 | $660 |
| Shelby County, TN | $135,700 | $957 | $640 | $1,310 | $670 |
| Ecru, MS | $98,200 | $1,086 | $740 | $1,510 | $770 |
| Whiteville, TN | $72,000 | $745 | $500 | $1,040 | $540 |
| Crenshaw, MS | $47,400 | $718 | $500 | $990 | $490 |
| Sledge, MS | $45,500 | $703 | $470 | $960 | $490 |
| Tunica County, MS | $96,000 | $900 | $650 | $1,230 | $580 |