Gavop's guide to buying homeowners insurance in Villa Hills, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $159,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $121,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $198,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $319,500 | $280,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $724 |
| Home and Two Car | -$134 | $653 |
| Home and Three Car | -$189 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kenton County | $1,000 | $909 | $1,909 | $660 | $1,660 | $248 |
| Villa Hills, KY | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
| North College Hill, OH | $300 | $691 | $991 | $502 | $802 | $189 |
| Lockland, OH | $1,000 | $554 | $1,554 | $403 | $1,403 | $151 |
| Forestville, OH | $200 | $697 | $897 | $507 | $707 | $191 |
| Woodlawn, OH | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Randolph, IN | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Remington, OH | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| Hogan, IN | $300 | $895 | $1,195 | $651 | $951 | $245 |
| Dry Ridge, KY | $1,500 | $873 | $2,373 | $635 | $2,135 | $239 |
| Tate, OH | $300 | $649 | $949 | $471 | $771 | $177 |
| Miami, OH | $2,500 | $657 | $3,157 | $477 | $2,977 | $180 |
| Home Insurance Company Villa Hills, KY | Homeowners Insurance Agency Villa Hills, KY | Address | Popularity Score | Distance from Villa Hills (miles) |
|---|---|---|---|---|
| State Farm | Mike Martin | 7724 Us 42 Ste A4, Florence, KY, 41042-1949 | 5.4 | |
| Erie | Mansfield Insurance Agency Inc. | 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048 | 5.5 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 5.1 | |
| State Farm | Tracie Johnson | 1400 Gloria Terrell Dr Ste D, Wilder, KY, 41076-9189 | 8.0 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 7.5 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 9.3 | |
| Travelers | Dambrosio & Elders Agency Llc | 8121 Us 42, Florence, KY, 41042 | 6.2 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 5.2 | |
| Allstate | Jenni Ballard | 619 Buttermilk Pike, Crescent Springs, KY, 41017 | 1.5 | |
| State Farm | Tracy Davis | 919 N Fort Thomas Ave, Fort Thomas, KY, 41075 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,230 | $620 |
| Kenton County, KY | $149,700 | $920 | $670 | $1,320 | $650 |
| Villa Hills, KY | $209,100 | $787 | $570 | $1,080 | $510 |
| North College Hill, OH | $82,800 | $700 | $480 | $1,000 | $520 |
| Lockland, OH | $79,000 | $561 | $410 | $800 | $390 |
| Forestville, OH | $204,400 | $706 | $500 | $970 | $470 |
| Woodlawn, OH | $88,400 | $590 | $420 | $830 | $410 |
| Randolph, IN | $128,400 | $842 | $610 | $1,150 | $540 |
| Remington, OH | $223,600 | $870 | $640 | $1,230 | $590 |
| Hogan, IN | $152,500 | $906 | $610 | $1,300 | $690 |
| Dry Ridge, KY | $126,200 | $884 | $640 | $1,260 | $620 |
| Tate, OH | $132,400 | $657 | $450 | $910 | $460 |
| Miami, OH | $136,500 | $665 | $470 | $940 | $470 |