Gavop tells you how to get the best homeowners insurance in Columbiana, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Columbiana, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rachel Ln, Nine Oaks Rd, Woodbridge Trl, Billy Wayne Acres, Country Dr, Reed Creek Ln, Adney Cir, Chelsea Rd, Kracker Farms, Hwy 71 | $163,000 | $150,000 | $150,000-$175,000 | $98,500 | $80,000 | $75,000-$100,000 |
| Valentine Ln, Willow View Cir, Co Rd 109, Matterhorn Farm Rd, North St, River Dr, Davis Rd, Co Rd 402, Co Rd 77, Christy Dr | $152,500 | $130,000 | $175,000-$200,000 | $109,000 | $100,000 | $100,000-$125,000 |
| 2nd Ave, Co Rd 405, Chapman Rd, Newsome Rd, Huntwood Rd, Garden Ln, Shallow Creek Rd, State Rte 145, Landing Ln, Blue Springs Rd | $150,500 | $130,000 | $125,000-$150,000 | $69,500 | $60,000 | $75,000-$100,000 |
| Willow Lake Ln, Family Dr, S River Rd, Kate Farm Rd, Wildwood Chapel Rd, Ridge Rd, State Rte 145, Shelby Forest Rd, Willow Lake Cir, Willow Lake Rd | $140,000 | $120,000 | $125,000-$150,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Yellowstone Dr, Spring Creek Camp Rd, Hollybrook Rd, Queen Rd, Maple Leaf Trl, Peaceful Valley Rd, Anglers Ln, Co Rd 412, Juniper Rd, Lokey Ln | $165,000 | $150,000 | $125,000-$150,000 | $120,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $754 |
| Superior Protection Discount | -$84 | $847 |
| Fire & Security Discount | -$74 | $856 |
| Hail Resistant Roof Discount | -$19 | $912 |
| Newly Constructed Home Discount | -$214 | $717 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,476 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,556 |
| Home Insurance Company Columbiana, AL | Homeowners Insurance Agency Columbiana, AL | Address | Popularity Score | Distance from Columbiana (miles) |
|---|---|---|---|---|
| State Farm | Craig Dorris | 407 W College St, Columbiana, AL, 35051-9523 | 1.9 | |
| State Farm | Chris Dorris | 2717 J Hawkins Pkwy Ste 115, Hoover, AL, 35244-4026 | 19.1 | |
| State Farm | Rebecca Smith | 3443 Pelham Pkwy Ste B, Pelham, AL, 35124-2009 | 14.5 | |
| Travelers | Union State Insurance Inc | 1920 First Ave N Pell City, Pell City, AL, 35125 | 33.7 | |
| Farmers | Jerry Mcgaha | 198 Narrows Dr Ste 105, Birmingham, AL, 35242 | 14.4 | |
| State Farm | Tyler Rutledge | 16054 Highway 280 Ste 1600, Chelsea, AL, 35043-8413 | 12.5 | |
| Farmers | Nikeshia Williams | 1200 Corporate Dr Ste 220, Birmingham, AL, 35242 | 17.8 | |
| Travelers | Trammel-Harper-Williams Inc | 2073 Valleydale Rd, Birmingham, AL, 35244 | 16.8 | |
| Allstate | Robyn Thomas | 47 Park Rd Ste 1, Pleasant Grove, AL, 35127 | 30.6 | |
| State Farm | Jerry Austin | 3333 Helena Rd, Helena, AL, 35080-3243 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,610 | $770 |
| Shelby County, AL | $199,500 | $1,302 | $900 | $1,840 | $940 |
| Columbiana, AL | $162,800 | $931 | $630 | $1,320 | $690 |
| Talladega Springs, AL | $137,500 | $1,194 | $850 | $1,680 | $830 |
| Stewartville, AL | $45,700 | $595 | $400 | $840 | $440 |
| Renfroe-Laniers, AL | $108,000 | $1,037 | $710 | $1,440 | $730 |
| Brighton, AL | $57,700 | $693 | $490 | $960 | $470 |
| Jefferson County, AL | $149,000 | $1,162 | $800 | $1,660 | $860 |
| Marbury, AL | $120,200 | $928 | $630 | $1,290 | $660 |
| Brent, AL | $99,700 | $987 | $720 | $1,400 | $680 |
| St. Clair County, AL | $142,800 | $1,135 | $810 | $1,580 | $770 |
| Munford, AL | $142,900 | $867 | $630 | $1,210 | $580 |
| Dora, AL | $90,600 | $780 | $520 | $1,100 | $580 |