Gavop tells you how to get the best homeowners insurance in Altavista, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Altavista, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bay View Rd, Arrington Dr, McDaniel Ln, Cedar Hollow Ln, Co Rd 733, Mount Airy Rd, Co Rd 685, Hopewell Ln, Cedar Ter, Melinda Dr | $215,500 | $200,000 | $200,000-$250,000 | $88,500 | $80,000 | $50,000-$75,000 |
| Tardy Mtn Rd, 9th St, English Aly, Co Rd 888, Goodman Xing Rd, Springfield Rd, Royal Ridge Cir, Rising Sun Rd, State Rte 43, Co Rd 683 | $95,500 | $90,000 | $75,000-$100,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Quail Ridge Dr, Pacoman Rd, Roger Dr, Cheese Creek Dr, Tardy Mountain Rd, Brookwood Dr, Lakewood Cir, Co Rd 691, Lynchburg Hwy, Box Ln | $160,000 | $130,000 | $175,000-$200,000 | $126,500 | $110,000 | $100,000-$125,000 |
| Co Rd 701, Baldwin Cir, Wards Rd N, View Pl, Bank Rd, Acorn Dr, Co Rd 944, Iowa Dr, Holly Hills Dr, Clarks Rd | $105,500 | $90,000 | $75,000-$100,000 | $68,000 | $60,000 | $75,000-$100,000 |
| Old Pocket Rd, Sky Pl, Co Rd 714, Co Rd 924, Snowbird Ln, Plain Ridge Dr, Wood Lane Rd, Central Dr, Co Rd 694, Dana Dr | $147,000 | $130,000 | $150,000-$175,000 | $107,500 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $566 |
| Superior Protection Discount | -$61 | $614 |
| Fire & Security Discount | -$61 | $614 |
| Hail Resistant Roof Discount | -$13 | $661 |
| Newly Constructed Home Discount | -$148 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $2,500 | $731 | $3,231 | $531 | $3,031 | $200 |
| Altavista, VA | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Forest, VA | $100 | $758 | $858 | $551 | $651 | $207 |
| Brookneal, VA | $2,000 | $916 | $2,916 | $666 | $2,666 | $250 |
| Westlake Corner, VA | $300 | $1,673 | $1,973 | $1,216 | $1,516 | $457 |
| Madison Heights, VA | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Phenix, VA | $700 | $445 | $1,145 | $323 | $1,023 | $122 |
| Buchanan, VA | $100 | $654 | $754 | $475 | $575 | $179 |
| Villa Heights, VA | $1,000 | $451 | $1,451 | $327 | $1,327 | $123 |
| Dan River, NC | $400 | $731 | $1,131 | $531 | $931 | $200 |
| Sandy Level, VA | $1,500 | $339 | $1,839 | $246 | $1,746 | $93 |
| Home Insurance Company Altavista, VA | Homeowners Insurance Agency Altavista, VA | Address | Popularity Score | Distance from Altavista (miles) |
|---|---|---|---|---|
| Allstate | Albert Vargas | 19423 Forest Rd, Lynchburg, VA, 24502 | 15.2 | |
| State Farm | Kim Bergsten | 1550 Roanoke Rd, Daleville, VA, 24083-2918 | 36.5 | |
| State Farm | Andy Young | 1119 Oakley Ave, Lynchburg, VA, 24501-3753 | 16.8 | |
| Erie | Guthrie Insurance Agency | 207 Main Street, New Castle, VA, 24127 | 49.1 | |
| State Farm | Brent Hershey | 3178 Roanoke Rd, Daleville, VA, 24083-3151 | 36.7 | |
| Travelers | Benefit Solutions Insurance Agency Inc | 752 Burks Hill Rd, Bedford, VA, 24523 | 15.5 | |
| Allstate | Jason Hamby | 221 Electric Rd, Salem, VA, 24153 | 40.1 | |
| Nationwide | Massie Insurance Agency Inc | 165 S Main St, Amherst, VA, 24521 | 31.3 | |
| State Farm | Lew Thompson | 5929 Williamson Rd, Roanoke, VA, 24012-1243 | 36.7 | |
| Travelers | Cornerstone Insurance Agency | 201 Legrande Avenue, Charlotte Court House, VA, 23923 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,300 | $650 |
| Campbell County, VA | $154,300 | $740 | $540 | $1,050 | $510 |
| Altavista, VA | $142,300 | $674 | $490 | $930 | $440 |
| Forest, VA | $226,000 | $767 | $510 | $1,070 | $560 |
| Brookneal, VA | $105,900 | $928 | $630 | $1,280 | $650 |
| Westlake Corner, VA | $526,400 | $1,693 | $1,150 | $2,390 | $1,240 |
| Madison Heights, VA | $131,700 | $640 | $460 | $880 | $420 |
| Phenix, VA | $80,700 | $450 | $310 | $630 | $320 |
| Buchanan, VA | $163,200 | $662 | $480 | $920 | $440 |
| Villa Heights, VA | $81,600 | $456 | $310 | $650 | $340 |
| Dan River, NC | $123,800 | $740 | $530 | $1,030 | $500 |
| Sandy Level, VA | $63,300 | $343 | $250 | $470 | $220 |