Gavop's guide to buying homeowners insurance in Montville, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Montville, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hamilton Pl, Osborne Pl, Stiles Ln, Baldwin Ct, Margaret Dr, Green Meadows Rd, Tara Ln, Kramer Rd, Tamarack Ln, Fox Rd | $546,000 | $480,000 | $600,000-$700,000 | $528,500 | $430,000 | $600,000-$700,000 |
| Stuart Ct, Mars Ct, Brook Valley Rd, Aynsley Ct, Tomalyn Hill Rd, Dogwood Cir, Woodshire Ter, Melissa, Beverly Dr, Sunrise Way | $885,000 | $730,000 | More than 10,000,000 | $460,500 | $380,000 | $400,000-$500,000 |
| Jesse Ct, Springbrook Rd E, Jarombek Dr, Horseneck Rd, Hancock Ct, Tumbling Brook Dr, Adina St, Taylortown Rd, Springbrook Rd W, Indian Ln | $593,000 | $530,000 | $500,000-$600,000 | $289,000 | $240,000 | $250,000-$300,000 |
| Oxford Dr, Washington Ct, Vreeland Ave, Viewmont Ter, Crane Dr, White Oak Ln, Moore Rd, Renshaw Dr, Stephen Dr, Cain Ct | $527,500 | $470,000 | $500,000-$600,000 | $440,000 | $400,000 | $350,000-$400,000 |
| Stafford Pl, Montgomery Ave, Capstick Ave, Alpine Rd, Windsor Dr, Cambray Rd, Vanderhoof Rd, Daro Ct, Russell Ct, Joan Dr | $920,500 | $820,000 | More than 10,000,000 | $547,500 | $460,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $862 |
| Superior Protection Discount | -$103 | $924 |
| Fire & Security Discount | -$72 | $955 |
| Hail Resistant Roof Discount | -$31 | $996 |
| Newly Constructed Home Discount | -$226 | $801 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $700 | $1,279 | $1,979 | $929 | $1,629 | $349 |
| Montville, NJ | $700 | $1,014 | $1,714 | $737 | $1,437 | $277 |
| Ho-Ho-Kus, NJ | $300 | $2,198 | $2,498 | $1,598 | $1,898 | $601 |
| South Hackensack, NJ | $2,000 | $1,172 | $3,172 | $852 | $2,852 | $320 |
| West New York, NJ | $500 | $984 | $1,484 | $715 | $1,215 | $269 |
| Larchmont, NY | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Mount Hermon, NJ | $100 | $1,021 | $1,121 | $742 | $842 | $279 |
| Plandome, NY | $2,500 | $1,032 | $3,532 | $750 | $3,250 | $282 |
| Matawan, NJ | $500 | $781 | $1,281 | $568 | $1,068 | $213 |
| Belfast, PA | $700 | $813 | $1,513 | $591 | $1,291 | $222 |
| Home Insurance Company Montville, NJ | Homeowners Insurance Agency Montville, NJ | Address | Popularity Score | Distance from Montville (miles) |
|---|---|---|---|---|
| Travelers | Lobosco Insurance Group | 1003 Mcbride Ave, Woodland Park, NJ, 7424 | 7.9 | |
| Allstate | Shelby Mobley | 471 Pompton Ave, Cedar Grove, NJ, 7009 | 7.9 | |
| Travelers | Daman Associates Inc | 808 High Mountain Rd Ste 220, Franklin Lakes, NJ, 7417 | 9.3 | |
| State Farm | Craig Stix | 10 S Morris St, Dover, NJ, 07801-4637 | 10.8 | |
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 35.7 | |
| Farmers | Lenny Zaytsev | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 5.8 | |
| Travelers | Adp Statewide Insurance Agencies Inc | 325 Columbia Tpke Ste 106, Florham Park, NJ, 7932 | 9.0 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 9.2 | |
| Allstate | Ben Michalik | 342 Parsippany Rd, Parsippany, NJ, 7054 | 5.5 | |
| Travelers | Clay Thomas & Associates Llc | One International Blvd Ste 908, Mahwah, NJ, 7495 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,500 | $720 |
| Morris County, NJ | $438,100 | $1,294 | $930 | $1,790 | $860 |
| Montville, NJ | $575,700 | $1,027 | $750 | $1,460 | $710 |
| Ho-Ho-Kus, NJ | $727,900 | $2,225 | $1,600 | $3,090 | $1,490 |
| South Hackensack, NJ | $365,100 | $1,186 | $790 | $1,650 | $860 |
| West New York, NJ | $316,200 | $996 | $670 | $1,420 | $750 |
| Larchmont, NY | $1,183,700 | $851 | $620 | $1,170 | $550 |
| Mount Hermon, NJ | $296,900 | $1,033 | $730 | $1,460 | $730 |
| Plandome, NY | $1,819,000 | $1,044 | $710 | $1,480 | $770 |
| Matawan, NJ | $335,400 | $791 | $580 | $1,100 | $520 |
| Belfast, PA | $213,200 | $823 | $590 | $1,180 | $590 |