Gavop's guide to buying homeowners insurance in Port Aransas, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $143,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $234,000 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $326,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $493,500 | $410,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $917 |
| Superior Protection Discount | -$108 | $971 |
| Fire & Security Discount | -$97 | $981 |
| Hail Resistant Roof Discount | -$32 | $1,046 |
| Newly Constructed Home Discount | -$291 | $787 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nueces County | $1,500 | $1,433 | $2,933 | $1,042 | $2,542 | $392 |
| Port Aransas, TX | $2,000 | $1,066 | $3,066 | $774 | $2,774 | $291 |
| Aransas Pass-Ingleside, TX | $200 | $1,595 | $1,795 | $1,159 | $1,359 | $436 |
| Portland-Gregory, TX | $1,000 | $1,688 | $2,688 | $1,226 | $2,226 | $461 |
| Rockport, TX | $300 | $965 | $1,265 | $701 | $1,001 | $264 |
| Aransas County, TX | $700 | $975 | $1,675 | $709 | $1,409 | $267 |
| San Patricio County, TX | $500 | $1,372 | $1,872 | $997 | $1,497 | $375 |
| Odem, TX | $2,500 | $1,359 | $3,859 | $988 | $3,488 | $372 |
| Kingsville, TX | $400 | $1,293 | $1,693 | $940 | $1,340 | $353 |
| Refugio County, TX | $2,500 | $1,001 | $3,501 | $727 | $3,227 | $274 |
| Refugio, TX | $500 | $1,394 | $1,894 | $1,013 | $1,513 | $381 |
| Home Insurance Company Port Aransas, TX | Homeowners Insurance Agency Port Aransas, TX | Address | Popularity Score | Distance from Port Aransas (miles) |
|---|---|---|---|---|
| State Farm | Rj Alfaro | 1702 Us Highway 181 Ste B10, Portland, TX, 78374-3857 | 12.6 | |
| Travelers | Crawford Insurance Services | 5262 S Staples Street Ste 205, Corpus Christi, TX, 78411 | 12.6 | |
| Farmers | Godfrey Vela Ii | 4455 Spid Dr Ste 113, Corpus Christi, TX, 78411 | 13.6 | |
| Farmers | Bart Floerke | 1605s Highway 181 Ste E, Portland, TX, 78374 | 13.0 | |
| Allstate | Pat Farias | 209 Cedar Dr Ste A, Portland, TX, 78374 | 12.8 | |
| Allstate | Swantner & Gordon In | 601 Moore, Portland, TX, 78374 | 12.5 | |
| Travelers | Affordable Insurance Of Texas | 5133 Kostoryz Ste B, Corpus Christi, TX, 78415 | 14.8 | |
| Farmers | Victor Gonzalez | 4137 Gollihar Rd, Corpus Christi, TX, 78411 | 13.4 | |
| Allstate | Linda Morrison | 301 Texan Trl Ste 3, Corpus Christi, TX, 78411 | 12.9 | |
| Farmers | Richard Peetz | 3038 S Alameda St, Corpus Christi, TX, 78404 | 13.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Nueces County, TX | $122,400 | $1,451 | $960 | $2,230 | $1,270 |
| Port Aransas, TX | $263,900 | $1,079 | $710 | $1,660 | $950 |
| Aransas Pass-Ingleside, TX | $123,100 | $1,614 | $1,070 | $2,490 | $1,420 |
| Portland-Gregory, TX | $151,200 | $1,708 | $1,130 | $2,630 | $1,500 |
| Rockport, TX | $152,500 | $976 | $640 | $1,500 | $860 |
| Aransas County, TX | $158,900 | $987 | $650 | $1,520 | $870 |
| San Patricio County, TX | $105,400 | $1,389 | $920 | $2,140 | $1,220 |
| Odem, TX | $72,000 | $1,376 | $910 | $2,120 | $1,210 |
| Kingsville, TX | $86,400 | $1,309 | $860 | $2,020 | $1,160 |
| Refugio County, TX | $80,800 | $1,013 | $670 | $1,560 | $890 |
| Refugio, TX | $78,300 | $1,411 | $930 | $2,170 | $1,240 |